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<div class=Section1>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>So plaintiff sues parents, parents sue kid
under warranties in the deed to parents, and kid tenders defense and damages to
title company. Plaintiff prevails, parents pay plaintiff, kid pays
parents. Is that how it would come down if problem arose before kid took
title? And if problem arose after kid took title, then title company purse is
out of the picture?<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>Rebecca K. Wiess<o:p></o:p></span></font></p>
<p class=MsoNormal><st1:Street w:st="on"><st1:address w:st="on"><font size=2
color=navy face=Arial><span style='font-size:10.0pt;font-family:Arial;
color:navy'>421 24th Avenue East</span></font></st1:address></st1:Street><font
size=2 color=navy face=Arial><span style='font-size:10.0pt;font-family:Arial;
color:navy'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:place w:st="on"><st1:City w:st="on"><font size=2
color=navy face=Arial><span style='font-size:10.0pt;font-family:Arial;
color:navy'>Seattle</span></font></st1:City><font size=2 color=navy
face=Arial><span style='font-size:10.0pt;font-family:Arial;color:navy'>, <st1:State
w:st="on">WA</st1:State> <st1:PostalCode w:st="on">98112</st1:PostalCode></span></font></st1:place><font
size=2 color=navy face=Arial><span style='font-size:10.0pt;font-family:Arial;
color:navy'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>Phone 206 329-6638<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>rwiess@foxinternet.net <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<div>
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face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'>
<hr size=2 width="100%" align=center tabindex=-1>
</span></font></div>
<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b><span
style='font-weight:bold'>On Behalf Of </span></b>John McCrady<br>
<b><span style='font-weight:bold'>Sent:</span></b> Monday, April 08, 2019 4:55
PM<br>
<b><span style='font-weight:bold'>To:</span></b> <st1:PersonName w:st="on">WSBA
Real Property Listserv</st1:PersonName><br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [WSBARP] Gift Deed</span></font><font
size=3 face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
</div>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>The parents would still not be insured
under the policy.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<div>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>John McCrady<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Counsel<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Puget Sound Title Company<o:p></o:p></span></font></p>
<p class=MsoNormal><st1:Street w:st="on"><st1:address w:st="on"><font size=2
color="#1f497d" face=Calibri><span style='font-size:11.0pt;color:#1F497D'>5350
Orchard Street West</span></font></st1:address></st1:Street><font
color="#1f497d"><span style='color:#1F497D'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>University <st1:place w:st="on"><st1:City
w:st="on">Place</st1:City> <st1:State w:st="on">WA</st1:State> <st1:PostalCode
w:st="on">98467</st1:PostalCode></st1:place><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>253-476-5721<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>j.mccrady@pstitle.com<o:p></o:p></span></font></p>
</div>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<div>
<div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><font size=2 face=Calibri><span style='font-size:11.0pt;
font-weight:bold'>From:</span></font></b> wsbarp-bounces@lists.wsbarppt.com
[mailto:wsbarp-bounces@lists.wsbarppt.com] <b><span style='font-weight:bold'>On
Behalf Of </span></b>nestor@pplsweb.com<br>
<b><span style='font-weight:bold'>Sent:</span></b> Monday, April 08, 2019 3:12
PM<br>
<b><span style='font-weight:bold'>To:</span></b> '<st1:PersonName w:st="on">WSBA
Real Property Listserv</st1:PersonName>' <wsbarp@lists.wsbarppt.com><br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [WSBARP] Gift Deed<o:p></o:p></p>
</div>
</div>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'>What
if Daughter remains on title along with parents?<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:11.0pt;color:black'>Nestor Gorfinkel, Attorney at Law<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:11.0pt;color:black'>Licensed in <st1:State w:st="on">Washington</st1:State>
& <st1:State w:st="on"><st1:place w:st="on">Florida</st1:place></st1:State><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:State w:st="on"><st1:place w:st="on"><font size=2
color=black face=Calibri><span style='font-size:11.0pt;color:black'>Florida</span></font></st1:place></st1:State><font
color=black><span style='color:black'> Civil-Law (International) Notary<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:11.0pt;color:black'><o:p> </o:p></span></font></p>
<p class=MsoNormal><b><font size=2 color=black face=Calibri><span
style='font-size:10.0pt;color:black;font-weight:bold'>ATTENTION - This e-mail
message and any attachment to this e-mail message may contain confidential
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e-mail message contains a forwarded message or is a reply to a prior message,
some or all of the contents of this message or any attachments may not have
been produced by the sender.<o:p></o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=black face=Calibri><span
style='font-size:10.0pt;color:black;font-weight:bold'><o:p> </o:p></span></font></b></p>
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bold'> </span></font></b><b><font size=1 color="#009900" face=Verdana><span
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<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<div>
<div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><font size=2 face=Calibri><span style='font-size:11.0pt;
font-weight:bold'>From:</span></font></b> <a
href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>
<<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>>
