<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<style><!--
/* Font Definitions */
@font-face
{font-family:Wingdings;
panose-1:5 0 0 0 0 0 0 0 0 0;}
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:"Berlin Sans FB";
panose-1:2 14 6 2 2 5 2 2 3 6;}
@font-face
{font-family:"Bookman Old Style";
panose-1:2 5 6 4 5 5 5 2 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
h1
{mso-style-priority:9;
mso-style-link:"Heading 1 Char";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;
text-decoration:underline;}
h2
{mso-style-priority:9;
mso-style-link:"Heading 2 Char";
margin-top:12.0pt;
margin-right:0in;
margin-bottom:12.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;
text-transform:uppercase;
text-decoration:underline;}
h3
{mso-style-priority:9;
mso-style-link:"Heading 3 Char";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;
text-decoration:underline;}
h4
{mso-style-priority:9;
mso-style-link:"Heading 4 Char";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;
font-weight:normal;
text-decoration:underline;}
p.MsoFooter, li.MsoFooter, div.MsoFooter
{mso-style-priority:99;
mso-style-link:"Footer Char";
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
p.MsoListParagraph, li.MsoListParagraph, div.MsoListParagraph
{mso-style-priority:34;
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.5in;
mso-add-space:auto;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.MsoListParagraphCxSpFirst, li.MsoListParagraphCxSpFirst, div.MsoListParagraphCxSpFirst
{mso-style-priority:34;
mso-style-type:export-only;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.5in;
margin-bottom:.0001pt;
mso-add-space:auto;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.MsoListParagraphCxSpMiddle, li.MsoListParagraphCxSpMiddle, div.MsoListParagraphCxSpMiddle
{mso-style-priority:34;
mso-style-type:export-only;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.5in;
margin-bottom:.0001pt;
mso-add-space:auto;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.MsoListParagraphCxSpLast, li.MsoListParagraphCxSpLast, div.MsoListParagraphCxSpLast
{mso-style-priority:34;
mso-style-type:export-only;
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.5in;
mso-add-space:auto;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.MsoQuote, li.MsoQuote, div.MsoQuote
{mso-style-priority:29;
mso-style-link:"Quote Char";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:black;
font-style:italic;}
p.MsoIntenseQuote, li.MsoIntenseQuote, div.MsoIntenseQuote
{mso-style-priority:30;
mso-style-link:"Intense Quote Char";
margin-top:10.0pt;
margin-right:.65in;
margin-bottom:14.0pt;
margin-left:.65in;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:#4F81BD;
font-weight:bold;
font-style:italic;}
span.MsoIntenseEmphasis
{mso-style-priority:21;
color:#4F81BD;
font-weight:bold;
font-style:italic;}
span.MsoSubtleReference
{mso-style-priority:31;
font-variant:small-caps;
color:#C0504D;
text-decoration:underline;}
span.MsoIntenseReference
{mso-style-priority:32;
font-variant:small-caps;
color:#C0504D;
letter-spacing:.25pt;
font-weight:bold;
text-decoration:underline;}
span.MsoBookTitle
{mso-style-priority:33;
font-variant:small-caps;
letter-spacing:.25pt;
font-weight:bold;}
span.Heading1Char
{mso-style-name:"Heading 1 Char";
mso-style-priority:9;
mso-style-link:"Heading 1";
font-weight:bold;
text-decoration:underline;}
span.Heading2Char
{mso-style-name:"Heading 2 Char";
mso-style-priority:9;
mso-style-link:"Heading 2";
text-transform:uppercase;
font-weight:bold;
text-decoration:underline;}
span.Heading3Char
{mso-style-name:"Heading 3 Char";
mso-style-priority:9;
mso-style-link:"Heading 3";
font-weight:bold;
text-decoration:underline;}
span.Heading4Char
{mso-style-name:"Heading 4 Char";
mso-style-priority:9;
mso-style-link:"Heading 4";
text-decoration:underline;}
p.msonormal0, li.msonormal0, div.msonormal0
{mso-style-name:msonormal;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
span.FooterChar
{mso-style-name:"Footer Char";
mso-style-priority:99;
mso-style-link:Footer;}
span.QuoteChar
{mso-style-name:"Quote Char";
mso-style-priority:29;
mso-style-link:Quote;
color:black;
font-style:italic;}
span.IntenseQuoteChar
{mso-style-name:"Intense Quote Char";
mso-style-priority:30;
mso-style-link:"Intense Quote";
color:#4F81BD;
font-weight:bold;
font-style:italic;}
p.ANDOR--ExtraSpace, li.ANDOR--ExtraSpace, div.ANDOR--ExtraSpace
{mso-style-name:"AND\/OR--Extra Space";
margin-top:12.0pt;
margin-right:0in;
margin-bottom:12.0pt;
margin-left:2.25in;
font-size:12.0pt;
font-family:"Times New Roman",serif;
text-transform:uppercase;}
p.ANDOR, li.ANDOR, div.ANDOR
{mso-style-name:"AND\/OR";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.25in;
text-indent:-.25in;
mso-list:l14 level1 lfo2;
font-size:12.0pt;
font-family:"Times New Roman",serif;
text-transform:uppercase;}
p.BulletNumber--A--L1, li.BulletNumber--A--L1, div.BulletNumber--A--L1
{mso-style-name:"Bullet + Number--A--L1";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.25in;
text-indent:-.25in;
mso-list:l3 level1 lfo4;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--A--L2, li.BulletNumber--A--L2, div.BulletNumber--A--L2
{mso-style-name:"Bullet + Number--A--L2";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.5in;
text-indent:-.25in;
mso-list:l3 level2 lfo4;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--A--L3, li.BulletNumber--A--L3, div.BulletNumber--A--L3
{mso-style-name:"Bullet + Number--A--L3";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.75in;
text-indent:-.25in;
mso-list:l3 level3 lfo4;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--A--L4, li.BulletNumber--A--L4, div.BulletNumber--A--L4
{mso-style-name:"Bullet + Number--A--L4";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.0in;
text-indent:-.25in;
mso-list:l3 level4 lfo4;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--A--L5, li.BulletNumber--A--L5, div.BulletNumber--A--L5
{mso-style-name:"Bullet + Number--A--L5";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.25in;
text-indent:-.25in;
mso-list:l3 level5 lfo4;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--B--L1Indent, li.BulletNumber--B--L1Indent, div.BulletNumber--B--L1Indent
{mso-style-name:"Bullet + Number--B--L1 \(Indent\)";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.5in;
text-indent:-.25in;
mso-list:l10 level1 lfo6;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--B--L2Indent, li.BulletNumber--B--L2Indent, div.BulletNumber--B--L2Indent
{mso-style-name:"Bullet + Number--B--L2 \(Indent\)";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.0in;
text-indent:-.25in;
mso-list:l10 level2 lfo6;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--B--L3Indent, li.BulletNumber--B--L3Indent, div.BulletNumber--B--L3Indent
{mso-style-name:"Bullet + Number--B--L3 \(Indent\)";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.5in;
text-indent:-9.0pt;
mso-list:l10 level3 lfo6;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--B--L4Indent, li.BulletNumber--B--L4Indent, div.BulletNumber--B--L4Indent
{mso-style-name:"Bullet + Number--B--L4 \(Indent\)";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:2.0in;
text-indent:-.25in;
mso-list:l10 level4 lfo6;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--B--L5Indent, li.BulletNumber--B--L5Indent, div.BulletNumber--B--L5Indent
{mso-style-name:"Bullet + Number--B--L5 \(Indent\)";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:2.5in;
text-indent:-.25in;
mso-list:l10 level5 lfo6;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Indent--Black--Start, li.Bullet--Indent--Black--Start, div.Bullet--Indent--Black--Start
{mso-style-name:Bullet--Indent--Black--Start;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l12 level1 lfo8;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Indent--Black--Subpoint1, li.Bullet--Indent--Black--Subpoint1, div.Bullet--Indent--Black--Subpoint1
