<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=us-ascii"><meta name=Generator content="Microsoft Word 15 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Verdana;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:Webdings;
panose-1:5 3 1 2 1 5 9 6 7 3;}
@font-face
{font-family:"Century Schoolbook";
panose-1:2 4 6 4 5 5 5 2 3 4;}
@font-face
{font-family:Garamond;
panose-1:2 2 4 4 3 3 1 1 8 3;}
@font-face
{font-family:"Felix Titling";
panose-1:4 6 5 5 6 2 2 2 10 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:#0563C1;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:#954F72;
text-decoration:underline;}
p.msonormal0, li.msonormal0, div.msonormal0
{mso-style-name:msonormal;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
span.EmailStyle18
{mso-style-type:personal;
font-family:"Calibri",sans-serif;
color:windowtext;}
span.EmailStyle19
{mso-style-type:personal;
font-family:"Calibri",sans-serif;
color:windowtext;}
span.EmailStyle21
{mso-style-type:personal-reply;
font-family:"Calibri",sans-serif;
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal>Was lender named in the civil forfeiture? If so, I would cross claim against borrower.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='color:black'>Nestor Gorfinkel, Attorney at Law<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Licensed in Washington & Florida<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>Florida Civil-Law (International) Notary<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;color:black'>ATTENTION - This e-mail message and any attachment to this e-mail message may contain confidential information that is legally privileged. If you are not the intended recipient, you must not review, retransmit, convert to hard copy, copy, use or disseminate this e-mail or any attachments to it. If you have received this e-mail in error, please notify us immediately by return e-mail or by telephone at the phone numbers provided herein and delete this message. Please note that if this e-mail message contains a forwarded message or is a reply to a prior message, some or all of the contents of this message or any attachments may not have been produced by the sender.<o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.0pt;color:black'><o:p> </o:p></span></b></p><p class=MsoNormal><b><span style='font-size:24.0pt;font-family:Webdings;color:#009900'>P</span></b><b><span style='font-size:24.0pt;color:#009900'> </span></b><b><span style='font-size:9.0pt;font-family:"Verdana",sans-serif;color:#009900'>Please consider the environment before printing this e-mail.</span></b><span style='font-family:"Century Schoolbook",serif;color:black'><o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> wsbarp-bounces@lists.wsbarppt.com <wsbarp-bounces@lists.wsbarppt.com> <b>On Behalf Of </b>scott@scottgthomaslaw.com<br><b>Sent:</b> Monday, April 23, 2018 11:13 AM<br><b>To:</b> 'WSBA Real Property Listserv' <wsbarp@lists.wsbarppt.com><br><b>Subject:</b> Re: [WSBARP] Forfeiture of Real Property under RCW 69.50.505<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Would suggest that you submit a notice to the local government notifying them of client’s interest in the property, and challenging any potential forfeiture of client’s interest immediately if you have not already done so. The time period for doing so is extremely short, and that will at least cover client’s bases. <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>> <b>On Behalf Of </b>Doris<br><b>Sent:</b> Monday, April 23, 2018 10:43 AM<br><b>To:</b> <a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a><br><b>Subject:</b> [WSBARP] Forfeiture of Real Property under RCW 69.50.505<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>My Client, a private commercial lender, made a real estate loan to Borrower for a rental property. Borrower was busted in March for growing marijuana illegally and the city filed summons and complaint for Forfeiture of Real Property (city also filed Lis pendens). RCW 69.50.505 (1)(d)(iv) states: “A forfeiture of a conveyance encumbered by a bona fide security interest is subject to the interest of the secured party if the secured party neither had knowledge of nor consented to the act or omission.” The city attorney also assured me that Client has to be made whole if they have no knowledge of the activities which is the case. <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Among other things, breach of the DOT includes committing waste or failure to comply with laws regulations etc. The DOT also permits lender to inspect the property. If Client wants to declare a default (Borrower