<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto">Rebecca: When FATCO started offering the “Eagle” policy, it was largely based on then ALTA 1998 Form “Homeowners” Title policy that had about 29 different coverage grants. <div>That eventually morphed into the ALTA 2006 and 2010 form Homeowners policies that everyone in the Title industry now offers, again with those 29 coverage grants. It has also become locally the “default” policy of title insurance for residential transactions, when the NWMLS changed their PSA forms to make it the “default” Title policy. </div><div>The standard Owner’s policy is still relevant because it applies to</div><div>Vacant land transactions and other properties that a title company is unwilling to insure under the broader Homeowners policy. Hope this helps. Maybe the esteemed title guru Dwight Bickel can chime in with any further details? -Greg Ursich, Inslee Best<br><br><div id="AppleMailSignature" dir="ltr">Sent from my iPhone</div><div dir="ltr"><br>On Apr 14, 2019, at 3:09 PM, RebeccaWiess <<a href="mailto:rwiess@foxinternet.net">rwiess@foxinternet.net</a>> wrote:<br><br></div><blockquote type="cite"><div dir="ltr">
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<p class="MsoNormal"><font size="2" color="navy" face="Arial"><span style="font-size:
10.0pt;font-family:Arial;color:navy">A couple decades ago there was the
Homeowner’s Endorsement, which title companies offered for free if you knew
enough to ask for it. Then Fatco started providing it as a regular part of a
residential standard policy without having to ask, and called it Eagle. <o:p></o:p></span></font></p>
<p class="MsoNormal"><font size="2" color="navy" face="Arial"><span style="font-size:
10.0pt;font-family:Arial;color:navy">Who remembers what went on behind the scenes?<o:p></o:p></span></font></p>
<p class="MsoNormal"><font size="2" color="navy" face="Arial"><span style="font-size:
10.0pt;font-family:Arial;color:navy"><o:p> </o:p></span></font></p>
<p class="MsoNormal"><font size="2" color="navy" face="Arial"><span style="font-size:
10.0pt;font-family:Arial;color:navy">Rebecca K. Wiess<o:p></o:p></span></font></p>
<p class="MsoNormal"><st1:street w:st="on"><st1:address w:st="on"><font size="2" color="navy" face="Arial"><span style="font-size:10.0pt;font-family:Arial;
color:navy">421 24th Avenue East</span></font></st1:address></st1:street><font size="2" color="navy" face="Arial"><span style="font-size:10.0pt;font-family:Arial;
color:navy"><o:p></o:p></span></font></p>
<p class="MsoNormal"><st1:place w:st="on"><st1:city w:st="on"><font size="2" color="navy" face="Arial"><span style="font-size:10.0pt;font-family:Arial;
color:navy">Seattle</span></font></st1:city><font size="2" color="navy" face="Arial"><span style="font-size:10.0pt;font-family:Arial;color:navy">, <st1:state w:st="on">WA</st1:state> <st1:postalcode w:st="on">98112</st1:postalcode></span></font></st1:place><font size="2" color="navy" face="Arial"><span style="font-size:10.0pt;font-family:Arial;
color:navy"><o:p></o:p></span></font></p>
<p class="MsoNormal"><font size="2" color="navy" face="Arial"><span style="font-size:
10.0pt;font-family:Arial;color:navy">Phone 206 329-6638<o:p></o:p></span></font></p>
<p class="MsoNormal"><font size="2" color="navy" face="Arial"><span style="font-size:
10.0pt;font-family:Arial;color:navy"><a href="mailto:rwiess@foxinternet.net">rwiess@foxinternet.net</a> <o:p></o:p></span></font></p>
<p class="MsoNormal"><font size="2" color="navy" face="Arial"><span style="font-size:
10.0pt;font-family:Arial;color:navy"><o:p> </o:p></span></font></p>
<div>
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<p class="MsoNormal"><b><font size="2" color="black" face="Tahoma"><span style="font-size:10.0pt;font-family:Tahoma;color:windowtext;font-weight:bold">From:</span></font></b><font size="2" color="black" face="Tahoma"><span style="font-size:10.0pt;font-family:Tahoma;
color:windowtext"> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>
[<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>] <b><span style="font-weight:bold">On
Behalf Of </span></b>Kary Krismer<br>
<b><span style="font-weight:bold">Sent:</span></b> Friday, April 12, 2019 12:55
PM<br>
<b><span style="font-weight:bold">To:</span></b> <a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a><br>
<b><span style="font-weight:bold">Subject:</span></b> Re: [WSBARP] First
