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<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>There was a time when most trustees were
attorneys, and most would share litigation reports reasonably freely with other
attorneys, and sometimes with the public. Then came foreclosure trustee
companies, and the U Too Can Make Money on Foreclosed Property advisors. Free
peeks at trustee’s report evaporated.  <o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>I would add to Rob’s list:<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>Trace down the foreclosure debtor, and/or
debtor’s last attorney. That may bring you The Rest of the Story. <o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>Rebecca K. Wiess<o:p></o:p></span></font></p>

<p class=MsoNormal><st1:Street w:st="on"><st1:address w:st="on"><font size=2
  color=navy face=Arial><span style='font-size:10.0pt;font-family:Arial;
  color:navy'>421 24th Avenue East</span></font></st1:address></st1:Street><font
size=2 color=navy face=Arial><span style='font-size:10.0pt;font-family:Arial;
color:navy'><o:p></o:p></span></font></p>

<p class=MsoNormal><st1:place w:st="on"><st1:City w:st="on"><font size=2
  color=navy face=Arial><span style='font-size:10.0pt;font-family:Arial;
  color:navy'>Seattle</span></font></st1:City><font size=2 color=navy
 face=Arial><span style='font-size:10.0pt;font-family:Arial;color:navy'>, <st1:State
 w:st="on">WA</st1:State>  <st1:PostalCode w:st="on">98112</st1:PostalCode></span></font></st1:place><font
size=2 color=navy face=Arial><span style='font-size:10.0pt;font-family:Arial;
color:navy'><o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>Phone 206 329-6638<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>rwiess@foxinternet.net  <o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>

<div>

<div class=MsoNormal align=center style='text-align:center'><font size=3
face="Times New Roman"><span style='font-size:12.0pt'>

<hr size=2 width="100%" align=center tabindex=-1>

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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b><span
style='font-weight:bold'>On Behalf Of </span></b>Rob Wilson-Hoss<br>
<b><span style='font-weight:bold'>Sent:</span></b> Thursday, November 08, 2018
9:45 AM<br>
<b><span style='font-weight:bold'>To:</span></b> '<st1:PersonName w:st="on">WSBA
 Real Property Listserv</st1:PersonName>'<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [WSBARP] Trustee Sale
Lien Notice continued....</span></font><o:p></o:p></p>

</div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>This is what I have learned about buying at trustee or sheriff sales:<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'><o:p> </o:p></span></font></p>

<p class=msolistparagraph style='text-indent:-.25in;mso-list:l0 level1 lfo2'><![if !supportLists]><font
size=4 face="Times New Roman"><span style='font-size:14.0pt'><span
style='mso-list:Ignore'>1.<font size=1 face="Times New Roman"><span
style='font:7.0pt "Times New Roman"'>     </span></font></span></span></font><![endif]><font
size=4><span style='font-size:14.0pt'>title. Either buy a guarantee, or at
least an ownership history, from a title company. At a bare minimum have
someone who understands how to do this look at the Auditor's files, knowing
that they make indexing mistakes often. Best to spend the money on a title
company. Run the owners' names through the auditor and court files to see if
there are any judgments. <o:p></o:p></span></font></p>

<p class=msolistparagraph style='text-indent:-.25in;mso-list:l0 level1 lfo2'><![if !supportLists]><font
size=4 face="Times New Roman"><span style='font-size:14.0pt'><span
style='mso-list:Ignore'>2.<font size=1 face="Times New Roman"><span
style='font:7.0pt "Times New Roman"'>     </span></font></span></span></font><![endif]><font
size=4><span style='font-size:14.0pt'>find out from the trustee whom they
notified at every event, in writing. Trustees often do incomplete work around
identifying and noticing subordinate interest holders who would be foreclosed
out but weren't notified. <o:p></o:p></span></font></p>

<p class=msolistparagraph style='text-indent:-.25in;mso-list:l0 level1 lfo2'><![if !supportLists]><font
size=4 face="Times New Roman"><span style='font-size:14.0pt'><span
style='mso-list:Ignore'>3.<font size=1 face="Times New Roman"><span
style='font:7.0pt "Times New Roman"'>     </span></font></span></span></font><![endif]><font
size=4><span style='font-size:14.0pt'>if anything comes up, be merciless in
running it to the ground. Unreconveyed but obviously paid off deeds of trust,
unfulfilled real estate contracts 45 years ago, plats with easements in them,
everything.<o:p></o:p></span></font></p>

<p class=msolistparagraph style='text-indent:-.25in;mso-list:l0 level1 lfo2'><![if !supportLists]><font
size=4 face="Times New Roman"><span style='font-size:14.0pt'><span
style='mso-list:Ignore'>4.<font size=1 face="Times New Roman"><span
style='font:7.0pt "Times New Roman"'>     </span></font></span></span></font><![endif]><font
size=4><span style='font-size:14.0pt'>go to the county and/or city and look at
their building and planning and health department (septic, well) files. Any
issues, be merciless. Do not just hope they will go away.<o:p></o:p></span></font></p>

