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<p>Thanks for providing that; it makes it pretty clear....<br>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Very Truly Yours,</p>
<p class="MsoNormal">Robert R. Cole</p>
<p class="MsoNormal">Law Office of Cole & Gilday, P.C. </p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">10101 - 270th St. NW </p>
<p class="MsoNormal">Stanwood, WA 98292 </p>
<p class="MsoNormal">(360) 629-2900 (Telephone) </p>
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<div class="moz-cite-prefix">On 8/16/2017 9:40 AM, Mark Phelps
wrote:<br>
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<o:p></o:p></span></p>
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v. Bank of Am., N.A., 194 Wash.App. 920, 378 P.3d 272
(Wash. App., 2016)<o:p></o:p></span></b></p>
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<span
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J. Phelps<o:p></o:p></span></p>
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<span
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Litigation Practice Group Leader<o:p></o:p></span></p>
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<span
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International & Business Law ·
<a href="http://www.deshlaw.com/" moz-do-not-send="true"><span
style="color:#002060">www.deshlaw.com</span></a><o:p></o:p></span></p>
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<span
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SE 8<sup>th</sup> Street, Suite 260, Bellevue, WA 98004<o:p></o:p></span></p>
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<span
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<b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">From:</span></b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">
<a class="moz-txt-link-abbreviated" href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>
[<a class="moz-txt-link-freetext" href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>] <b>
On Behalf Of </b>Craig Gourley<br>
<b>Sent:</b> Friday, August 11, 2017 3:05 PM<br>
<b>To:</b> WSBA Real Property Listserv
<a class="moz-txt-link-rfc2396E" href="mailto:wsbarp@lists.wsbarppt.com"><wsbarp@lists.wsbarppt.com></a><br>
<b>Subject:</b> Re: [WSBARP] Foreclosure question<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext">Listmates,
The foreclosure statute of limitations case is Bingham v.
Lechner 111 Wash. App. 118 ( 2002)
<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext"><o:p> </o:p></span></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext">“
The trial court found and the parties agree, that the
commencement of a nonjudicial foreclosure tolls the statute
of limitations.” “The trial court concluded that the
statute was tolled at most only 120 days after the
originally scheduled sale date”
<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext"><o:p> </o:p></span></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext">Whew!
I get scared when I think I might be wrong, which means I am
scared a lot.
<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext"><o:p> </o:p></span></p>
<div>
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<b><span
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<b><span
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Escrow<o:p></o:p></span></b></p>
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<b><span
style="font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">The
Exchange Connection<o:p></o:p></span></b></p>
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<b><span
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<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">1002
10<sup>th</sup> Street / PO Box 1091<o:p></o:p></span></p>
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<span style="font-size:10.0pt;font-family:"Arial
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<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">360.568.5065<o:p></o:p></span></p>
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<span style="font-size:10.0pt;font-family:"Arial
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fax<o:p></o:p></span></p>
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style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<u><span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:#0563C1;position:relative;top:0pt;mso-text-raise:0pt"><a
href="mailto:Craig@glgmail.com" moz-do-not-send="true">Craig@glgmail.com</a></span></u><span
style="font-size:10.0pt;font-family:"Arial Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt"><o:p></o:p></span></p>
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<div>
<div style="border:none;border-top:solid #E1E1E1
1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">From:</span></b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>
[<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
moz-do-not-send="true">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Craig Gourley<br>
<b>Sent:</b> Friday, August 11, 2017 11:04 AM<br>
<b>To:</b> WSBA Real Property Listserv <<a
href="mailto:wsbarp@lists.wsbarppt.com"
moz-do-not-send="true">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBARP] Foreclosure question<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext">Marcus
ask about that as well so I am going back to my person that
did the research to see where she came up with that
information.
<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext"><o:p> </o:p></span></p>
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<b><span
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Escrow<o:p></o:p></span></b></p>
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<b><span
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<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">1002
10<sup>th</sup> Street / PO Box 1091<o:p></o:p></span></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">Snohomish,
WA 98291<o:p></o:p></span></p>
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<span style="font-size:10.0pt;font-family:"Arial
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<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">360.568.5065<o:p></o:p></span></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">360.568.8092
fax<o:p></o:p></span></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<u><span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:#0563C1;position:relative;top:0pt;mso-text-raise:0pt"><a
href="mailto:Craig@glgmail.com" moz-do-not-send="true">Craig@glgmail.com</a></span></u><span
style="font-size:10.0pt;font-family:"Arial Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt"><o:p></o:p></span></p>
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<div>
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1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">From:</span></b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>
[<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
moz-do-not-send="true">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Eric Nelsen<br>
<b>Sent:</b> Friday, August 11, 2017 11:01 AM<br>
<b>To:</b> WSBA Real Property Listserv <<a
href="mailto:wsbarp@lists.wsbarppt.com"
moz-do-not-send="true">wsbarp@lists.wsbarppt.com</a>>;
<a href="mailto:cole-gilday@stanwoodlaw.net"
moz-do-not-send="true">cole-gilday@stanwoodlaw.net</a><br>
<b>Subject:</b> Re: [WSBARP] Foreclosure question<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">Craig,
you mention the S/L is tolled during a nonjudicial
foreclosure--I thought case law said the opposite, that
nonjudicial proceedings do
<u>not</u> toll the S/L. Am I misremembering?<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span
style="font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt">Sincerely,<o:p></o:p></span></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span
style="font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"
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<span
style="font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt">Eric<o:p></o:p></span></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span
style="font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span
style="font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt">Eric
C. Nelsen<o:p></o:p></span></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span
style="font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt">SAYRE
LAW OFFICES, PLLC<o:p></o:p></span></p>
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<span
style="font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt">1417
31st Ave South<o:p></o:p></span></p>
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<span
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WA 98144-3909<o:p></o:p></span></p>
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<span
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<span
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<b><span
style="font-family:"Calibri",sans-serif;color:red;position:relative;top:0pt;mso-text-raise:0pt">Please
Note that We Have Moved.</span></b><b><span
style="font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt"></span></b><span
style="font-family:"Calibri",sans-serif;color:#1F497D;position:relative;top:0pt;mso-text-raise:0pt">We
have moved our Seattle office to Mount Baker Ridge (a
small commercial community just above the I-90 tunnel).
