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<p>I don't see that language as applicable, because this is is not
an "environmental protection" issue. <br>
</p>
<pre class="moz-signature" cols="72">Kary L. Krismer
206 723-2148</pre>
<div class="moz-cite-prefix">On 3/20/2018 11:39 AM, Marcus Fry
wrote:<br>
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<div class="WordSection1">
<p class="MsoNormal"><a name="_GoBack" moz-do-not-send="true"></a><span
style="color:#1F497D">Marc:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">I read it the
opposite. The title company only covers the buyer if there
is a recorded notice of the violation. However, the buyer
isn’t covered if there is no recorded notice of violation
even though it appears known that there is a clear violation
of the CCRs in this instance.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal" style="text-align:justify"><span
style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Marcus
J. Fry<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Lyon,
Weigand & Gustafson, P.S.
<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Yakima,
WA.<br>
<br>
</span><span
style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify"><b><span
style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Confidentiality:
</span></b><span
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error, please contact us immediately and return the e-mail
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<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #B5C4DF
1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span
style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span
style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
<a class="moz-txt-link-abbreviated" href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>
[<a class="moz-txt-link-freetext" href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>marc holmeslawgroup.com<br>
<b>Sent:</b> Tuesday, March 20, 2018 11:27 AM<br>
<b>To:</b> WSBA Real Property Listserv<br>
<b>Cc:</b> kim holmeslawgroup.com<br>
<b>Subject:</b> [WSBARP] 3 story house meets 2 story CCR
restriction<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">We have a client set to buy a
brand new 3 story house and, lo and behold, the builder
didn’t notice or ignored a CCR restriction limiting homes to
no more than 2 stories. Title company says the ALTA
Homeowner’s policy covers this and points to a “covered
risk” provision that reads:<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif""><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-left:.25in"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">You are forced to correct or
remove an existing violation of any covenant, condition or
restriction affecting the Land, even if the covenant,
condition or restriction is excepted in Schedule B.
However, You are not covered for any violation that relates
to:<o:p></o:p></span></p>
<p class="MsoNormal"
style="margin-left:.75in;text-indent:-.25in;mso-list:l0 level1
lfo1">
<!--[if !supportLists]--><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif""><span style="mso-list:Ignore">a.<span
style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">Any obligation to perform
maintenance or repair on the Land; or<o:p></o:p></span></p>
<p class="MsoNormal"
style="margin-left:.75in;text-indent:-.25in;mso-list:l0 level1
lfo1">
<!--[if !supportLists]--><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif""><span style="mso-list:Ignore">b.<span
style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">Environmental protection of
any kind, including hazardous or toxic conditions or
substances.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left:.25in"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">unless there is a notice
recorded in the Public records, describing any part of the
Land, claiming a violation exists. Our liability for this
Covered Risk is limited to the extent of the violation
stated in that notice.<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">We’re not aware of any
publicly recorded notice of that the 3<sup>rd</sup> story is
a violation. Does this seem like adequate protection for
the buyer or a recipe for disaster?<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">Marc Holmes<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">Holmes Law Group PLLC<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">2303 W. Commodore Way, # 306<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">Seattle WA 98199<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif""><a
href="http://holmeslawgroup.com/" moz-do-not-send="true">HolmesLawGroup.com</a><span
style="color:#1F497D"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif""><a
href="mailto:marc@holmeslawgroup.com"
moz-do-not-send="true">marc@holmeslawgroup.com</a><span
style="color:#1F497D"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">Ofc: 206-357-4224<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Times New
Roman","serif"">Cell: 206-849-0853<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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