<p class=msolistparagraph style='text-indent:-.25in;mso-list:l0 level1 lfo2'><![if !supportLists]><font
size=4 face="Times New Roman"><span style='font-size:14.0pt'><span
style='mso-list:Ignore'>5.<font size=1 face="Times New Roman"><span
style='font:7.0pt "Times New Roman"'>     </span></font></span></span></font><![endif]><font
size=4><span style='font-size:14.0pt'>go look at it for encroachments and so
on. If you can, talk to the neighbors. Look at it as carefully as you can for
condition issues.<o:p></o:p></span></font></p>

<p class=msolistparagraph style='text-indent:-.25in;mso-list:l0 level1 lfo2'><![if !supportLists]><font
size=4 face="Times New Roman"><span style='font-size:14.0pt'><span
style='mso-list:Ignore'>6.<font size=1 face="Times New Roman"><span
style='font:7.0pt "Times New Roman"'>     </span></font></span></span></font><![endif]><font
size=4><span style='font-size:14.0pt'>if it is in a HOA, talk to them about
their issues.<o:p></o:p></span></font></p>

<p class=msolistparagraph style='text-indent:-.25in;mso-list:l0 level1 lfo2'><![if !supportLists]><font
size=4 face="Times New Roman"><span style='font-size:14.0pt'><span
style='mso-list:Ignore'>7.<font size=1 face="Times New Roman"><span
style='font:7.0pt "Times New Roman"'>     </span></font></span></span></font><![endif]><font
size=4><span style='font-size:14.0pt'>absolutely understand the property tax
status. <o:p></o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>Others will be able to add to this list. <o:p></o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>If everything is clean, great. If not, none of the problems are likely
to go away just because you want them to later on. This is not as easy a path
to free money as it sometimes seems. <o:p></o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>Rob<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'><o:p> </o:p></span></font></p>

<div>

<p class=MsoNormal style='text-autospace:none'><font size=4
face="Times New Roman"><span style='font-size:14.0pt'>Robert D. Wilson-Hoss <br>
Hoss & Wilson-Hoss, LLP <br>
<st1:address w:st="on"><st1:Street w:st="on">236 West Birch Street</st1:Street>
 <br>
<st1:City w:st="on">Shelton</st1:City>, <st1:State w:st="on">WA</st1:State> <st1:PostalCode
 w:st="on">98584</st1:PostalCode></st1:address> <br>
360 426-2999<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'><a href="www.hossandwilsonhoss.com"><font color=blue><span
style='color:blue'>www.hossandwilsonhoss.com</span></font></a><br>
<a href="mailto:rob@hctc.com"><font color=blue><span style='color:blue'>rob@hctc.com</span></font></a></span></font><font
size=2 face=Calibri><span style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'><o:p> </o:p></span></font></p>

<p class=MsoNormal style='text-autospace:none'><i><font size=2
face="Times New Roman"><span style='font-size:11.0pt;font-style:italic'>This
message is intended solely for the use of the addressee and may contain
information that is privileged, confidential, and exempt from disclosure under
applicable law.  If you are not the addressee, you are hereby notified
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reply e-mail or by telephone (call us collect at the number listed above) and
immediately delete this message and any and all of its attachments.  Thank
you.<o:p></o:p></span></font></i></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'><o:p> </o:p></span></font></p>

<p class=MsoNormal><b><font size=2 face="Times New Roman"><span
style='font-size:10.0pt;text-transform:uppercase;font-weight:bold'>This office
does debt collection and this e-mail may be an attempt to collect a debt, Any
information obtained will be used for that purpose.  </span></font></b><font
size=2><span style='font-size:10.0pt'>To the extent the Federal Fair Debt
Collection Practices Act (15 U.S.C. § 1692) applies this firm is acting as a
debt collector for the condominium/homeowners' association named above to
collect a debt owed to it. Any information obtained will be used for collection
purposes. You have the right to seek advice of legal counsel.</span></font><font
size=2 face=Calibri><span style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

</div>

<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'><o:p> </o:p></span></font></p>

<div>

<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>

<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b><span
style='font-weight:bold'>On Behalf Of </span></b>nestor@pplsweb.com<br>
<b><span style='font-weight:bold'>Sent:</span></b> Thursday, November 08, 2018
9:15 AM<br>
<b><span style='font-weight:bold'>To:</span></b> '<st1:PersonName w:st="on">WSBA
 Real Property Listserv</st1:PersonName>'<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [WSBARP] Trustee Sale
Lien Notice continued....<o:p></o:p></span></font></p>