<b>Our new address is 1417 31st Avenue South, Seattle WA
98144. </b>All other contact information remains the
same.<o:p></o:p></span></p>
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<p class="MsoNormal"><span
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<div>
<div style="border:none;border-top:solid #B5C4DF
1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<b><span
style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">From:</span></b><span
style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>
[<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
moz-do-not-send="true">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Craig Gourley<br>
<b>Sent:</b> Friday, August 11, 2017 10:33 AM<br>
<b>To:</b> <a href="mailto:cole-gilday@stanwoodlaw.net"
moz-do-not-send="true">cole-gilday@stanwoodlaw.net</a>;
WSBA Real Property Listserv<br>
<b>Subject:</b> Re: [WSBARP] Foreclosure question<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext">Gregory,
Tom Hause in our office is doing one of these right now. No
payments since December of 2007. Note that the statute of
limitations is tolled during any bankruptcy proceeding and
during any active foreclosure. In our case the debtor was
in bankruptcy for 14 months and under an active notice of
trustee’s sale 8 times. The sales were never held or the
action was cancelled each time. During those time periods
the statute was tolled. You need to pull the title history
and look for trustee’s sales and also check with the client
for any banko filings, even if they are dismissed. If you
want to refer it out, give Tom a call he may be willing to
take on another SOL client. Thanks, Craig <o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<b><span
style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">Gourley
Law Group<o:p></o:p></span></b></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<b><span
style="font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">Snohomish
Escrow<o:p></o:p></span></b></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<b><span
style="font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">The
Exchange Connection<o:p></o:p></span></b></p>
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<b><span
style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt"><o:p> </o:p></span></b></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">1002
10<sup>th</sup> Street / PO Box 1091<o:p></o:p></span></p>
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style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">Snohomish,
WA 98291<o:p></o:p></span></p>
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style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"
style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">360.568.5065<o:p></o:p></span></p>
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style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<span style="font-size:10.0pt;font-family:"Arial
Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">360.568.8092
fax<o:p></o:p></span></p>
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style="punctuation-wrap:hanging;text-autospace:ideograph-other">
<u><span style="font-size:10.0pt;font-family:"Arial
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Bold",sans-serif;color:#0563C1;position:relative;top:0pt;mso-text-raise:0pt"><a
href="mailto:Craig@glgmail.com" moz-do-not-send="true">Craig@glgmail.com</a></span></u><span
style="font-size:10.0pt;font-family:"Arial Rounded MT
Bold",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt"><o:p></o:p></span></p>
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<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #E1E1E1
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<b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">From:</span></b><span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt">
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
moz-do-not-send="true">wsbarp-bounces@lists.wsbarppt.com</a>
[<a href="mailto:wsbarp-bounces@lists.wsbarppt.com"
moz-do-not-send="true">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Gregory L. Gilday<br>
<b>Sent:</b> Friday, August 11, 2017 9:57 AM<br>
<b>To:</b> WSBA RPPT Real Property Discussion Forum <<a
href="mailto:wsbarp@lists.wsbarppt.com"
moz-do-not-send="true">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> [WSBARP] Foreclosure question<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">I have a friend who has a deed of trust
foreclosure sale scheduled two weeks from now in Island
County. He has not made a payment in nine (9) years, and he
says he has signed nothing with the lender in that 9 year
period. I am thinking the statute of limitations will be his
friend. Comments and referrals (including self) are
solicited.
<br>
<br>
Thank you in advance. <span style="font-size:11.0pt"><o:p></o:p></span></p>
<div>
<p class="MsoNormal"
style="margin-bottom:12.0pt;punctuation-wrap:hanging;text-autospace:ideograph-other">--
<span
style="font-size:11.0pt;font-family:"Calibri",sans-serif;position:relative;top:0pt;mso-text-raise:0pt"><o:p></o:p></span></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Very Truly Yours,<o:p></o:p></p>
<p class="MsoNormal">Gregory L. Gilday <o:p></o:p></p>
<p class="MsoNormal">Law Office of Cole & Gilday, P.C. <o:p></o:p></p>
<p class="MsoNormal"><i> </i><o:p></o:p></p>
<p class="MsoNormal">10101 - 270th St. NW <o:p></o:p></p>
<p class="MsoNormal">Stanwood, WA 98292 <o:p></o:p></p>
<p class="MsoNormal">(360) 629-2900 (Telephone) <o:p></o:p></p>
<p class="MsoNormal">(360) 629-0220 (Fax) <o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">This message contains confidential and
privileged information that is intended only for the named
recipient(s). Unless you are the named recipient or
authorized agent thereof, you are prohibited from reading,
copying, distributing or otherwise disseminating such
information. If you receive this communication in error,
please notify the sender immediately.<o:p></o:p></p>
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