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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'>Why not do a statutory boundary line agreement, 58.04.007, assuming you already have a survey? Then, as with all DPCs and BLAs and these agreements, you do deeds to convey the pieces. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><div><p class=MsoNormal style='text-autospace:none'><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'>Robert D. Wilson-Hoss <br>Hoss & Wilson-Hoss, LLP <br>236 West Birch Street <br>Shelton, WA 98584 <br>360 426-2999<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><a href="www.hossandwilsonhoss.com"><span style='color:blue'>www.hossandwilson-hoss.com</span></a><br><a href="mailto:rob@hctc.com"><span style='color:blue'>rob@hctc.com</span></a></span><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='text-autospace:none'><i><span style='font-family:"Times New Roman","serif"'>This message is intended solely for the use of the addressee and may contain information that is privileged, confidential, and exempt from disclosure under applicable law. If you are not the addressee, you are hereby notified that any use, distribution, or copying of this message is strictly prohibited. If you received this message in error, please notify us by reply e-mail or by telephone (call us collect at the number listed above) and immediately delete this message and any and all of its attachments. Thank you.<o:p></o:p></span></i></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Times New Roman","serif";text-transform:uppercase'>This office does debt collection and this e-mail may be an attempt to collect a debt, Any information obtained will be used for that purpose. </span></b><span style='font-size:10.0pt;font-family:"Times New Roman","serif"'>To the extent the Federal Fair Debt Collection Practices Act (15 U.S.C. § 1692) applies this firm is acting as a debt collector for the condominium/homeowners' association named above to collect a debt owed to it. Any information obtained will be used for collection purposes. You have the right to seek advice of legal counsel.</span><o:p></o:p></p></div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Richard Holland<br><b>Sent:</b> Tuesday, October 10, 2017 10:18 AM<br><b>To:</b> WSBA Real Property Listserv<br><b>Subject:</b> [WSBARP] The BLA that wasn't<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Ok, so here’s a nice set of facts to chew on for a Tuesday:<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>In Random County (let’s just say it is isolated and far to the east), Owner A and Owner B are neighbors. They get along well and it seems silly to them that their lots are both oddly split by County Road. So, since Owner A’s house is on one side and Owner B’s house is on the other, they come to the logical conclusion that they should just swap the ‘split’ portions, so that all of Owner’s A property is one side and all of Owner B’s is on the other – land value equivalent. No fight or anything. Should have been just fine.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>A & B go to the County and get permission for a BLA. In this particular County a document gets recorded called a Certificate that is the County’s approval of the BLA. Certificate says on its face that it is good for 1 year.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>County updates tax records, noting the BLA.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Years pass, but less than 7, A dies. Lender of A has contact with A’s Estate who is willing to do a DIL.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Title report comes … oh no. There is nothing on Title that actually contained words of <i>conveyance</i> from A to B and B to A. Title’s position is that regardless of what the County and the parties think, the insurable title to the two parcels are the original ‘split’ ones.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>In advising Lender, I can think of only two options: 1) Judicially foreclose since Lender’s DOT covers the split lot legal, present all of this to a judge and ask the Court to sort it out; or 2) With eyes wide open, have the Lender take the DIL without insurance and file what would be a friendly QT action since obviously B wants the BLA legal as well. Realistically, though I see no advantage to this since it will be as much of an action as #1 – except no redemption period.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Can anyone think of another option? The only other thing that came to my mind was to get the Estate of A and B to ‘fix’ the lack of conveyance with a present deed. Issue of course being that the Cert has long since expired and basically they would have to start over.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Sincerely,<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Richard L. Holland<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><img border=0 width=175 height=78 id="Picture_x0020_3" src="cid:image001.jpg@01D341B5.B7542F30" alt=logo-for-print.jpg><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:10.0pt'>603 4th Avenue, Suite 100 <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt'>Kirkland, WA 98033 <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt'>877.785.8734 / 866.982.5080 (fax)<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><b><span style='font-size:10.0pt'>BE AWARE! Online banking fraud is on the rise</span></b><span style='font-size:10.0pt'>. <span style='color:red'>If you receive an email containing instructions on where or an amount to transfer, CALL OUR OFFICE IMMEDIATELY <b>** WE DO NOT SEND SEPERATE INSTRUCTIONS BY EMAIL**</b></span><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt'>The information contained in this communication, and in any attached document(s), is privileged and/or confidential, intended solely for the individual/entity to whom/which it was sent. If you are not the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this information is strictly prohibited. If you have received this email in error, please delete this email immediately and notify our office at the email address, mailing address, or telephone or fax number above.<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>