<div style="font-size:10pt;font-family:arial,helvetica,sans-serif;color:black;">Dave,<div>       What is the purpose of doing the QCD? Are you clients in a long term stable marriage? </div><div>       There are several issues to think about. If it is a long term situation and very little possibility of a marital split, that is one thing. If it is a young couple, are they really wanting to create community property? If it is for the purpose of facilitating financing, they need to express the intention. If they are older and he just wants to make sure she ends up with the property, he can do a deed upon death which is reversible.</div><div>       The one issue a lot of people do not consider when they do deeds among family members is the effect on the title insurance in effect. As an example, A transfers to son B by QCD. B then sells by warranty deed to C. C discovers a title defect and makes claim against B. B has no coverage. In your case, since the guy is remaining on title, I think it is probably okay, but have never looked into it.</div><div><br></div><div>Steve<br><br><br><div><strong><em>Stephen Whitehouse</em></strong></div><div><strong><em>Whitehouse & Nichols, LLP</em></strong></div><div><strong><em>P.O. Box 1273</em></strong></div><div><strong><em>601 W. Railroad Ave.</em></strong></div><div><strong><em>Shelton, Wa. 98584</em></strong></div><div><strong><em>360-426-5885<br>swhite8893@aol.com</em></strong><br></div><div style="font-family:arial,helvetica,sans-serif;font-size:10pt;color:black;"><br><br><br>-----Original Message-----<br>From: wsbarp-request <wsbarp-request@lists.wsbarppt.com><br>To: wsbarp <wsbarp@lists.wsbarppt.com><br>Sent: Wed, Apr 5, 2017 12:00 pm<br>Subject: WSBARP Digest, Vol 31, Issue 3<br><br></div>Send WSBARP mailing list submissions to<br> <a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a><br><br>To subscribe or unsubscribe via the World Wide Web, visit<br>   <a href="http://mailman.fsr.com/mailman/listinfo/wsbarp" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbarp</a><br>or, via email, send a message with subject or body 'help' to<br>     wsbarp-<a href="mailto:request@lists.wsbarppt.com">request@lists.wsbarppt.com</a><br><br>You can reach the person managing the list at<br>      wsbarp-<a href="mailto:owner@lists.wsbarppt.com">owner@lists.wsbarppt.com</a><br><br>When replying, please edit your Subject line so it is more specific<br>than "Re: Contents of WSBARP digest..."<br><br><br>Today's Topics:<br><br>   1. Can Condo Reserve Accounts be Invested? (Catherine Clark)<br>   2. April 7 Real Property Seminar: Rapidly Developing Change<br>      (Sherry Bosse Lueders)<br>   3. Misgivings about JTWROS (Dave Culbertson)<br><br><br>----------------------------------------------------------------------<br><br>Message: 1<br>Date: Tue, 4 Apr 2017 22:14:52 +0000<br>From: Catherine Clark <<a href="mailto:Cat@loccc.com">Cat@loccc.com</a>><br>To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br>Subject: [WSBARP] Can Condo Reserve Accounts be Invested?<br>Message-ID:<br>    <<a href="mailto:DM5PR02MB2634656689551DE1AD651AC6A30B0@DM5PR02MB2634.namprd02.prod.outlook.com">DM5PR02MB2634656689551DE1AD651AC6A30B0@DM5PR02MB2634.namprd02.prod.outlook.com</a>><br>      <br>Content-Type: text/plain; charset="us-ascii"<br><br>All:<br><br>I have been asked if monies for a reserve account for condo/hoa can be invested.<br><br>Any thoughts on this would be appreciated.<br><br>Thanks.<br><br>Catherine C. Clark<br>Law Office of Catherine C. Clark PLLC<br>2200 Sixth Avenue, Suite 1250<br>Seattle, WA 98121<br>Phone:  (206) 838-2528<br>Direct Dial:  (206) 274-7941<br>Cell:  (206) 409-8938<br>Fax: (206) 374-3003<br>Email:  <a href="mailto:cat@loccc.com">cat@loccc.com</a><br><br>NOTICE: The information contained in this electronic information transmission is confidential. If you are not the intended recipient, or the employee or agent responsible for delivering it to the intended recipient, you are hereby notified that any use, dissemination, distribution or copying of this communication is prohibited.  If you received this communication in error, please immediately notify the sender by telephone at (206) 838-2528. Thank you.