{mso-style-name:"Bullet--Indent--Black--Subpoint 1";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l12 level2 lfo8;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Indent--Black--Subpoint2, li.Bullet--Indent--Black--Subpoint2, div.Bullet--Indent--Black--Subpoint2
{mso-style-name:"Bullet--Indent--Black--Subpoint 2";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l12 level3 lfo8;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Indent--Black--Subpoint3, li.Bullet--Indent--Black--Subpoint3, div.Bullet--Indent--Black--Subpoint3
{mso-style-name:"Bullet--Indent--Black--Subpoint 3";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l12 level4 lfo8;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletIndentBlueStart, li.BulletIndentBlueStart, div.BulletIndentBlueStart
{mso-style-name:Bullet—Indent—Blue—Start;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.5in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l5 level1 lfo10;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:blue;}
p.BulletIndentBlueSubpoint1, li.BulletIndentBlueSubpoint1, div.BulletIndentBlueSubpoint1
{mso-style-name:"Bullet—Indent—Blue—Subpoint 1";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l5 level2 lfo10;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:blue;}
p.BulletIndentBlueSubpoint2, li.BulletIndentBlueSubpoint2, div.BulletIndentBlueSubpoint2
{mso-style-name:"Bullet—Indent—Blue—Subpoint 2";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.0in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l5 level3 lfo10;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:blue;}
p.BulletIndentBlueSubpoint3, li.BulletIndentBlueSubpoint3, div.BulletIndentBlueSubpoint3
{mso-style-name:"Bullet—Indent—Blue—Subpoint 3";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l5 level4 lfo10;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:blue;}
p.Bullet--Indent--Green--Start, li.Bullet--Indent--Green--Start, div.Bullet--Indent--Green--Start
{mso-style-name:Bullet--Indent--Green--Start;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.5in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l7 level1 lfo12;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:green;}
p.Bullet--Indent--Green--Subpoint1, li.Bullet--Indent--Green--Subpoint1, div.Bullet--Indent--Green--Subpoint1
{mso-style-name:"Bullet--Indent--Green--Subpoint 1";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l7 level2 lfo12;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:green;}
p.Bullet--Indent--Green--Subpoint2, li.Bullet--Indent--Green--Subpoint2, div.Bullet--Indent--Green--Subpoint2
{mso-style-name:"Bullet--Indent--Green--Subpoint 2";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.0in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l7 level3 lfo12;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:green;}
p.Bullet--Indent--Green--Subpoint3, li.Bullet--Indent--Green--Subpoint3, div.Bullet--Indent--Green--Subpoint3
{mso-style-name:"Bullet--Indent--Green--Subpoint 3";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l7 level4 lfo12;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:green;}
p.Bullet--Indent--Red--Start, li.Bullet--Indent--Red--Start, div.Bullet--Indent--Red--Start
{mso-style-name:Bullet--Indent--Red--Start;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.5in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l2 level1 lfo14;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:red;}
p.Bullet--Indent--Red--Subpoint1, li.Bullet--Indent--Red--Subpoint1, div.Bullet--Indent--Red--Subpoint1
{mso-style-name:"Bullet--Indent--Red--Subpoint 1";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l2 level2 lfo14;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:red;}
p.Bullet--Indent--Red--Subpoint2, li.Bullet--Indent--Red--Subpoint2, div.Bullet--Indent--Red--Subpoint2
{mso-style-name:"Bullet--Indent--Red--Subpoint 2";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.0in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l2 level3 lfo14;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:red;}
p.Bullet--Indent--Red--Subpoint3, li.Bullet--Indent--Red--Subpoint3, div.Bullet--Indent--Red--Subpoint3
{mso-style-name:"Bullet--Indent--Red--Subpoint 3";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l2 level4 lfo14;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:red;}
p.Bullet--Start, li.Bullet--Start, div.Bullet--Start
{mso-style-name:Bullet--Start;
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.25in;
text-indent:-.25in;
mso-list:l4 level1 lfo16;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Subpoint, li.Bullet--Subpoint, div.Bullet--Subpoint
{mso-style-name:Bullet--Subpoint;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l4 level2 lfo17;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Subpoint2, li.Bullet--Subpoint2, div.Bullet--Subpoint2
{mso-style-name:"Bullet--Subpoint 2";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.0in;
text-indent:-.25in;
mso-list:l8 level3 lfo19;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Subpoint3, li.Bullet--Subpoint3, div.Bullet--Subpoint3
{mso-style-name:"Bullet--Subpoint 3";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.25in;
text-indent:-.25in;
mso-list:l8 level4 lfo19;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Tudu, li.Bullet--Tudu, div.Bullet--Tudu
{mso-style-name:Bullet--Tudu;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l13 level1 lfo21;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:red;}
p.Bullet--Tudu--Sub1, li.Bullet--Tudu--Sub1, div.Bullet--Tudu--Sub1
{mso-style-name:"Bullet--Tudu--Sub 1";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.75in;
text-indent:-.25in;
mso-list:l13 level2 lfo21;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:red;}
p.Bullet--Tudu--Sub2, li.Bullet--Tudu--Sub2, div.Bullet--Tudu--Sub2
{mso-style-name:"Bullet--Tudu--Sub 2";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l13 level3 lfo21;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:red;}
p.Bullet--Tudu--Sub3, li.Bullet--Tudu--Sub3, div.Bullet--Tudu--Sub3
{mso-style-name:"Bullet--Tudu--Sub 3";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l13 level4 lfo21;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:red;}
p.CUSTOM--Quote, li.CUSTOM--Quote, div.CUSTOM--Quote
{mso-style-name:CUSTOM--Quote;
margin-top:0in;
margin-right:.75in;
margin-bottom:6.0pt;
margin-left:49.5pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level1--A--Normal, li.Level1--A--Normal, div.Level1--A--Normal
{mso-style-name:"Level 1--A--Normal";
margin-top:12.0pt;
margin-right:0in;
margin-bottom:12.0pt;
margin-left:.25in;
text-indent:-.25in;
mso-list:l1 level1 lfo23;
font-size:12.0pt;
font-family:"Times New Roman",serif;
text-transform:uppercase;
font-weight:bold;
text-decoration:underline;}
p.Level2--A--Normal, li.Level2--A--Normal, div.Level2--A--Normal
{mso-style-name:"Level 2--A--Normal";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.5in;
text-indent:-.25in;
mso-list:l1 level2 lfo23;
font-size:12.0pt;
font-family:"Times New Roman",serif;
font-weight:bold;
text-decoration:underline;}
p.Level3--A--Normal, li.Level3--A--Normal, div.Level3--A--Normal
{mso-style-name:"Level 3--A--Normal";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.75in;
text-indent:-.25in;
mso-list:l1 level3 lfo23;
font-size:12.0pt;
font-family:"Times New Roman",serif;
text-decoration:underline;}
p.Hyperlink--Level1--Paragraph, li.Hyperlink--Level1--Paragraph, div.Hyperlink--Level1--Paragraph
{mso-style-name:"Hyperlink--Level 1--Paragraph";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Hyperlink--Level2--Paragraph, li.Hyperlink--Level2--Paragraph, div.Hyperlink--Level2--Paragraph
