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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:14.0pt'>Josh, <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'> 1. the language about automatic extensions is an anachronism that has essentially no meaning. It does confuse people, though.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'> 2. the case law is that you have to follow the amendment procedures: <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal><i><span style='font-size:14.0pt;color:black;background:white'>In order for an amendment to be valid, it must be adopted according to the procedures set up in the covenants and it must be consistent with the general plan of the development. </span></i><i><span style='font-size:14.0pt;color:black'> <br><br></span></i><i><span style='font-size:14.0pt'><o:p></o:p></span></i></p><p class=MsoNormal style='background:white'><i><u><span style='font-size:14.0pt;color:black'>Ebel v. Fairwood Park II Homeowners' Ass'n</span></u></i><i><span style='font-size:14.0pt;color:black'>, 136 Wash. App. 787, 792–93 (2007)<o:p></o:p></span></i></p><p class=MsoNormal><i><span style='font-size:14.0pt'><o:p> </o:p></span></i></p><p class=MsoNormal><i><span style='font-size:14.0pt'><o:p> </o:p></span></i></p><p class=MsoNormal><i><span style='font-size:14.0pt;color:black;background:white'>Amendments to covenants are permissible. </span></i><i><span style='font-size:14.0pt;color:black'>Ebel v. Fairwood Park II Homeowners' Ass'n,</span></i><i><span style='font-size:14.0pt;color:black;background:white'> 136 Wash.App. 787, 792 (2007). However, in order for an amendment to be valid, the amendment must be adopted according to the procedures set up in the covenants and it must be consistent with the general plan of the development.</span></i><i><span style='font-size:14.0pt;color:black'><br><br><span style='background:white'><o:p></o:p></span></span></i></p><p class=MsoNormal style='background:white'><i><u><span style='font-size:14.0pt;color:black'>Halme v. Walsh</span></u></i><i><span style='font-size:14.0pt;color:black'>, 192 Wash. App. 893, 906 (2016)<o:p></o:p></span></i></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'> 3. It is in fact amended if the procedure is followed, the amendment applies to everyone, and any judge with experience will say, look, you bought knowing the covenants could be amended by a majority, what is it about that you don't understand?<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'>But, again, amendments always have to meet the case law tests, see Wikinson v. Chiwawa Communities. Not only must it be consistent with the general plan of the development (no gas stations in a residential-restricted neighborhood, for example), there is the <i>additional burden</i> test, and the <i>reasonably related to an existing covenant</i> test. So if a new buyer is not happy because there is a new unanticipated burden amended into the covenants, the amendment may not be valid even if it followed the proper process. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'>Rob<o:p></o:p></span></p><div><p class=MsoNormal style='text-autospace:none'><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal style='text-autospace:none'><span style='font-size:14.0pt'>Robert D. Wilson-Hoss <br>Hoss & Wilson-Hoss, LLP <br>236 West Birch Street <br>Shelton, WA 98584 <br>360 426-2999<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><a href="www.hossandwilsonhoss.com">www.hossandwilson-hoss.com</a><br><a href="mailto:rob@hctc.com">rob@hctc.com</a></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal style='text-autospace:none'><i><span style='font-size:11.0pt'>This message is intended solely for the use of the addressee and may contain information that is privileged, confidential, and exempt from disclosure under applicable law. If you are not the addressee, you are hereby notified that any use, distribution, or copying of this message is strictly prohibited. If you received this message in error, please notify us by reply e-mail or by telephone (call us collect at the number listed above) and immediately delete this message and any and all of its attachments. Thank you.<o:p></o:p></span></i></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;text-transform:uppercase'>This office does debt collection and this e-mail may be an attempt to collect a debt, Any information obtained will be used for that purpose. </span></b><span style='font-size:10.0pt'>To the extent the Federal Fair Debt Collection Practices Act (15 U.S.C. § 1692) applies this firm is acting as a debt collector for the condominium/homeowners' association named above to collect a debt owed to it. Any information obtained will be used for collection purposes. You have the right to seek advice of legal counsel.</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Josh Grant<br><b>Sent:</b> Thursday, May 30, 2019 3:30 PM<br><b>To:</b> 'WSBA Real Property Listserv'<br><b>Subject:</b> Re: [WSBARP] amending restrictive covenants - statute?