<b><span style='font-weight:bold'>On Behalf Of </span></b>John McCrady<br>
<b><span style='font-weight:bold'>Sent:</span></b> Monday, April 8, 2019 2:06
PM<br>
<b><span style='font-weight:bold'>To:</span></b> <st1:PersonName w:st="on">WSBA
Real Property Listserv</st1:PersonName> <<a
href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [WSBARP] Gift Deed<o:p></o:p></p>
</div>
</div>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>From a title company point of view, if
daughter conveys title by Statutory Warranty Deed, they would be covered under
the covenants of warranty contained in the deed. They would not be
insured under the Title Policy. The daughter would continue to be covered
under the title policy to the extent she has liability under the covenants of
warranty.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>They may be able to accomplish their
goals through the “Continuation of Coverage” terms of the Alta
Homeowner’s Policy (should that be the policy held by daughter):<o:p></o:p></span></font></p>
<ol start=1 type=1>
<li class=MsoNormal style='color:black;mso-margin-top-alt:auto;margin-bottom:
12.0pt;line-height:15.0pt;mso-list:l0 level1 lfo3'><font size=2
color="#1f497d" face=Calibri><span style='font-size:11.0pt;color:#1F497D'>
</span></font><u><font size=2 face=HelveticaNeueETW01-55Rg><span
style='font-size:10.5pt;font-family:HelveticaNeueETW01-55Rg'>CONTINUATION
OF COVERAGE</span></font></u><font size=2 face=HelveticaNeueETW01-55Rg><span
style='font-size:10.5pt;font-family:HelveticaNeueETW01-55Rg'><o:p></o:p></span></font></li>
</ol>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
margin-left:.5in;line-height:15.0pt'><font size=2 color=black
face=HelveticaNeueETW01-55Rg><span style='font-size:10.5pt;font-family:HelveticaNeueETW01-55Rg;
color:black'>a. This Policy insures You forever, even after You no longer have
Your Title. You cannot assign this Policy to anyone else.<br>
<br>
b. This Policy also insures:<o:p></o:p></span></font></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
margin-left:1.0in;line-height:15.0pt'><font size=2 color=black
face=HelveticaNeueETW01-55Rg><span style='font-size:10.5pt;font-family:HelveticaNeueETW01-55Rg;
color:black'>(1) anyone who inherits Your Title because of Your death; <br>
<br>
(2) Your spouse who receives Your Title because of dissolution of Your
marriage; <br>
<br>
(<span style='background:yellow'>3) the trustee or successor trustee of a Trust
to whom You transfer Your Title after the Policy Date; or</span><br>
<br>
(4) the beneficiaries of Your Trust upon Your death.<o:p></o:p></span></font></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
margin-left:.5in;line-height:15.0pt'><font size=2 color=black
face=HelveticaNeueETW01-55Rg><span style='font-size:10.5pt;font-family:HelveticaNeueETW01-55Rg;
color:black'>c. We may assert against the insureds identified in Section 2.b.
any rights and defenses that We have against any previous insured under this
Policy.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Other title policy forms have similar
provisions. Daughter and parents should review the title policy and
discuss with the issuer how to accomplish their goals.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<div>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>John McCrady<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Counsel<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Puget Sound Title Company<o:p></o:p></span></font></p>
<p class=MsoNormal><st1:Street w:st="on"><st1:address w:st="on"><font size=2
color="#1f497d" face=Calibri><span style='font-size:11.0pt;color:#1F497D'>5350
Orchard Street West</span></font></st1:address></st1:Street><font
color="#1f497d"><span style='color:#1F497D'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>University <st1:place w:st="on"><st1:City
w:st="on">Place</st1:City> <st1:State w:st="on">WA</st1:State> <st1:PostalCode
w:st="on">98467</st1:PostalCode></st1:place><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>253-476-5721<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><a href="mailto:j.mccrady@pstitle.com">j.mccrady@pstitle.com</a><o:p></o:p></span></font></p>
</div>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
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<div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><font size=2 face=Calibri><span style='font-size:11.0pt;
font-weight:bold'>From:</span></font></b> <a
href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>
[<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b><span style='font-weight:bold'>On Behalf Of </span></b><a
href="mailto:nestor@pplsweb.com">nestor@pplsweb.com</a><br>
<b><span style='font-weight:bold'>Sent:</span></b> Monday, April 08, 2019 12:03
PM<br>
<b><span style='font-weight:bold'>To:</span></b> '<st1:PersonName w:st="on">WSBA
Real Property Listserv</st1:PersonName>' <<a
href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br>
<b><span style='font-weight:bold'>Subject:</span></b> [WSBARP] Gift Deed<o:p></o:p></p>
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<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'>Daughter
want to quitclaim to parents. Parents want to be covered under the title
insurance without paying a premium (of course). If Daughter executes a warranty
deed, will the parents be covered with exception to of anything as of the date
of transfer and any issue arising under the daughter? If not full coverage,
what will they have?<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:11.0pt;color:black'>Nestor Gorfinkel, Attorney at Law &
Florida Civil-Law Notary<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:11.0pt;color:black'>Admitted to practice law in <st1:State
w:st="on">Florida</st1:State> & <st1:State w:st="on"><st1:place w:st="on">Washington</st1:place></st1:State><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:11.0pt;color:black'><o:p> </o:p></span></font></p>
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