{mso-style-name:"Hyperlink--Level 2--Paragraph";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Hyperlink--Level3--Paragraph, li.Hyperlink--Level3--Paragraph, div.Hyperlink--Level3--Paragraph
{mso-style-name:"Hyperlink--Level 3--Paragraph";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:31.5pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Hyperlink--Level4--Paragraph, li.Hyperlink--Level4--Paragraph, div.Hyperlink--Level4--Paragraph
{mso-style-name:"Hyperlink--Level 4--Paragraph";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:45.0pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Hyperlink--TOC1Entry, li.Hyperlink--TOC1Entry, div.Hyperlink--TOC1Entry
{mso-style-name:"Hyperlink--TOC 1 Entry";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:blue;
text-decoration:underline;}
p.Hyperlink--TOC2--Entry, li.Hyperlink--TOC2--Entry, div.Hyperlink--TOC2--Entry
{mso-style-name:"Hyperlink--TOC 2--Entry";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:9.0pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;
color:blue;
font-style:italic;}
p.Hyperlink--TOC3--Entry, li.Hyperlink--TOC3--Entry, div.Hyperlink--TOC3--Entry
{mso-style-name:"Hyperlink--TOC 3--Entry";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.25in;
font-size:10.0pt;
font-family:"Times New Roman",serif;
color:blue;
font-style:italic;}
p.IndexLetter, li.IndexLetter, div.IndexLetter
{mso-style-name:"Index Letter";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:15.0pt;
font-family:"Times New Roman",serif;
color:red;
font-weight:bold;}
p.Level1--Text, li.Level1--Text, div.Level1--Text
{mso-style-name:"Level 1--Text";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--BulletNumber--L1, li.Level3--BulletNumber--L1, div.Level3--BulletNumber--L1
{mso-style-name:"Level 3--Bullet + Number--L1";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.0in;
text-indent:-.25in;
mso-list:l15 level1 lfo25;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--BulletNumber--L2, li.Level3--BulletNumber--L2, div.Level3--BulletNumber--L2
{mso-style-name:"Level 3--Bullet + Number--L2";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.25in;
text-indent:-.25in;
mso-list:l15 level2 lfo25;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--BulletNumber--L3, li.Level3--BulletNumber--L3, div.Level3--BulletNumber--L3
{mso-style-name:"Level 3--Bullet + Number--L3";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.5in;
text-indent:-.25in;
mso-list:l15 level3 lfo25;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--BulletNumber--L4, li.Level3--BulletNumber--L4, div.Level3--BulletNumber--L4
{mso-style-name:"Level 3--Bullet + Number--L4";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.75in;
text-indent:-.25in;
mso-list:l15 level4 lfo25;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--BulletNumber--L5, li.Level3--BulletNumber--L5, div.Level3--BulletNumber--L5
{mso-style-name:"Level 3--Bullet + Number--L5";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:2.0in;
text-indent:-.25in;
mso-list:l15 level5 lfo25;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--List, li.Level3--List, div.Level3--List
{mso-style-name:"Level 3--List";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.0in;
text-indent:-.25in;
mso-list:l1 level4 lfo23;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--List--Subpoint1, li.Level3--List--Subpoint1, div.Level3--List--Subpoint1
{mso-style-name:"Level 3--List--Subpoint 1";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.25in;
text-indent:-.25in;
mso-list:l1 level5 lfo26;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--List--Subpoint2, li.Level3--List--Subpoint2, div.Level3--List--Subpoint2
{mso-style-name:"Level 3--List--Subpoint 2";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.5in;
text-indent:-.25in;
mso-list:l1 level6 lfo26;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--List--Subpoint3, li.Level3--List--Subpoint3, div.Level3--List--Subpoint3
{mso-style-name:"Level 3--List--Subpoint 3";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.75in;
text-indent:-.25in;
mso-list:l1 level7 lfo26;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
span.Level3--TextChar
{mso-style-name:"Level 3--Text Char";
mso-style-link:"Level 3--Text";}
p.Level3--Text, li.Level3--Text, div.Level3--Text
{mso-style-name:"Level 3--Text";
mso-style-link:"Level 3--Text Char";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.75in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level4--A--Normal, li.Level4--A--Normal, div.Level4--A--Normal
{mso-style-name:"Level 4--A--Normal";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level5--A--Normal, li.Level5--A--Normal, div.Level5--A--Normal
{mso-style-name:"Level 5--A--Normal";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.25in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level6--A--Normal, li.Level6--A--Normal, div.Level6--A--Normal
{mso-style-name:"Level 6--A--Normal";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.5in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level7--A--Normal, li.Level7--A--Normal, div.Level7--A--Normal
{mso-style-name:"Level 7--A--Normal";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.75in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level8--A--Normal, li.Level8--A--Normal, div.Level8--A--Normal
{mso-style-name:"Level 8--A--Normal";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:2.0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level9--A--Normal, li.Level9--A--Normal, div.Level9--A--Normal
{mso-style-name:"Level 9--A--Normal";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:2.25in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.List--Plain1, li.List--Plain1, div.List--Plain1
{mso-style-name:"List--Plain 1";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l0 level1 lfo28;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.List--Plain2, li.List--Plain2, div.List--Plain2
{mso-style-name:"List--Plain 2";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l0 level2 lfo28;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.List--Plain3, li.List--Plain3, div.List--Plain3
{mso-style-name:"List--Plain 3";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.75in;
margin-bottom:.0001pt;
text-indent:-9.0pt;
mso-list:l0 level3 lfo28;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.List--Plain--Bullet1, li.List--Plain--Bullet1, div.List--Plain--Bullet1
{mso-style-name:"List--Plain--Bullet 1";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:2.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l0 level4 lfo28;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.List--Plain--Bullet2, li.List--Plain--Bullet2, div.List--Plain--Bullet2
{mso-style-name:"List--Plain--Bullet 2";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:2.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l0 level5 lfo28;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.List--Plain--Bullet3, li.List--Plain--Bullet3, div.List--Plain--Bullet3
{mso-style-name:"List--Plain--Bullet 3";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.List--Plain--Bullet4, li.List--Plain--Bullet4, div.List--Plain--Bullet4
{mso-style-name:"List--Plain--Bullet 4";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:3.25in;
margin-bottom:.0001pt;
text-indent:-9.0pt;
mso-list:l0 level6 lfo28;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Normal--6pointafter, li.Normal--6pointafter, div.Normal--6pointafter
{mso-style-name:"Normal--6 point after";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Normal--NO6pointafter, li.Normal--NO6pointafter, div.Normal--NO6pointafter
{mso-style-name:"Normal--NO 6 point after";
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.CUSTOM--EMNumberList--1, li.CUSTOM--EMNumberList--1, div.CUSTOM--EMNumberList--1