</div>

</div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'>Wise advice. I have seen numerous times where a party
bought a property at a foreclosure or Trustee sale, and not realize that the
sale was based upon  a second mortgage or HOA.  The excuse was they
didn’t think a title search or investigation was necessary.<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'>Keep in mind the cost of re-foreclose, and consider
offering them some money for a release of judgment lien.<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:11.0pt;font-family:Calibri;color:black'>Nestor Gorfinkel,
Attorney at Law<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:11.0pt;font-family:Calibri;color:black'>Licensed in <st1:State
w:st="on">Washington</st1:State> & <st1:State w:st="on"><st1:place w:st="on">Florida</st1:place></st1:State><o:p></o:p></span></font></p>

<p class=MsoNormal><st1:State w:st="on"><st1:place w:st="on"><font size=2
  color=black face=Calibri><span style='font-size:11.0pt;font-family:Calibri;
  color:black'>Florida</span></font></st1:place></st1:State><font size=2
color=black face=Calibri><span style='font-size:11.0pt;font-family:Calibri;
color:black'> Civil-Law (International) Notary<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:11.0pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>

<p class=MsoNormal><b><font size=2 color=black face=Calibri><span
style='font-size:10.0pt;font-family:Calibri;color:black;font-weight:bold'>ATTENTION
- This e-mail message and any attachment to this e-mail message may contain
confidential information that is legally privileged. If you are not the
intended recipient, you must not review, retransmit, convert to hard copy,
copy, use or disseminate this e-mail or any attachments to it. If you have
received this e-mail in error, please notify us immediately by return e-mail or
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Please note that if this e-mail message contains a forwarded message or is a
reply to a prior message, some or all of the contents of this message or any
attachments may not have been produced by the sender.<o:p></o:p></span></font></b></p>

<p class=MsoNormal><b><font size=2 color=black face=Calibri><span
style='font-size:10.0pt;font-family:Calibri;color:black;font-weight:bold'><o:p> </o:p></span></font></b></p>

<p class=MsoNormal><b><font size=6 color="#009900" face=Webdings><span
style='font-size:24.0pt;font-family:Webdings;color:#009900;font-weight:bold'>P</span></font></b><b><font
size=6 color="#009900" face=Calibri><span style='font-size:24.0pt;font-family:
Calibri;color:#009900;font-weight:bold'> </span></font></b><b><font size=1
color="#009900" face=Verdana><span style='font-size:9.0pt;font-family:Verdana;
color:#009900;font-weight:bold'>Please consider the environment before printing
this e-mail.</span></font></b><font size=2 color=black face="Century Schoolbook"><span
style='font-size:11.0pt;font-family:"Century Schoolbook";color:black'><o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'><o:p> </o:p></span></font></p>

<div>

<div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'>

<p class=MsoNormal><b><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri;font-weight:bold'>From:</span></font></b><font size=2
face=Calibri><span style='font-size:11.0pt;font-family:Calibri'>
wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com> <b><span
style='font-weight:bold'>On Behalf Of </span></b>Rod Harmon<br>
<b><span style='font-weight:bold'>Sent:</span></b> Wednesday, November 7, 2018
11:39 PM<br>
<b><span style='font-weight:bold'>To:</span></b> <st1:PersonName w:st="on">WSBA
 Real Property Listserv</st1:PersonName> <wsbarp@lists.wsbarppt.com><br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [WSBARP] Trustee Sale
Lien Notice continued....<o:p></o:p></span></font></p>

</div>

</div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;font-family:Calibri;color:#1F497D'>This is why I
don’t let my clients buy at trustee sales unless I have done a title
search and prepared an abstract, and reviewed the trustee’s records to
make sure it gave notice to all the parties with a lien or interest in the
property.  And then told them not to do it anyway.<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;font-family:Calibri;color:#1F497D'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;font-family:Calibri;color:#1F497D'>The criminal
judgment doesn’t get a gratuitous bump-up in priority, though.  Your
client is subrogated to the beneficiary’s position. The solution for your
client is re-foreclosure to eliminate the criminal judgment.  <o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=4 color="#1f497d" face=Arial><span
style='font-size:13.0pt;font-family:Arial;color:#1F497D'>Rod Harmon</span></font><font
size=2 face=Calibri><span style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal><b><font size=4 color="#1f497d" face=Arial><span
style='font-size:13.0pt;font-family:Arial;color:#1F497D;font-weight:bold'> </span></font></b><font
size=2 face=Calibri><span style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal><b><font size=4 color="#1f497d" face=Arial><span
style='font-size:13.0pt;font-family:Arial;color:#1F497D;font-weight:bold'>RODNEY
T. HARMON</span></font></b><font size=2 face=Calibri><span style='font-size:
11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal><b><font size=2 color="#1f497d" face=Arial><span
style='font-size:11.0pt;font-family:Arial;color:#1F497D;font-weight:bold'>      
Attorney at Law</span></font></b><font size=2 face=Calibri><span
style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:#1F497D'>        
<st1:address w:st="on"><st1:Street w:st="on">P.O. Box</st1:Street> 1066</st1:address></span></font><font
size=2 face=Calibri><span style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:#1F497D'>     
<st1:place w:st="on"><st1:City w:st="on">Bothell</st1:City>, <st1:State w:st="on">WA</st1:State>  
 <st1:PostalCode w:st="on">98041</st1:PostalCode></st1:place></span></font><font
size=2 face=Calibri><span style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:#1F497D'>    
Tel:   (425) 402-7800</span></font><font size=2 face=Calibri><span
style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:#1F497D'>    
Fax:  (425) 458-9096</span></font><font size=2 face=Calibri><span
style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:#1F497D'>    <a
href="http://www.rodharmon.com">www.rodharmon.com</a></span></font><font
size=2 face=Calibri><span style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:#1F497D'>   <a
href="mailto:rodharmon@msn.com">rodharmon@msn.com</a></span></font><font
size=2 face=Calibri><span style='font-size:11.0pt;font-family:Calibri'><o:p></o:p></span></font></p>

