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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>Super will provisions do not apply to IRA’s or bonds. Check to make sure Super will provision includes the asset you want changed.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:black'>Nestor Gorfinkel, Attorney at Law<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:black'>Licensed in Washington & Florida<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:black'>Florida Civil-Law (International) Notary<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri",sans-serif;color:black'>ATTENTION - This e-mail message and any attachment to this e-mail message may contain confidential information that is legally privileged. If you are not the intended recipient, you must not review, retransmit, convert to hard copy, copy, use or disseminate this e-mail or any attachments to it. If you have received this e-mail in error, please notify us immediately by return e-mail or by telephone at the phone numbers provided herein and delete this message. Please note that if this e-mail message contains a forwarded message or is a reply to a prior message, some or all of the contents of this message or any attachments may not have been produced by the sender.<o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></b></p><p class=MsoNormal><b><span style='font-size:24.0pt;font-family:Webdings;color:#009900'>P</span></b><b><span style='font-size:24.0pt;font-family:"Calibri",sans-serif;color:#009900'> </span></b><b><span style='font-size:9.0pt;font-family:"Verdana",sans-serif;color:#009900'>Please consider the environment before printing this e-mail.</span></b><span style='font-size:11.0pt;font-family:"Century Schoolbook",serif;color:black'><o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>> <b>On Behalf Of </b>Andrew Hay<br><b>Sent:</b> Monday, June 11, 2018 2:58 PM<br><b>To:</b> WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br><b>Subject:</b> Re: [WSBARP] help - changing annuity beneficiary<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'>Hi Melinda<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'>I haven’t heard of something like that.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.5in'><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'>One thing she can do is use an RCW 11.11.020 clause like this to show her intent to supersede the old beneficiary designation:<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'> <o:p></o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'> It is my intention and direction that my estate shall include all of my non-probate assets as well as my probate assets, unless otherwise provided for in this Will. I intend for the provisions of my Will to supersede any beneficiary designation for a non-probate asset made prior to the execution of this Will. My intention and direction is for the provisions of this Will to control the disposition of all of my non-probate assets as well as my probate assets, unless I have made a beneficiary designation for any such asset after the date of this Will. For non-probate assets with a beneficiary designation made after the date of my Will, the beneficiary designation shall control the disposition of that asset.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'> Or more simply:<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'> It is my intention and direction that my estate shall include my [identify old single life annuity.] I intend for the provisions of my Will as to that non-probate asset to supersede any beneficiary designation made prior to the execution of this Will. <o:p></o:p></span></p><p class=MsoNormal style='margin-left:.5in'><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'> <o:p></o:p></span></p><div><p class=MsoNormal style='text-autospace:none'><b><span style='font-family:"Berlin Sans FB",sans-serif;color:black'>Andrew Hay<o:p></o:p></span></b></p><p class=MsoNormal style='text-autospace:none'><b><span style='font-family:"Berlin Sans FB",sans-serif;color:black'>Hay & Swann PLLC</span></b><span style='font-family:"Berlin Sans FB",sans-serif;color:black'><o:p></o:p></span></p><p class=MsoNormal style='text-autospace:none'><span style='font-family:"Berlin Sans FB",sans-serif;color:black'>201 South 34th Street<o:p></o:p></span></p><p class=MsoNormal style='text-autospace:none'><span style='font-family:"Berlin Sans FB",sans-serif;color:black'>Tacoma, WA 98418<o:p></o:p></span></p><p class=MsoNormal style='text-autospace:none'><span style='font-family:"Berlin Sans FB",sans-serif;color:black'>Phone: (253) 272-2400<o:p></o:p></span></p><p class=MsoNormal style='text-autospace:none'><span style='font-family:"Berlin Sans FB",sans-serif;color:black'>Fax: (253) 267-8947<o:p></o:p></span></p><p class=MsoNormal style='text-autospace:none'><span style='font-family:"Berlin Sans FB",sans-serif;color:black'><a href="http://www.washingtonlaw.net/"><span style='color:black'>www.washingtonlaw.net</span></a><o:p></o:p></span></p><p class=MsoNormal style='text-autospace:none'><span style='font-family:"Arial",sans-serif;color:black'> <o:p></o:p></span></p><p class=MsoNormal style='text-autospace:none'><span style='font-family:"Arial",sans-serif;color:black'> <o:p></o:p></span></p><p class=MsoNormal><b><span style='font-family:"Arial",sans-serif;color:black'>THIS IS A CONFIDENTIAL COMMUNICATION AND IS INTENDED FOR THE DESIGNATED RECIPIENT ONLY. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY THE SENDER IMMEDIATELY AND DESTROY ALL COPIES</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D'><o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif'> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>] <b>On Behalf Of </b>Melinda Grout<br><b>Sent:</b> Monday, June 11, 2018 1:29 PM<br><b>To:</b> WSBA Real Property Listserv<br><b>Subject:</b> [WSBARP] help - changing annuity beneficiary<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Client dying. Wants to change beneficiary on single life annuity purchased in 2008, to name her husband as beneficiary. Current beneficiary is old boyfriend - this was not a marriage, only a 4 year relationship. Client was told by the past employer that she cannot change it at this stage. <o:p></o:p></p><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>I remember something about this from years past, but hopefully someone can tell me if this is correct, or if client has any options here. <o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><div><div><div><div><p class=MsoNormal><span style='font-family:"Cambria",serif;color:black'>Regards,<br><br>Melinda Grout<br>Law Office of Melinda K Grout, PS<br>17325 W. Main Street / P.O. Box 1360<br>Monroe, WA 98272<br>360-794-4322 / Fax: 425-744-6745</span><span style='color:black'><br><br>Emphasizing Estate Planning, Probate, and Elder Law<br><a href="http://mkgroutlaw.com">mkgroutlaw.com</a><br><br></span><span style='font-size:10.5pt;font-family:"Cambria",serif;color:black'>NOTE: <br>1. This office does not accept service of pleadings or process service by e-mail or fax except with the express prior permission of the intended recipient.<br>2. This email address is not monitored at all times. If your matter is urgent, please phone my office.<br>3. Messages sent to or from my office via email are not encrypted and not secure.<br>4. This email may contain confidential material protected by attorney/client privilege, and is intended for use solely by the above referenced recipient. Any review, copying, printing, disclosure, distribution, or other use is strictly prohibited and may be unlawful. If you are not the named recipient, or may have received this email in error, please reply to sender and delete the copy you received. <br>5. This message does not provide any legal advice, or imply an attorney-client relationship, and does not contain the signature of the sender or any other party. You are not a client of this law firm unless you have paid a retainer and signed an attorney/client agreement for representation on a particular matter.</span><span style='color:black'><o:p></o:p></span></p></div></div></div></div><p class=MsoNormal><o:p> </o:p></p></div></div></body></html>