{mso-style-name:"CUSTOM--EM Number List--1";
margin-top:6.0pt;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.5in;
text-indent:-.25in;
mso-list:l6 level1 lfo30;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.CUSTOM--EMNumberList--2, li.CUSTOM--EMNumberList--2, div.CUSTOM--EMNumberList--2
{mso-style-name:"CUSTOM--EM Number List--2";
margin-top:6.0pt;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.0in;
text-indent:-.25in;
mso-list:l11 level1 lfo32;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.CUSTOM--EMNumberList--3, li.CUSTOM--EMNumberList--3, div.CUSTOM--EMNumberList--3
{mso-style-name:"CUSTOM--EM Number List--3";
margin-top:6.0pt;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.0in;
text-indent:-.25in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--L1, li.BulletNumber--L1, div.BulletNumber--L1
{mso-style-name:"Bullet + Number--L1";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.5in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l10 level1 lfo33;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--L2, li.BulletNumber--L2, div.BulletNumber--L2
{mso-style-name:"Bullet + Number--L2";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.0in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l10 level2 lfo33;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--L3, li.BulletNumber--L3, div.BulletNumber--L3
{mso-style-name:"Bullet + Number--L3";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.5in;
margin-bottom:.0001pt;
text-indent:-9.0pt;
mso-list:l10 level3 lfo33;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--L4, li.BulletNumber--L4, div.BulletNumber--L4
{mso-style-name:"Bullet + Number--L4";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:2.0in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l10 level4 lfo33;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.BulletNumber--L5, li.BulletNumber--L5, div.BulletNumber--L5
{mso-style-name:"Bullet + Number--L5";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:2.5in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l10 level5 lfo33;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Indent--Start, li.Bullet--Indent--Start, div.Bullet--Indent--Start
{mso-style-name:Bullet--Indent--Start;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l12 level1 lfo34;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Indent--Subpoint1, li.Bullet--Indent--Subpoint1, div.Bullet--Indent--Subpoint1
{mso-style-name:"Bullet--Indent--Subpoint 1";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l12 level2 lfo34;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Indent--Subpoint2, li.Bullet--Indent--Subpoint2, div.Bullet--Indent--Subpoint2
{mso-style-name:"Bullet--Indent--Subpoint 2";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.25in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l12 level3 lfo34;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Indent--Subpoint3, li.Bullet--Indent--Subpoint3, div.Bullet--Indent--Subpoint3
{mso-style-name:"Bullet--Indent--Subpoint 3";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l12 level4 lfo34;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet--Underline, li.Bullet--Underline, div.Bullet--Underline
{mso-style-name:Bullet--Underline;
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.5in;
text-indent:-.25in;
mso-list:l9 level1 lfo36;
font-size:12.0pt;
font-family:"Times New Roman",serif;
text-decoration:underline;}
p.Level3--Subpoint, li.Level3--Subpoint, div.Level3--Subpoint
{mso-style-name:"Level 3--Subpoint";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.25in;
text-indent:-.25in;
mso-list:l1 level5 lfo23;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--Subpoint2, li.Level3--Subpoint2, div.Level3--Subpoint2
{mso-style-name:"Level 3--Subpoint 2";
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:1.5in;
text-indent:-.25in;
mso-list:l1 level6 lfo37;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Level3--Subpoint3, li.Level3--Subpoint3, div.Level3--Subpoint3
{mso-style-name:"Level 3--Subpoint 3";
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:1.75in;
margin-bottom:.0001pt;
text-indent:-.25in;
mso-list:l1 level7 lfo37;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.Bullet, li.Bullet, div.Bullet
{mso-style-name:Bullet;
margin-top:0in;
margin-right:0in;
margin-bottom:6.0pt;
margin-left:.5in;
text-indent:0in;
mso-list:l8 level1 lfo19;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
span.C-Black
{mso-style-name:C-Black;
mso-style-priority:1;}
span.C-Blue
{mso-style-name:C-Blue;
mso-style-priority:1;
color:blue;}
span.C-Cite
{mso-style-name:C-Cite;
color:blue;
font-style:italic;}
span.C-Demo
{mso-style-name:C-Demo;
mso-style-priority:1;
color:green;
font-style:italic;}
span.C-Editting
{mso-style-name:C-Editting;
color:maroon;
text-decoration:underline;}
span.C-Hidden
{mso-style-name:C-Hidden;
mso-style-priority:1;
color:red;
display:none;
font-style:normal;}
span.C-Red
{mso-style-name:C-Red;
mso-style-priority:1;
color:red;}
span.C--Strikethrough
{mso-style-name:C--Strikethrough;
mso-style-priority:1;
text-decoration:line-through;}
span.F--Strikethrough
{mso-style-name:F--Strikethrough;
mso-style-priority:1;
text-decoration:line-through;}
span.Hyperlink--TOC1--NoUnderline
{mso-style-name:"Hyperlink--TOC 1--No Underline";
color:blue;
text-decoration:none none;}
span.Hyperlink--Level1--Character
{mso-style-name:"Hyperlink--Level 1--Character";
color:blue;
font-weight:bold;
text-decoration:underline;}
span.Hyperlink--Level2--Character
{mso-style-name:"Hyperlink--Level 2--Character";
color:blue;
font-weight:bold;
text-decoration:none none;}
span.Hyperlink--Level3--Character
{mso-style-name:"Hyperlink--Level 3--Character";
color:blue;}
span.Hyperlink--Level4--Character
{mso-style-name:"Hyperlink--Level 4--Character";
color:#126CB6;
font-style:italic;}
span.Hyperlink--TOC2--NoUnderline--LargeItalic
{mso-style-name:"Hyperlink--TOC 2--No Underline--Large Italic";
color:blue;
mso-fareast-language:EN-US;
font-style:italic;}
span.Hyperlink--TOC3--NoUnderline--SmallItalic
{mso-style-name:"Hyperlink--TOC 3--No Underline--Small Italic";
color:blue;
font-style:italic;
text-decoration:none none;}
span.EmailStyle141
{mso-style-type:personal;
font-family:"Times New Roman",serif;
color:windowtext;}
span.EmailStyle142
{mso-style-type:personal;
font-family:"Calibri",sans-serif;
color:black;
font-weight:normal;
font-style:normal;
text-decoration:none none;}
span.EmailStyle144
{mso-style-type:personal-reply;
font-family:"Calibri",sans-serif;
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
/* List Definitions */
@list l0
{mso-list-id:413549227;
mso-list-type:hybrid;
mso-list-template-ids:-3501682 1049125822 -554919368 244770360 -1864485648 -1937968594 -1795265258 67698703 67698713 67698715;}
@list l0:level1
{mso-level-style-link:"List--Plain 1";
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.75in;
text-indent:-.25in;}
@list l0:level2
{mso-level-number-format:alpha-lower;
mso-level-style-link:"List--Plain 2";
mso-level-text:"%2\)";
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;}
@list l0:level3
{mso-level-number-format:roman-lower;
mso-level-style-link:"List--Plain 3";
mso-level-text:"%3\)";
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.75in;
text-indent:-9.0pt;}
@list l0:level4
{mso-level-number-format:bullet;
mso-level-style-link:"List--Plain--Bullet 1";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l0:level5
{mso-level-number-format:bullet;
mso-level-style-link:"List--Plain--Bullet 2";
mso-level-text:-;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.75in;
text-indent:-.25in;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l0:level6
{mso-level-number-format:bullet;