is current on loan payment), at what point does the Borrower breach for violating the law? Is it when the government files Complaint for Forfeiture or only when the government prevails in the case? How do I prove Borrower committed waste? Before I send a notice of default, should I send a letter alleging breach and demand an explanation? Assuming Borrower breached the terms of the loan and we can foreclose, is it better that we take on the forclosure or let the city proceed with the forfeiture and make Client whole after they sell the property? Are there other issues that I overlooked? <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>I would like to associate with someone who has experience with similar matters and willing to take on a Lewis county case. Thank you very much for your help!<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='margin-bottom:2.0pt'>Regards,<span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'> <br><br></span><b><span style='font-size:12.0pt;color:#0070C0'>Doris Eslinger</span></b><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'><br></span><b><span style='font-size:9.0pt;color:#0070C0'>Attorney at Law</span></b><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'><br></span><b><span style='font-family:"Felix Titling";font-variant:small-caps;color:#1F497D;letter-spacing:.6pt'>Eslinger Law Office, </span></b><b><span style='font-family:"Felix Titling";color:#1F497D;letter-spacing:.6pt'>PLLC</span></b><b><span style='font-size:12.0pt;font-family:"Garamond",serif;color:#1F497D;letter-spacing:2.0pt'> </span></b><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'><br>2200 112th Ave NE | Suite 200 | Bellevue, WA 98004 | Phone: (425) 451-3237 | <br>Fax: (425) 633-2468 | <a href="mailto:doris@eslingerlawoffice.com"><span style='color:#0065A2'>doris@eslingerlawoffice.com</span></a> | </span><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:#0070C0'><a href="http://www.eslingerlawoffice.com/"><span style='color:#0070C0'>eslingerlawoffice.com</span></a></span><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'> </span><span style='color:#1F497D'> </span><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'><br></span><b><span style='font-size:8.0pt;color:#1F497D;letter-spacing:.6pt'><br></span></b><span style='font-size:8.0pt;font-family:"Times New Roman",serif;color:#1F497D'>----------------------------------------------------------------------------------------------------<o:p></o:p></span></p><p class=MsoNormal style='line-height:8.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Times New Roman",serif;color:black'><br></span><span style='font-size:8.0pt;font-family:"Times New Roman",serif;color:#1F497D'>This message and its attachements are intended only for the addressee. Please do not forward this message to others without permission. The information contained in this message is privileged, confidential, and protected by the attorney-client or attorney work product privileges. Unauthorized forwarding, printing, copying, distribution, disclosure or use of such information is strictly prohibited. If you are not the addressee, please promptly delete this message and notify the sender of the delivery error by return e-mail or you may call our office at (425) 451-3237. Nothing in this message should be interpreted as a digital or electronic signature that can be used to authenticate a contract or other legal document.<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><div id=DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2><p class=MsoNormal><o:p> </o:p></p><table class=MsoNormalTable border=1 cellpadding=0 style='border:none;border-top:solid #D3D4DE 1.0pt'><tr><td width=55 style='width:41.25pt;border:none;padding:9.75pt .75pt .75pt .75pt'><p class=MsoNormal><a href="http://www.avg.com/email-signature?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=emailclient" target="_blank"><span style='text-decoration:none'><img border=0 width=46 height=29 style='width:.4791in;height:.302in' id="_x0000_i1025" src="https://ipmcdn.avast.com/images/icons/icon-envelope-tick-green-avg-v1.png"></span></a><o:p></o:p></p></td><td width=470 style='width:352.5pt;border:none;padding:9.0pt .75pt .75pt .75pt'><p class=MsoNormal style='line-height:13.5pt'><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:#41424E'>Virus-free. <a href="http://www.avg.com/email-signature?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=emailclient" target="_blank"><span style='color:#4453EA'>www.avg.com</span></a> <o:p></o:p></span></p></td></tr></table><p class=MsoNormal><o:p> </o:p></p></div></div></body></html>