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<b><span style="font-size:13.5pt;font-family:"Open Sans",sans-serif;position:relative;top:0pt;mso-text-raise:0pt">WAC 284-30-380 Settlement standards applicable to all insurers.<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family:"Open Sans",sans-serif;position:relative;top:0pt;mso-text-raise:0pt">(5) Insurers must not continue negotiations for settlement of a claim directly with a claimant who is neither an attorney nor represented by an
attorney until the claimant's rights may be affected by a statute of limitations or a policy or contract time limit, without giving the claimant written notice that the time limit may be expiring and may affect the claimant's rights. This notice must be given
to first party claimants thirty days and to third party claimants sixty days before the date on which any time limit may expire.</span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext"><o:p></o:p></span></p>
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<span style="font-size:16.0pt;font-family:"MoolBoran",sans-serif;color:#002060;position:relative;top:0pt;mso-text-raise:0pt">Kevin M. Winters<o:p></o:p></span></p>
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<span style="font-size:16.0pt;font-family:"MoolBoran",sans-serif;color:#002060;position:relative;top:0pt;mso-text-raise:0pt">Winters Law, PLLC<o:p></o:p></span></p>
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<span style="font-size:16.0pt;font-family:"MoolBoran",sans-serif;color:#002060;position:relative;top:0pt;mso-text-raise:0pt">2129 NE 195th Place<o:p></o:p></span></p>
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<span style="font-size:16.0pt;font-family:"MoolBoran",sans-serif;color:#002060;position:relative;top:0pt;mso-text-raise:0pt">Lake Forest Park, WA 98155<o:p></o:p></span></p>
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<span style="font-size:16.0pt;font-family:"MoolBoran",sans-serif;color:#002060;position:relative;top:0pt;mso-text-raise:0pt">206-276-2866<o:p></o:p></span></p>
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<span style="font-size:16.0pt;font-family:"MoolBoran",sans-serif;color:#002060;position:relative;top:0pt;mso-text-raise:0pt"><a href="mailto:kevin@winters-law.com"><span style="color:#0563C1">kevin@winters-law.com</span></a><o:p></o:p></span></p>
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<span style="font-size:16.0pt;font-family:"MoolBoran",sans-serif;color:#002060;position:relative;top:0pt;mso-text-raise:0pt"><a href="http://www.winters-law.com"><span style="color:#0563C1">www.winters-law.com</span></a><o:p></o:p></span></p>
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<b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">
wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com> <b>On Behalf Of
</b>Robert R. Cole<br>
<b>Sent:</b> Wednesday, September 5, 2018 5:50 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> [WSBARP] Insurance & SOL<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p>Long time unsophisticated clients just came in. Gov't water line by their house burst a little over 3 years ago, causing much damage to their house and personal property. They have been working with an adjuster pretty much since then. House itself was
fixed. Adjuster has been very slow to respond, loses docs, etc. CL never received the itemization of all the destroyed stuff that was prepared by the flood repair people. Arguably should have been settled long ago. Now the adjuster wants to make a small
partial payment of some of the out-of-pocket damages and a couple items, and have them sign a partial release saying that amount would be credited to any judgment they were to receive; CL think not even in the ballpark of their total loses. I somewhat recall
case law that insurance companies cannot rely on statute of limitations in situations such as this, but cannot find what I'd like to. So I once again look to the collective wisdom. Thanks.<span style="font-size:11.0pt"><o:p></o:p></span></p>
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-- <br>
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<p class="MsoNormal">Very Truly Yours,<o:p></o:p></p>
<p class="MsoNormal">Robert R. Cole<o:p></o:p></p>
<p class="MsoNormal">Law Office of Cole & Gilday, P.C. <o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">10101 - 270th St. NW <o:p></o:p></p>
<p class="MsoNormal">Stanwood, WA 98292 <o:p></o:p></p>
<p class="MsoNormal">(360) 629-2900 (Telephone) <o:p></o:p></p>
<p class="MsoNormal">(360) 629-0220 (Fax) <o:p></o:p></p>
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<p class="MsoNormal">This message contains confidential and privileged information that is intended only for the named recipient(s). Unless you are the named recipient or authorized agent thereof, you are prohibited from reading, copying, distributing or otherwise
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