mso-level-style-link:"List--Plain--Bullet 4";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:3.25in;
text-indent:-9.0pt;
font-family:Symbol;}
@list l0:level7
{mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:3.75in;
text-indent:-.25in;}
@list l0:level8
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:4.25in;
text-indent:-.25in;}
@list l0:level9
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
margin-left:4.75in;
text-indent:-9.0pt;}
@list l1
{mso-list-id:459686028;
mso-list-template-ids:-1765741770;}
@list l1:level1
{mso-level-text:"%1\)";
mso-level-tab-stop:.25in;
mso-level-number-position:left;
margin-left:.25in;
text-indent:-.25in;}
@list l1:level2
{mso-level-number-format:alpha-lower;
mso-level-text:"%2\)";
mso-level-tab-stop:.5in;
mso-level-number-position:left;
margin-left:.5in;
text-indent:-.25in;}
@list l1:level3
{mso-level-number-format:roman-lower;
mso-level-text:"%3\)";
mso-level-tab-stop:1.0in;
mso-level-number-position:left;
margin-left:.75in;
text-indent:-.25in;}
@list l1:level4
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.0in;
mso-level-number-position:left;
margin-left:1.0in;
text-indent:-.25in;
font-family:Symbol;}
@list l1:level5
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.25in;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l1:level6
{mso-level-number-format:bullet;
mso-level-style-link:"Level 3--Subpoint 2";
mso-level-text:;
mso-level-tab-stop:1.75in;
mso-level-number-position:left;
margin-left:1.5in;
text-indent:-.25in;
font-family:Symbol;}
@list l1:level7
{mso-level-number-format:bullet;
mso-level-style-link:"Level 3--Subpoint 3";
mso-level-text:;
mso-level-tab-stop:1.75in;
mso-level-number-position:left;
margin-left:1.75in;
text-indent:-.25in;
font-family:Symbol;}
@list l1:level8
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:2.0in;
mso-level-number-position:left;
margin-left:2.0in;
text-indent:-.25in;}
@list l1:level9
{mso-level-number-format:roman-lower;
mso-level-tab-stop:2.5in;
mso-level-number-position:left;
margin-left:2.25in;
text-indent:-.25in;}
@list l2
{mso-list-id:517504162;
mso-list-template-ids:-2039714422;}
@list l2:level1
{mso-level-number-format:bullet;
mso-level-style-link:Bullet--Indent--Red--Start;
mso-level-text:;
mso-level-tab-stop:.25in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l2:level2
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Indent--Red--Subpoint 1";
mso-level-text:-;
mso-level-tab-stop:.5in;
mso-level-number-position:left;
margin-left:.75in;
text-indent:-.25in;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l2:level3
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Indent--Red--Subpoint 2";
mso-level-text:;
mso-level-tab-stop:.75in;
mso-level-number-position:left;
margin-left:1.0in;
text-indent:-.25in;
font-family:Symbol;}
@list l2:level4
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Indent--Red--Subpoint 3";
mso-level-text:;
mso-level-tab-stop:1.0in;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l2:level5
{mso-level-number-format:none;
mso-level-text:"";
mso-level-tab-stop:1.25in;
mso-level-number-position:left;
margin-left:1.5in;
text-indent:-.25in;}
@list l2:level6
{mso-level-number-format:none;
mso-level-text:"";
mso-level-tab-stop:1.5in;
mso-level-number-position:left;
margin-left:1.75in;
text-indent:-.25in;}
@list l2:level7
{mso-level-number-format:none;
mso-level-text:"";
mso-level-tab-stop:1.75in;
mso-level-number-position:left;
margin-left:2.0in;
text-indent:-.25in;}
@list l2:level8
{mso-level-number-format:none;
mso-level-text:%8;
mso-level-tab-stop:2.0in;
mso-level-number-position:left;
margin-left:2.25in;
text-indent:-.25in;}
@list l2:level9
{mso-level-number-format:none;
mso-level-text:%9;
mso-level-tab-stop:2.25in;
mso-level-number-position:left;
margin-left:2.5in;
text-indent:-.25in;}
@list l3
{mso-list-id:618293482;
mso-list-template-ids:2090269616;}
@list l3:level1
{mso-level-style-link:"Bullet + Number--A--L1";
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.25in;
text-indent:-.25in;}
@list l3:level2
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet + Number--A--L2";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.5in;
text-indent:-.25in;
font-family:Symbol;}
@list l3:level3
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet + Number--A--L3";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.75in;
text-indent:-.25in;
font-family:Symbol;}
@list l3:level4
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet + Number--A--L4";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.0in;
text-indent:-.25in;
font-family:Symbol;}
@list l3:level5
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet + Number--A--L5";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l3:level6
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
margin-left:1.5in;
text-indent:-.25in;}
@list l3:level7
{mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.75in;
text-indent:-.25in;}
@list l3:level8
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.0in;
text-indent:-.25in;}
@list l3:level9
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
margin-left:2.25in;
text-indent:-.25in;}
@list l4
{mso-list-id:624386769;
mso-list-template-ids:1615489974;}
@list l4:level1
{mso-level-number-format:bullet;
mso-level-style-link:Bullet--Start;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l4:level2
{mso-level-number-format:bullet;
mso-level-style-link:Bullet--Subpoint;
mso-level-text:-;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.75in;
text-indent:-.25in;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l4:level3
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Subpoint 2";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l4:level4
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Subpoint 3";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.75in;
text-indent:-.25in;
font-family:Symbol;}
@list l4:level5
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.25in;
text-indent:-.25in;
font-family:"Courier New";}
@list l4:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.75in;
text-indent:-.25in;
font-family:Wingdings;}
@list l4:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:3.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l4:level8
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:3.75in;
text-indent:-.25in;
font-family:"Courier New";}
@list l4:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:4.25in;
text-indent:-.25in;
font-family:Wingdings;}
@list l5
{mso-list-id:626354814;
mso-list-template-ids:-118054454;}
@list l5:level1
{mso-level-number-format:bullet;
mso-level-style-link:Bullet—Indent—Blue—Start;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l5:level2
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet—Indent—Blue—Subpoint 1";
mso-level-text:-;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.75in;
text-indent:-.25in;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l5:level3
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet—Indent—Blue—Subpoint 2";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.0in;
text-indent:-.25in;
font-family:Symbol;}
@list l5:level4
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet—Indent—Blue—Subpoint 3";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l5:level5
{mso-level-number-format:none;
mso-level-text:"";
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.5in;
text-indent:-.25in;}
@list l5:level6
{mso-level-number-format:none;
mso-level-text:"";
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.75in;
text-indent:-.25in;}
@list l5:level7
{mso-level-number-format:none;
mso-level-text:%7;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.0in;
text-indent:-.25in;}
@list l5:level8
{mso-level-number-format:none;
mso-level-text:%8;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.25in;