<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri","sans-serif";color:black'>Thanks Rob</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri","sans-serif";color:black'>I have a case where some very simple, old CC&R’s have only one sentence about amendments. It says: </span><span style='color:black'>The CC&R’s </span><span style='color:blue'>“automatically extended for successive periods of ten (10) years, unless an instrument signed by a majority of the then owners of the lots has been recorded, agreeing to change said covenants in whole or in part.”</span><span style='font-size:13.5pt;font-family:"Calibri","sans-serif";color:blue'> </span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'> <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri","sans-serif";color:black'>That was probably intended only to allow the CC&R’s to be in perpetuity if 50% sign a new covenant. However, on its face that seems to set up a mere 50%+ to amend covenants. With nothing more, my first thought was that any amendment would apply to signatories of it but not to opponents of the new covenant until those lots are sold. If I bought a lot, thoroughly read all the CC&R’s and 2 weeks later, without notice to me, 51% of the land owners (or even one owner with 51% of the lots) signed a new set of CC&R’s, I wouldn’t be happy.</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'> <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri","sans-serif";color:black'>Anyone think that given the above poorly drafted CC&R’s that it would not be immediately enforceable against non-signing lot owners?</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'> <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri","sans-serif";color:black'>Josh</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><div><div><div><div><p class=MsoNormal><strong><span style='font-size:18.0pt;font-family:"Calibri","sans-serif";color:#004080'>Joshua F. Grant</span></strong><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:#004080'><br></span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><img border=0 width=207 height=43 id="_x0000_i1026" src="cid:image001.png@01D5178E.0096DEE0" alt=advocates><br></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#004080'>P. O. Box 619<br>Wilbur, WA 99185<br>509 647 5578</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div></div></div></div><div><div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> <o:p></o:p></span></p></div><div><div><p class=MsoNormal style='background:whitesmoke'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> <a href="mailto:rob@hctc.com" title="rob@hctc.com">Rob Wilson-Hoss</a> <o:p></o:p></span></p></div><div><p class=MsoNormal style='background:whitesmoke'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'>Sent:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> Thursday, May 30, 2019 1:58 PM<o:p></o:p></span></p></div><div><p class=MsoNormal style='background:whitesmoke'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'>To:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> <a href="mailto:wsbarp@lists.wsbarppt.com" title="wsbarp@lists.wsbarppt.com">'WSBA Real Property Listserv'</a> <o:p></o:p></span></p></div><div><p class=MsoNormal style='background:whitesmoke'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'>Subject:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> Re: [WSBARP] amending restrictive covenants - statute?<o:p></o:p></span></p></div></div></div><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'> <o:p></o:p></span></p></div></div><div><p class=MsoNormal><span style='font-size:14.0pt;color:black'>The only other thing to add is that the new Common Interest Communities Act does allow for amendments in such circumstances, it does not apply in this regard to pre-existing HOAs, but if a pre-existing HOA wants to, it can vote to have the new Act apply, and then amend pursuant to the new Act. Take a look at 64.90.095.<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'> </span><span style='font-size:14.0pt;color:black'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;color:black'>My general take is that one would have to be certifiably insane to want the new Act to apply to small pre-existing HOAs, but there may be reasons for it. Such as, you can then amend your covenants when you couldn't otherwise. <o:p></o:p></span></p><p class=MsoNormal><span style='color:black'> </span><span style='font-size:14.0pt;color:black'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;color:black'>And remember, even if you do comply with all of that, and you amend, the amendment is likely going to have to pass case law tests about additional burdens and so on, presumably. See, my favorite target, Wilkinson v. Chiwawa Communities. <o:p></o:p></span></p><p class=MsoNormal><span style='color:black'> </span><span