<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Generator" content="Microsoft Word 14 (filtered medium)">
<style><!--
/* Font Definitions */
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:Garamond;
panose-1:2 2 4 4 3 3 1 1 8 3;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:#0563C1;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:#954F72;
text-decoration:underline;}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
{mso-style-priority:99;
mso-style-link:"Balloon Text Char";
margin:0in;
margin-bottom:.0001pt;
font-size:8.0pt;
font-family:"Tahoma","sans-serif";}
p.msonormal0, li.msonormal0, div.msonormal0
{mso-style-name:msonormal;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
span.EmailStyle18
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:windowtext;}
span.EmailStyle19
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:windowtext;}
span.EmailStyle20
{mso-style-type:personal-reply;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.BalloonTextChar
{mso-style-name:"Balloon Text Char";
mso-style-priority:99;
mso-style-link:"Balloon Text";
font-family:"Tahoma","sans-serif";}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="#0563C1" vlink="#954F72">
<div class="WordSection1">
<p class="MsoNormal"><span style="color:#1F497D">That only shows what liens or encumbrances are against title prior to commencement of foreclosure<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>Kathleen Hopkins<br>
<b>Sent:</b> Friday, April 14, 2017 10:41 AM<br>
<b>To:</b> WSBA Real Property Listserv; Jared Hawkins<br>
<b>Subject:</b> Re: [WSBARP] Buyer Relief from Trustee Error During Foreclosure<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Wouldn’t trustee have received a trustee’s sale guaranty from title company and be able to claim against it?
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<p class="MsoNormal"><b><i><o:p> </o:p></i></b></p>
<p class="MsoNormal"><b><i><o:p> </o:p></i></b></p>
<p class="MsoNormal"><b><i>Kathleen J. Hopkins <o:p></o:p></i></b></p>
<p class="MsoNormal">Real Property Law Group, PLLC <o:p></o:p></p>
<p class="MsoNormal">1326 Fifth Avenue, Suite 654 <o:p></o:p></p>
<p class="MsoNormal">Seattle, WA 98101 <o:p></o:p></p>
<p class="MsoNormal">Phone & Fax: (206) 625-0404 <o:p></o:p></p>
<p class="MsoNormal">email: <a href="mailto:khopkins@rp-lawgroup.com">khopkins@rp-lawgroup.com</a>
<o:p></o:p></p>
<p class="MsoNormal"><a href="http://www.rp-lawgroup.com">www.rp-lawgroup.com</a>
<o:p></o:p></p>
<p class="MsoNormal"><b><span style="color:red"><o:p> </o:p></span></b></p>
<p class="MsoNormal"><b>This message is protected by the attorney-client privilege and the work-product doctrine; if you are not the intended recipient of this message please let the sender know you received it in error and please delete this message. Thank
you.<o:p></o:p></b></p>
<p class="MsoNormal"><b><o:p> </o:p></b></p>
<p class="MsoNormal"><b>Pursuant to U.S. Treasury Regulations concerning tax practice, you are advised that this message is not intended or written to be used, and it cannot be used, by anyone for the purpose of avoiding penalties that may be imposed under
any tax laws; or promoting, marketing or recommending to another party any transaction or matter addressed herein.
<o:p></o:p></b></p>
<p class="MsoNormal"><b><span style="color:#00B050"><o:p> </o:p></span></b></p>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">
wsbarp-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Kary L. Krismer<br>
<b>Sent:</b> Friday, April 14, 2017 9:48 AM<br>
<b>To:</b> <a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>; Jared Hawkins <<a href="mailto:jared@hawklaw.biz">jared@hawklaw.biz</a>><br>
<b>Subject:</b> Re: [WSBARP] Buyer Relief from Trustee Error During Foreclosure<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">Is it safe to assume the buyer didn't get title insurance when they bought at the trustee's sale? It is apparently possible to get such insurance, but I'm not sure how
common it is.<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif""><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">Kary L. Krismer<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">John L. Scott/KMS Renton<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">206 723-2148<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif""><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">On Fri, 14 Apr 2017 09:34:06 -0700, Jared Hawkins <<a href="mailto:jared@hawklaw.biz">jared@hawklaw.biz</a>> wrote:<o:p></o:p></span></p>
</div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif""><o:p> </o:p></span></p>
<blockquote style="border:none;border-left:solid blue 1.5pt;padding:0in 0in 0in 6.0pt;margin-left:0in;margin-top:5.0pt;margin-right:0in;margin-bottom:4.8pt">
<p class="MsoNormal">Buyer purchases house at foreclosure sale and receives trustee’s deed. 7-8 months later Buyer receives notice from Junior lien holder (Junior LH) that purports that Trustee failed to provide adequate notice to Junior LH (i.e., notice was
sent to Lien Holder’s previous attorney who had long since retired). Junior LH asserts that the lien survived the sale of the property due to the lack of notice. Junior LH has now commenced a foreclosure proceeding against Buyer to foreclose lienholder’s
interest in the junior lien.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">I will certainly assert that Buyer is a bona fine purchaser under RCW 61.24.040. But in the event that is not successful, I think its wise to assert a cross claim against the Trustee/Deed of Trust Beneficiary if errors did indeed occur.
Have any of you done that before? And if so, do you have some tips you could share over the phone or could email to me? If the lien did indeed survive the foreclosure then my client has been damaged, but I’m uncertain at this point the best cause of action(s)
to capture those damages for my client. Any help would be much appreciated.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Thanks! <o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Garamond","serif";color:#0B242C">Jared N. Hawkins, Attorney at Law</span><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><a href="mailto:jared@hawklaw.biz"><span style="font-size:12.0pt;font-family:"Garamond","serif";color:#D7B853">jared@hawklaw.biz</span></a><span style="font-size:12.0pt;font-family:"Garamond","serif";color:#0B242C"><br>
Hawkins Law, PLLC<br>
Phone 509-529-5175 / Fax 509-529-2564<br>
2225 Isaacs, Suite A/ Walla Walla, WA 99362</span><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:12.0pt;font-family:"Garamond","serif";color:#0B242C">Visit our website at
</span><span style="font-size:12.0pt;font-family:"Garamond","serif";color:#D7B853"><a href="hawklaw.biz"><span style="color:#D7B853">hawklaw.biz</span></a></span><span style="font-size:12.0pt;font-family:"Garamond","serif";color:#0B242C">.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Garamond","serif";color:#0B242C">This email is intended only for the named recipient(s) or their designees, and may contain legally privileged or confidential information. If you have received
this email in error, please delete it entirely from your computer and notify the sender. Thank you.</span><o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
</blockquote>
<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Times New Roman","serif""><o:p> </o:p></span></p>
<div id="M2Signature">
<div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">--
<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">Kary L. Krismer<br>
206 723-2148<br>
<br>
Using Opera's mail client: <a href="http://www.opera.com/mail/">http://www.opera.com/mail/</a><o:p></o:p></span></p>
</div>
</div>
</div>
</body>
</html>