American Eagle Homeowner's Policy</span></font><font size="3" color="black" face="Times New Roman"><span style="font-size:12.0pt;font-family:"Times New Roman";
color:windowtext"><o:p></o:p></span></font></p>
</div>
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt"><o:p> </o:p></span></font></p>
<p><font size="3" color="black" face="Times New Roman"><span style="font-size:12.0pt">I
have an older one on my system where it's called an Eagle Protection Owner's
Policy" but also identified as an "ALTA/CLTA Homeowner's Policy of
Title Insurance (1/01/08)."<o:p></o:p></span></font></p>
<pre cols="72"><font size="2" color="black" face="Courier New"><span style="font-size:10.0pt">Kary L. Krismer<o:p></o:p></span></font></pre><pre><font size="2" color="black" face="Courier New"><span style="font-size:10.0pt">206 723-2148<o:p></o:p></span></font></pre>
<div>
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt">On 4/12/2019 12:16 PM, <a href="mailto:nestor@pplsweb.com">nestor@pplsweb.com</a> wrote:<o:p></o:p></span></font></p>
</div>
<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt" type="cite" cite="mid:010b01d4f164$48c9df00$da5d9d00$@pplsweb.com"><!--[if gte mso 9]><xml>
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<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;color:windowtext">I didn’t think the Dept. of Insurance
allowed the renaming of policies, but then again if it walks like a duck etc<u5:p></u5:p></span></font><o:p></o:p></p>
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;color:windowtext"><u5:p> </u5:p></span></font><o:p></o:p></p>
<p class="MsoNormal"><u5:p><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt"> <o:p></o:p></span></font></u5:p></p>
<p class="MsoNormal"><b><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;font-weight:bold">Nestor Gorfinkel, Attorney at Law </span></font><u5:p></u5:p></b><o:p></o:p></p>
<p class="MsoNormal"><b><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;font-weight:bold">Admitted to practice law in
Washington & Florida </span></font><u5:p></u5:p></b><o:p></o:p></p>
<p class="MsoNormal"><st1:state w:st="on"><st1:place w:st="on"><b><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;font-weight:bold">Florida</span></font></b></st1:place></st1:state><b><span style="font-weight:bold"> Civil-Law (International) Notary</span><u5:p></u5:p></b><o:p></o:p></p>
<p class="MsoNormal"><b><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;font-weight:bold">Puget Property Legal Services</span></font><u5:p></u5:p></b><o:p></o:p></p>
<p class="MsoNormal"><st1:street w:st="on"><st1:address w:st="on"><b><span style="mso-style-textfill-fill-color:black;mso-style-textfill-fill-alpha:100.0%"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;color:windowtext;
font-weight:bold">11900 NE First Street Suite 300<u5:p></u5:p></span></font></span></b></st1:address></st1:street><o:p></o:p></p>
<p class="MsoNormal"><st1:place w:st="on"><st1:city w:st="on"><b><span style="mso-style-textfill-fill-color:black;mso-style-textfill-fill-alpha:100.0%"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;color:windowtext;
font-weight:bold">Bellevue</span></font></span></b></st1:city><b><font color="black"><span style="color:windowtext;font-weight:bold">, <st1:state w:st="on">WA</st1:state>
<st1:postalcode w:st="on">98005</st1:postalcode></span></font></b></st1:place><o:p></o:p></p>
<u5:p></u5:p>
<p class="MsoNormal"><b><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;font-weight:bold">Tel. (425) 961-0519<u5:p></u5:p></span></font></b><o:p></o:p></p>
<p class="MsoNormal"><b><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;font-weight:bold">Fax. (888) 522-3601<u5:p></u5:p></span></font></b><o:p></o:p></p>
<p class="MsoNormal"><b><u5:p><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;font-weight:bold"> </span></font></u5:p></b><o:p></o:p></p>
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;color:windowtext"><image001.jpg></span></font><o:p></o:p></p>
<u5:p></u5:p>
<p class="MsoNormal"><b><u5:p><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;font-weight:bold"> </span></font></u5:p></b><o:p></o:p></p>
<p class="MsoNormal"><b><font size="2" color="black" face="Calibri"><span style="font-size:10.0pt;font-weight:bold">ATTENTION - </span></font></b><b><font size="2" color="black"><span style="font-size:10.0pt;color:windowtext;font-weight:
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<div>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;color:windowtext;font-weight:bold">From:</span></font></b><font color="black"><span style="color:windowtext"> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"><wsbarp-bounces@lists.wsbarppt.com></a>
<b><span style="font-weight:bold">On Behalf Of </span></b>Kary Krismer<br>
<b><span style="font-weight:bold">Sent:</span></b> Friday, April 12, 2019 11:31
AM<br>
<b><span style="font-weight:bold">To:</span></b> <a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a><br>
<b><span style="font-weight:bold">Subject:</span></b> Re: [WSBARP] First
American Eagle Homeowner's Policy<u5:p></u5:p></span></font><o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><u5:p><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt"> <o:p></o:p></span></font></u5:p></p>
<p><font size="3" color="black" face="Times New Roman"><span style="font-size:12.0pt">I'm
pretty sure that's just Fatco's name for their ALTA policy.<o:p></o:p></span></font><u5:p></u5:p></p>
<p><font size="3" color="black" face="Times New Roman"><span style="font-size:12.0pt">I
regularly ask my buyer clients if they want to see a pro forma policy (if they
are the type that read insurance contracts), but it's been some time since
someone said yes, so I don't have a current sample to send you (and probably
shouldn't if it identifies the property). The title officer should be
able to do that for you.<o:p></o:p></span></font><u5:p></u5:p></p>
<pre><font size="2" color="black" face="Courier New"><span style="font-size:10.0pt">Kary L. Krismer<o:p></o:p></span></font><u5:p></u5:p></pre><pre><font size="2" color="black" face="Courier New"><span style="font-size:10.0pt">John L. Scott, Inc. <st1:city w:st="on"><st1:place w:st="on">Renton</st1:place></st1:city> <o:p></o:p></span></font><u5:p></u5:p></pre><pre><font size="2" color="black" face="Courier New"><span style="font-size:10.0pt">206 723-2148<o:p></o:p></span></font><u5:p></u5:p></pre>
<div>
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt">On 4/12/2019 10:52 AM, <a href="mailto:nestor@pplsweb.com" moz-do-not-send="true">nestor@pplsweb.com</a>
wrote:<o:p></o:p></span></font><u5:p></u5:p></p>
</div>
<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt">First American provided a Commitment for an “Eagle
Homeowner’s Policy”. Can someone explain the difference between this and an
ALTA Homeowner’s Policy?<o:p></o:p></span></font><u5:p></u5:p></p>
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt"> <o:p></o:p></span></font><u5:p></u5:p></p>
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt"> <o:p></o:p></span></font><u5:p></u5:p></p>
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt">Nestor Gorfinkel, Attorney at Law<o:p></o:p></span></font><u5:p></u5:p></p>
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt">Licensed in <st1:state w:st="on">Washington</st1:state>
& <st1:state w:st="on"><st1:place w:st="on">Florida</st1:place></st1:state><o:p></o:p></span></font><u5:p></u5:p></p>
<p class="MsoNormal"><st1:state w:st="on"><st1:place w:st="on"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt">Florida</span></font></st1:place></st1:state>
Civil-Law (International) Notary<u5:p></u5:p><o:p></o:p></p>
<p class="MsoNormal"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt"> <o:p></o:p></span></font><u5:p></u5:p></p>
<p class="MsoNormal"><b><font size="2" color="black" face="Calibri"><span style="font-size:10.0pt;font-weight:bold">ATTENTION - This e-mail message and
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bold"> </span></font></b><b><font size="1" color="#009900" face="Verdana"><span style="font-size:9.0pt;font-family:Verdana;color:#009900;font-weight:bold">Please
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</o:smarttagtype></o:smarttagtype></o:smarttagtype></o:smarttagtype></o:smarttagtype></o:smarttagtype></div></blockquote><blockquote type="cite"><div dir="ltr"><span>***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***</span><br><span></span><br><span>_______________________________________________</span><br><span>WSBARP mailing list</span><br><span><a href="mailto:WSBARP@lists.wsbarppt.com">WSBARP@lists.wsbarppt.com</a></span><br><span><a href="http://mailman.fsr.com/mailman/listinfo/wsbarp">http://mailman.fsr.com/mailman/listinfo/wsbarp</a></span></div></blockquote></div></body></html>