style='font-size:14.0pt;color:black'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;color:black'>Rob<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'> </span><span style='font-size:14.0pt;color:black'><o:p></o:p></span></p><div><p class=MsoNormal><span style='font-size:14.0pt;color:black'>Robert D. Wilson-Hoss <br>Hoss & Wilson-Hoss, LLP <br>236 West Birch Street <br>Shelton, WA 98584 <br>360 426-2999<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;color:black'><a href="wlmailhtml:www.hossandwilsonhoss.com">www.hossandwilson-hoss.com</a><br><a href="mailto:rob@hctc.com">rob@hctc.com</a></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p class=MsoNormal><span style='color:black'> </span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p class=MsoNormal><i><span style='font-size:11.0pt;color:black'>This message is intended solely for the use of the addressee and may contain information that is privileged, confidential, and exempt from disclosure under applicable law. If you are not the addressee, you are hereby notified that any use, distribution, or copying of this message is strictly prohibited. If you received this message in error, please notify us by reply e-mail or by telephone (call us collect at the number listed above) and immediately delete this message and any and all of its attachments. Thank you.<o:p></o:p></span></i></p><p class=MsoNormal><span style='color:black'> </span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;color:black;text-transform:uppercase'>This office does debt collection and this e-mail may be an attempt to collect a debt, Any information obtained will be used for that purpose. </span></b><span style='font-size:10.0pt;color:black'>To the extent the Federal Fair Debt Collection Practices Act (15 U.S.C. § 1692) applies this firm is acting as a debt collector for the condominium/homeowners' association named above to collect a debt owed to it. Any information obtained will be used for collection purposes. You have the right to seek advice of legal counsel.</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><p class=MsoNormal><span style='color:black'> </span><span style='font-size:14.0pt;color:black'><o:p></o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Josh Grant<br><b>Sent:</b> Thursday, May 30, 2019 1:04 PM<br><b>To:</b> WSBA Real Property Listserv<br><b>Subject:</b> Re: [WSBARP] amending restrictive covenants - statute?<o:p></o:p></span></p></div></div><p class=MsoNormal><span style='color:black'> <o:p></o:p></span></p><div><div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri","sans-serif";color:black'>Thanks Jay.</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'> <o:p></o:p></span></p></div><div><div><div><div><p class=MsoNormal><strong><span style='font-size:18.0pt;font-family:"Calibri","sans-serif";color:#004080'>Joshua F. Grant</span></strong><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:#004080'><br></span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><img border=0 width=207 height=43 id="_x0000_i1025" src="cid:image001.png@01D5178E.0096DEE0" alt=advocates><br></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#004080'>P. O. Box 619<br>Wilbur, WA 99185<br>509 647 5578</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div></div></div></div><div><div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> <o:p></o:p></span></p></div><div><div><p class=MsoNormal style='background:whitesmoke'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> <a href="mailto:jay@jaglaw.net" title="jay@jaglaw.net">Jay Goldstein</a> <o:p></o:p></span></p></div><div><p class=MsoNormal style='background:whitesmoke'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'>Sent:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> Thursday, May 30, 2019 12:43 PM<o:p></o:p></span></p></div><div><p class=MsoNormal style='background:whitesmoke'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'>To:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> <a href="mailto:wsbarp@lists.wsbarppt.com" title="wsbarp@lists.wsbarppt.com">WSBA Real Property Listserv</a> <o:p></o:p></span></p></div><div><p class=MsoNormal style='background:whitesmoke'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'>Subject:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:black'> Re: [WSBARP] amending restrictive covenants - statute?