text-indent:-.25in;}
@list l5:level9
{mso-level-number-format:none;
mso-level-text:%9;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.5in;
text-indent:-.25in;}
@list l6
{mso-list-id:649404698;
mso-list-type:hybrid;
mso-list-template-ids:-939590366 -277473990 67698713 67698715 67698703 67698713 67698715 67698703 67698713 67698715;}
@list l6:level1
{mso-level-style-link:"CUSTOM--EM Number List--1";
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l6:level2
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l6:level3
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
text-indent:-9.0pt;}
@list l6:level4
{mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l6:level5
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l6:level6
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
text-indent:-9.0pt;}
@list l6:level7
{mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l6:level8
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l6:level9
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
text-indent:-9.0pt;}
@list l7
{mso-list-id:670257929;
mso-list-template-ids:-91161624;}
@list l7:level1
{mso-level-number-format:bullet;
mso-level-style-link:Bullet--Indent--Green--Start;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l7:level2
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Indent--Green--Subpoint 1";
mso-level-text:-;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.75in;
text-indent:-.25in;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l7:level3
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Indent--Green--Subpoint 2";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.0in;
text-indent:-.25in;
font-family:Symbol;}
@list l7:level4
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Indent--Green--Subpoint 3";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l7:level5
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.5in;
text-indent:-.25in;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l7:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.75in;
text-indent:-.25in;
font-family:Wingdings;}
@list l7:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.0in;
text-indent:-.25in;
font-family:Symbol;}
@list l7:level8
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.25in;
text-indent:-.25in;
font-family:"Courier New";}
@list l7:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.5in;
text-indent:-.25in;
font-family:Wingdings;}
@list l8
{mso-list-id:705301757;
mso-list-template-ids:-360421918;}
@list l8:level1
{mso-level-number-format:bullet;
mso-level-style-link:Bullet;
mso-level-text:;
mso-level-tab-stop:91.8pt;
mso-level-number-position:left;
margin-left:73.8pt;
text-indent:-.25in;
font-family:Symbol;}
@list l8:level2
{mso-level-number-format:bullet;
mso-level-style-link:Bullet--Subpoint;
mso-level-text:;
mso-level-tab-stop:109.8pt;
mso-level-number-position:left;
margin-left:91.8pt;
text-indent:-.25in;
font-family:Symbol;}
@list l8:level3
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Subpoint 2";
mso-level-text:;
mso-level-tab-stop:127.8pt;
mso-level-number-position:left;
margin-left:109.8pt;
text-indent:-.25in;
font-family:Symbol;}
@list l8:level4
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Subpoint 3";
mso-level-text:;
mso-level-tab-stop:145.8pt;
mso-level-number-position:left;
margin-left:127.8pt;
text-indent:-.25in;
font-family:Symbol;}
@list l8:level5
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:163.8pt;
mso-level-number-position:left;
margin-left:145.8pt;
text-indent:-.25in;
font-family:"Courier New";}
@list l8:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:181.8pt;
mso-level-number-position:left;
margin-left:163.8pt;
text-indent:-.25in;
font-family:Wingdings;}
@list l8:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:199.8pt;
mso-level-number-position:left;
margin-left:181.8pt;
text-indent:-.25in;
font-family:Symbol;}
@list l8:level8
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:217.8pt;
mso-level-number-position:left;
margin-left:199.8pt;
text-indent:-.25in;
font-family:"Courier New";}
@list l8:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:235.8pt;
mso-level-number-position:left;
margin-left:217.8pt;
text-indent:-.25in;
font-family:Wingdings;}
@list l9
{mso-list-id:1238058623;
mso-list-template-ids:-725291392;}
@list l9:level1
{mso-level-number-format:bullet;
mso-level-style-link:Bullet--Underline;
mso-level-text:;
mso-level-tab-stop:.5in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;
mso-text-animation:none;
text-decoration:none;
text-underline:none;
text-decoration:none;
text-line-through:none;}
@list l9:level2
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:.75in;
mso-level-number-position:left;
margin-left:.75in;
text-indent:-.25in;
font-family:Symbol;}
@list l9:level3
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.0in;
mso-level-number-position:left;
margin-left:1.0in;
text-indent:-.25in;
font-family:Symbol;}
@list l9:level4
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.25in;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l9:level5
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:163.8pt;
mso-level-number-position:left;
margin-left:145.8pt;
text-indent:-.25in;
font-family:"Courier New";}
@list l9:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:181.8pt;
mso-level-number-position:left;
margin-left:163.8pt;
text-indent:-.25in;
font-family:Wingdings;}
@list l9:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:199.8pt;
mso-level-number-position:left;
margin-left:181.8pt;
text-indent:-.25in;
font-family:Symbol;}
@list l9:level8
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:217.8pt;
mso-level-number-position:left;
margin-left:199.8pt;
text-indent:-.25in;
font-family:"Courier New";}
@list l9:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:235.8pt;
mso-level-number-position:left;
margin-left:217.8pt;
text-indent:-.25in;
font-family:Wingdings;}
@list l10
{mso-list-id:1356884243;
mso-list-type:hybrid;
mso-list-template-ids:472416504 461388948 141475654 -245475544 1731735124 -1784246748 67698715 67698703 67698713 67698715;}
@list l10:level1
{mso-level-style-link:"Bullet + Number--L1";
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l10:level2
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet + Number--L2";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l10:level3
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet + Number--L3";
mso-level-text:-;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-9.0pt;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l10:level4
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet + Number--L4";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l10:level5
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet + Number--L5";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l10:level6
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
text-indent:-9.0pt;}
@list l10:level7
{mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l10:level8
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l10:level9
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
text-indent:-9.0pt;}
@list l11
{mso-list-id:1357267606;
mso-list-type:hybrid;
mso-list-template-ids:1800430580 -325417220 67698713 67698715 67698703 67698713 67698715 67698703 67698713 67698715;}
@list l11:level1
{mso-level-number-format:alpha-lower;
mso-level-style-link:"CUSTOM--EM Number List--2";
mso-level-text:"%1\)";
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.0in;
text-indent:-.25in;}
@list l11:level2
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.5in;
text-indent:-.25in;}
@list l11:level3
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
margin-left:2.0in;
text-indent:-9.0pt;}
@list l11:level4
{mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.5in;
text-indent:-.25in;}
@list l11:level5
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:3.0in;
text-indent:-.25in;}
@list l11:level6
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
margin-left:3.5in;
text-indent:-9.0pt;}
@list l11:level7
{mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:4.0in;
text-indent:-.25in;}
@list l11:level8
{mso-level-number-format:alpha-lower;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:4.5in;
text-indent:-.25in;}
@list l11:level9
{mso-level-number-format:roman-lower;
mso-level-tab-stop:none;
mso-level-number-position:right;
margin-left:5.0in;
text-indent:-9.0pt;}
@list l12
{mso-list-id:1396047928;
mso-list-template-ids:-80977870;}
@list l12:level1
{mso-level-number-format:bullet;
mso-level-style-link:Bullet--Indent--Start;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l12:level2
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Indent--Subpoint 1";
mso-level-text:-;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.75in;
text-indent:-.25in;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l12:level3
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Indent--Subpoint 2";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l12:level4
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Indent--Subpoint 3";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.75in;
text-indent:-.25in;
font-family:Symbol;}
@list l12:level5
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.25in;
text-indent:-.25in;
font-family:"Courier New";}
@list l12:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.75in;
text-indent:-.25in;
font-family:Wingdings;}
@list l12:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:3.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l12:level8
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:3.75in;
text-indent:-.25in;
font-family:"Courier New";}
@list l12:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:4.25in;
text-indent:-.25in;
font-family:Wingdings;}
@list l13
{mso-list-id:1491405121;
mso-list-template-ids:1090970302;}
@list l13:level1
{mso-level-number-format:bullet;
mso-level-style-link:Bullet--Tudu;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.25in;
text-indent:-.25in;
font-family:Wingdings;}
@list l13:level2
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Tudu--Sub 1";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.75in;
text-indent:-.25in;
font-family:Symbol;}
@list l13:level3
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Tudu--Sub 2";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l13:level4
{mso-level-number-format:bullet;
mso-level-style-link:"Bullet--Tudu--Sub 3";
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:1.75in;
text-indent:-.25in;
font-family:Symbol;}
@list l13:level5
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.25in;
text-indent:-.25in;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l13:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:2.75in;
text-indent:-.25in;
font-family:Wingdings;}
@list l13:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:3.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l13:level8
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:3.75in;
text-indent:-.25in;
font-family:"Courier New";}
@list l13:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:4.25in;
text-indent:-.25in;
font-family:Wingdings;}
@list l14
{mso-list-id:1499269458;
mso-list-type:hybrid;
mso-list-template-ids:1133693758 -2012340450 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l14:level1
{mso-level-number-format:bullet;
mso-level-style-link:"AND\/OR";
mso-level-text:;
mso-level-tab-stop:.25in;
mso-level-number-position:left;
margin-left:.25in;
text-indent:-.25in;
font-family:Wingdings;}
@list l14:level2
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:1.0in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:"Courier New";}
@list l14:level3
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:1.5in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Wingdings;}
@list l14:level4
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:2.0in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l14:level5
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:2.5in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:"Courier New";}
@list l14:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:3.0in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Wingdings;}
@list l14:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:3.5in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Symbol;}
@list l14:level8
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:4.0in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:"Courier New";}
@list l14:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:4.5in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:Wingdings;}
@list l15
{mso-list-id:1878543577;
mso-list-template-ids:1071941760;}
@list l15:level1
{mso-level-style-link:"Level 3--Bullet + Number--L1";
mso-level-tab-stop:.85in;
mso-level-number-position:left;
margin-left:1.0in;
text-indent:-.25in;}
@list l15:level2
{mso-level-number-format:bullet;
mso-level-style-link:"Level 3--Bullet + Number--L2";
mso-level-text:;
mso-level-tab-stop:1.1in;
mso-level-number-position:left;
margin-left:1.25in;
text-indent:-.25in;
font-family:Symbol;}
@list l15:level3
{mso-level-number-format:bullet;
mso-level-style-link:"Level 3--Bullet + Number--L3";
mso-level-text:-;
mso-level-tab-stop:1.35in;
mso-level-number-position:left;
text-indent:-.25in;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l15:level4
{mso-level-number-format:bullet;
mso-level-style-link:"Level 3--Bullet + Number--L4";
mso-level-text:;
mso-level-tab-stop:1.6in;
mso-level-number-position:left;
margin-left:1.75in;
text-indent:-.25in;
font-family:Symbol;}
@list l15:level5
{mso-level-number-format:bullet;
mso-level-reset-level:level1;
mso-level-style-link:"Level 3--Bullet + Number--L5";
mso-level-text:;
mso-level-tab-stop:1.85in;
mso-level-number-position:left;
margin-left:2.0in;
text-indent:-.25in;
font-family:Symbol;}
@list l15:level6
{mso-level-number-format:none;
mso-level-text:%6;
mso-level-tab-stop:2.1in;
mso-level-number-position:right;
margin-left:2.25in;
text-indent:-.25in;}
@list l15:level7
{mso-level-number-format:none;
mso-level-text:%7;
mso-level-tab-stop:2.35in;
mso-level-number-position:left;
margin-left:2.5in;
text-indent:-.25in;}
@list l15:level8
{mso-level-number-format:none;
mso-level-text:%8;
mso-level-tab-stop:2.6in;
mso-level-number-position:left;
margin-left:2.75in;
text-indent:-.25in;}
@list l15:level9
{mso-level-number-format:none;
mso-level-text:%9;
mso-level-tab-stop:2.85in;
mso-level-number-position:right;
margin-left:3.0in;
text-indent:-.25in;}
ol
{margin-bottom:0in;}
ul
{margin-bottom:0in;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="blue" vlink="purple">
<div class="WordSection1">
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">Short answer on CPA in my view is that a CPA can deal with some or all property. So if you like that option to avoid probate between spouses, it is available.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:3.75pt;margin-right:0in;margin-bottom:3.75pt;margin-left:0in">
<b><span style="font-family:"Calibri",sans-serif">RCW 26.16.120<o:p></o:p></span></b></p>
<p class="MsoNormal" style="mso-margin-top-alt:3.75pt;margin-right:0in;margin-bottom:3.75pt;margin-left:0in">
<b><span style="font-family:"Calibri",sans-serif">Agreements as to status.<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-indent:.25in">
<span style="font-size:11.0pt;font-family:"Calibri",sans-serif">Nothing contained in any of the provisions of *this chapter or in any law of this state, shall prevent both spouses or both domestic partners from jointly entering into any agreement concerning