<p class=MsoNormal style='margin-top:6.0pt'><font size=2 face=Calibri><span
style='font-size:11.0pt;font-family:Calibri'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;font-family:Calibri;color:#1F497D'><o:p> </o:p></span></font></p>

<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;font-family:Calibri;color:#1F497D'><o:p> </o:p></span></font></p>

<p class=MsoNormal><b><font size=2 face=Calibri><span style='font-size:11.0pt;
font-family:Calibri;font-weight:bold'>From:</span></font></b><font size=2
face=Calibri><span style='font-size:11.0pt;font-family:Calibri'> <a
href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>
[<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b><span style='font-weight:bold'>On Behalf Of </span></b>Bess Derting<br>
<b><span style='font-weight:bold'>Sent:</span></b> Wednesday, November 7, 2018
12:01 PM<br>
<b><span style='font-weight:bold'>To:</span></b> <st1:PersonName w:st="on">WSBA
 Real Property Listserv</st1:PersonName> <<a
href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br>
<b><span style='font-weight:bold'>Subject:</span></b> [WSBARP] Trustee Sale
Lien Notice continued....<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>

<div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>   The prior email sent too early!!  Here is the rest:
    <o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>         Client purchased
property at a Trustee's <st1:City w:st="on"><st1:place w:st="on">Sale</st1:place></st1:City>
in May 2018.  <o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>         Client remodeled the
house and put it up for sale.  <o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>          A Superior Court
criminal judgment for $25,728 appeared on title for a 2014 monetary judgment
against the previous landowner.<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>           The
Trustee did not give notice of the foreclosure to the judgement creditor<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>            The
Trustee did not obtain a Trustee's Sale Guarantee, instead they obtained a
"Two Owner Foreclosure Report" from Title Solutions, Inc.  The
report only showed documents recorded with the <st1:place w:st="on"><st1:PlaceType
 w:st="on">County</st1:PlaceType> <st1:PlaceName w:st="on">Auditor</st1:PlaceName></st1:place>,
it did not show the criminal judgment.  At the end of the report the
following language appears <i><span style='font-style:italic'>"This
information is taken from the public record and is made available for your
use.  This is not to be interpreted as a title report or condition of
title; we assume no responsibility for its contents".</span></i><o:p></o:p></span></font></p>

</div>

<div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>           
Since the criminal judgment creditor did not receive notice of the Trustee's <st1:City
w:st="on"><st1:place w:st="on">Sale</st1:place></st1:City> the title company
still shows the criminal judgment on title.<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>           The
Trustee denies it was their responsibility to give notice to ALL lien holders.<o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Suggestions? Case Law?<o:p></o:p></span></font></p>

</div>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>  <o:p></o:p></span></font></p>

</div>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Thank you!<o:p></o:p></span></font></p>

</div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><br>
-- <o:p></o:p></span></font></p>

<div>

<div>

<div>

<p class=MsoNormal><font size=4 face=Garamond><span style='font-size:13.5pt;
font-family:Garamond'>Mary E. (Bess) Derting<br>
<br>
Derting & Appel, PLLC<br>
Attorneys At Law<br>
<st1:address w:st="on"><st1:Street w:st="on">P.O. Box</st1:Street> 845</st1:address><br>
112 N. <st1:Street w:st="on"><st1:address w:st="on">Second Ave.</st1:address></st1:Street><br>
<st1:place w:st="on"><st1:City w:st="on">Okanogan</st1:City>, <st1:State w:st="on">WA</st1:State>
 <st1:PostalCode w:st="on">98840</st1:PostalCode></st1:place><br>
Ph:  509-422-1601<br>
Fax:  866-238-7585<br>
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