<o:p></o:p></span></p></div></div></div><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'> <o:p></o:p></span></p></div></div><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'>I missed this earlier query—if no amendment procedure in the CCRs, then generally requires 100% approval to pass. <o:p></o:p></span></p><div><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'> <o:p></o:p></span></p></div><div id=AppleMailSignature><div><p class=MsoNormal><b><span style='font-size:13.0pt;font-family:"Calibri","sans-serif";color:black'>Jay A. Goldstein</span></b><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><b><span style='color:black'>Of Counsel</span></b><span style='color:black'><o:p></o:p></span></p><p class=MsoNormal><span style='color:black'><img border=0 width=252 height=69 id="Picture_x0020_1" src="cid:image002.png@01D5178E.0096DEE0" alt="cid:AEF18ED8-6AEE-403C-99E7-30A379E62D84@local"><o:p></o:p></span></p><p class=MsoNormal><span style='color:black'><a href="x-apple-data-detectors://1/0">1800 Cooper Point RD SW NO. 8</a> <a href="x-apple-data-detectors://1/0">|</a> <a href="x-apple-data-detectors://1/0"> Olympia, WA 98502</a> <o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Telephone <a href="tel:360.352.1970">360.352.1970</a> | Fax <a href="tel:360.357.0844">360.357.0844</a> | <a href="http://www.jaglaw.net/">www.jaglaw.net</a> <o:p></o:p></span></p><p class=MsoNormal><u><span style='color:black'><a href="mailto:jay@jaglaw.net">jay@jaglaw.net</a><o:p></o:p></span></u></p><p class=MsoNormal><span style='color:black'> <o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Nothing contained herein should be construed as legal advice.<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>The purpose of this email is to transmit a message or document.<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Should you not be the intended recipient of this email message,<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>please reply advising of the mistake and then delete this message<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>from your computer. Should you have any questions,<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>please call the Sender at <a href="tel:360-352-1970">360-352-1970</a>.<o:p></o:p></span></p><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'> <o:p></o:p></span></p></div></div></div><div><p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-family:"Calibri","sans-serif";color:black'><br>On May 30, 2019, at 11:07 AM, Josh Grant <<a href="mailto:jgrant@accima.com">jgrant@accima.com</a>> wrote:<o:p></o:p></span></p></div><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><div><div><div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri","sans-serif";color:black'>My client is an HOA with very simple covenants, which don’t say anything about amending them, in particular they say nothing about the percentage of lot owners who need to agree to an amended covenant. Is there a statute that we go to as a default?</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri","sans-serif";color:black'>Thanks</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri","sans-serif";color:black'>Josh</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div><div><div><div><div><p class=MsoNormal><strong><span style='font-size:18.0pt;font-family:"Calibri","sans-serif";color:#004080'>Joshua F. Grant</span></strong><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:#004080'><br></span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><advocates[1].png><br></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#004080'>P. O. Box 619<br>Wilbur, WA 99185<br>509 647 5578</span><span style='font-size:14.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p></div></div></div></div></div></div></div></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'>***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<br><br>_______________________________________________<br>WSBARP mailing list<br><a href="mailto:WSBARP@lists.wsbarppt.com">WSBARP@lists.wsbarppt.com</a><br><a href="http://mailman.fsr.com/mailman/listinfo/wsbarp">http://mailman.fsr.com/mailman/listinfo/wsbarp</a><o:p></o:p></span></p></div></blockquote></div><div class=MsoNormal align=center style='text-align:center'><span style='font-family:"Calibri","sans-serif";color:black'><hr size=3 width="100%" align=center></span></div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'>***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<br><br>_______________________________________________<br>WSBARP mailing list<br>WSBARP@lists.wsbarppt.com<br>http://mailman.fsr.com/mailman/listinfo/wsbarp<o:p></o:p></span></p></div></div></div><div id=DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2><p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-family:"Calibri","sans-serif";color:black'><o:p> </o:p></span></p><div class=MsoNormal align=center style='text-align:center'><span style='font-family:"Calibri","sans-serif";color:black'><hr size=1 width="99%" noshade style='color:#909090' align=center></span></div><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='border-collapse:collapse'><tr><td style='padding:0in 9.0pt 0in 4.8pt'><p class=MsoNormal><span style='color:black'><a href="https://www.avg.com/internet-security"><span style='border:solid windowtext 1.0pt;padding:0in;text-decoration:none'><img border=0 width=100 height=100 id="_x0000_i1030" src="cid:~WRD008.jpg" alt="Image removed by sender. 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