the status or disposition of the <b>whole or any portion of the community property,</b> then owned by them or afterwards to be acquired, to take effect upon the death of either. But such agreement may be made at any time by both spouses or both domestic partners
by the execution of an instrument in writing under their hands and seals, and to be witnessed, acknowledged and certified in the same manner as deeds to real estate are required to be, under the laws of the state, and the same may at any time thereafter be
altered or amended in the same manner. Such agreement shall not derogate from the right of creditors; nor be construed to curtail the powers of the superior court to set aside or cancel such agreement for fraud or under some other recognized head of equity
jurisdiction, at the suit of either party; nor prevent the application of laws governing the community property and inheritance rights of slayers or abusers under chapter
<a href="http://app.leg.wa.gov/RCW/default.aspx?cite=11.84"><span style="color:#2B674D">11.84</span></a> RCW.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><a name="_MailEndCompose"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">I’ll leave the more nuanced features of the ToD and JTWROS deed to others but they appear on their face to also accomplish your goal of avoiding probate
for H&W.<o:p></o:p></span></a></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="mso-bookmark:_MailEndCompose"><b><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif">Andrew Hay<o:p></o:p></span></b></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="mso-bookmark:_MailEndCompose"><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif">Hay & Swann PLLC<o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="mso-bookmark:_MailEndCompose"><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif">201 S. 34<sup>th</sup> St.<o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="mso-bookmark:_MailEndCompose"><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif">Tacoma, WA 98418<o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="mso-bookmark:_MailEndCompose"></span><a href="http://www.washingtonlaw.net/"><span style="mso-bookmark:_MailEndCompose"><i><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#0563C1">www.washingtonlaw.net</span></i></span><span style="mso-bookmark:_MailEndCompose"></span></a><span style="mso-bookmark:_MailEndCompose"><i><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif"><o:p></o:p></span></i></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="mso-bookmark:_MailEndCompose"></span><a href="mailto:andrewhay@washingtonlaw.net"><span style="mso-bookmark:_MailEndCompose"><i><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif;color:#0563C1">andrewhay@washingtonlaw.net</span></i></span><span style="mso-bookmark:_MailEndCompose"></span></a><span style="mso-bookmark:_MailEndCompose"><i><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif"><o:p></o:p></span></i></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="mso-bookmark:_MailEndCompose"><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif">253.272.2400 (w)<o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="mso-bookmark:_MailEndCompose"><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif">253.377.3085 (c)<o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="mso-bookmark:_MailEndCompose"><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif">THIS IS A CONFIDENTIAL COMMUNICATION AND IS INTENDED FOR THE DESIGNATED RECIPIENT
ONLY. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY THE SENDER IMMEDIATELY AND DESTROY ALL COPIES</span></span><span style="mso-bookmark:_MailEndCompose"><span style="font-size:11.0pt;font-family:"Berlin Sans FB",sans-serif"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_MailEndCompose"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p> </o:p></span></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_MailEndCompose"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p> </o:p></span></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_MailEndCompose"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p> </o:p></span></span></p>
<span style="mso-bookmark:_MailEndCompose"></span>
<div>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>Kristina Driessen<br>
<b>Sent:</b> Wednesday, November 29, 2017 3:19 PM<br>
<b>To:</b> WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
<b>Cc:</b> solo-and-small-practice-section@list.wsba.org<br>
<b>Subject:</b> Re: [WSBARP] joint tenants with rights of survivorship<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">I know this has been posted before; but can someone explain the pit falls of putting property into joint tenants with rights of survivorship vs. two transfer on
death deeds.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">The parties are married and one spouse executed a QCD to the other; so both names are on title at this point.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">The parties are married, but wish to avoid a probate. A community property agreement is not the answer as there are children from a previous union. Unless, it is
possible to do a community property agreement that only relates to the real property?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">I seem to recall the advantages of not doing the joint tenants with rights of survivorship, but am drawing a blank.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><i><span style="font-size:10.0pt;font-family:"Bookman Old Style",serif;color:black">Kristina A. Driessen<o:p></o:p></span></i></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Bookman Old Style",serif;color:black">Ryan & Driessen<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Bookman Old Style",serif;color:black">Attorneys at Law<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Bookman Old Style",serif;color:black">16 A Street SE<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Bookman Old Style",serif;color:black">Auburn, WA. 98002<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Bookman Old Style",serif;color:black">(253) 939-0811<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Bookman Old Style",serif;color:black">(253) 939-0471 fax<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><u><span style="font-size:10.0pt;font-family:"Bookman Old Style",serif;color:black"><a href="mailto:kristina@rdattys.comcastbiz.net">kristina@rdattys.comcastbiz.net</a><o:p></o:p></span></u></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="font-family:"Calibri",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:9.0pt;font-family:"Calibri",sans-serif;color:black">CONFIDENTIALITY NOTICE</span></b><span style="font-size:9.0pt;font-family:"Calibri",sans-serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:9.0pt;font-family:"Calibri",sans-serif;color:black">This transmission is confidential and is intended solely for the use of the individual named recipient.
It may be protected by the attorney/client privilege, work product doctrine or other confidentiality protection. If you are not the intended recipient, or the person responsible to deliver it to the intended recipient, be advised that any dissemination, distribution
or copying of this communication is prohibited. If you have received this transmission in error, please immediately notify the sender via e-mail or by telephone at 253.939.0811 that you have received the message in error, and then delete it. Thank you.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:9.0pt;font-family:"Calibri",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"><o:p> </o:p></span></p>
</div>
</body>
</html>