<br><br>-------------- next part --------------<br>An HTML attachment was scrubbed...<br>URL: <<a href="http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/75e3fb5d/attachment-0001.html" target="_blank">http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/75e3fb5d/attachment-0001.html</a>><br><br>------------------------------<br><br>Message: 2<br>Date: Tue, 4 Apr 2017 23:36:15 +0000<br>From: Sherry Bosse Lueders <<a href="mailto:sherry@sherryluederslaw.com">sherry@sherryluederslaw.com</a>><br>To: WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br>Subject: [WSBARP] April 7 Real Property Seminar: Rapidly Developing<br>  Change<br>Message-ID:<br>   <12CE7CE3-43F0-4F07-9BCE-<a href="mailto:C6C9F6A7457A@sherryluederslaw.com">C6C9F6A7457A@sherryluederslaw.com</a>><br>Content-Type: text/plain; charset="utf-8"<br><br>View this email in your browser<<a href="http://www.icontact-archive.com/rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52?w=4" target="_blank">http://www.icontact-archive.com/rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52?w=4</a>><br><br>[apidly Developing Changes in Real Estate Litigation]<<a href="http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=https%3A%2F%2Fwww.mywsba.org%2FOnlineStore%2FProductDetail.aspx%3FProductId%3D11626979%26page%3Dsem%26mt%3D" target="_blank">http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=https%3A%2F%2Fwww.mywsba.org%2FOnlineStore%2FProductDetail.aspx%3FProductId%3D11626979%26page%3Dsem%26mt%3D</a>><br><br><br><br><br><br><br>Presented in partnership with the WSBA Real Property, Probate and Trust Section<br><br>Rapidly Developing Changes in Real Estate Litigation<<a href="http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=https%3A%2F%2Fwww.mywsba.org%2FOnlineStore%2FProductDetail.aspx%3FProductId%3D11626979%26page%3Dsem%26mt%3D" target="_blank">http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=https%3A%2F%2Fwww.mywsba.org%2FOnlineStore%2FProductDetail.aspx%3FProductId%3D11626979%26page%3Dsem%26mt%3D</a>><br><br><br><br><br><br><br><br>[resented by WSBA]<br>Presented by WSBA<br><br>[ive Webcast Option]<br>Live Webcast Option<br><br>[redits]<br>Credits:<br><br>6.25 Law & Legal Procedure CLE credits<br><br>[uition]<br>Tuition:<br><br>$275 (Standard tuition)<br><br>$250 (Real Property, Probate and Trust Section member tuition)<br><br>$199 (new lawyer* tuition)<br><br>*Attorneys who have been admitted to practice in Washington for fewer than five years are eligible to receive the new lawyer tuition.<br><br><br><br><br><br><br>Friday, April 7, 2017<br>8:25 a.m. to 4:15 p.m.<br>The Conference Center at the WSBA Offices<br>1325 4th Ave., 6th floor, Seattle, WA 98101-2539 (View Map<<a href="http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=https%3A%2F%2Fwww.google.com%2Fmaps%3Fhl%3Deng%26q%3D1325%2B4th%2BAve%2BSte%2B600%2BSeattle%2C%2BWA%2B98101-2539" target="_blank">http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=https%3A%2F%2Fwww.google.com%2Fmaps%3Fhl%3Deng%26q%3D1325%2B4th%2BAve%2BSte%2B600%2BSeattle%2C%2BWA%2B98101-2539</a>>)<br><br>Litigation involving real estate is continually changing and evolving. This CLE will cover emerging issues involving construction, landlord-tenant, and creditor-debtor disputes and will highlight techniques you can use to successfully bring and defend real estate litigation.<br>This seminar also includes a special live-only session with FBI Special Agent Kevin Brennan. He will address current cyber threats to the business sector with a focus on computer intrusion and cyber fraud threats to attorneys, law firms, and real estate clients. His session will not be recorded so join us for the live presentation, in person or via webcast, on April 7.<br><br>Enjoy lunch (included in your tuition), brought to you by the WSBA and the Real Property, Probate and Trust Section.<br><br>View the full program schedule and faculty.<<a href="http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=http%3A%2F%2Fwsba.vo.llnwd.net%2Fv1%2FCLE%2520Documents%2FStore%2F17707Eflyer%2520final.pdf" target="_blank">http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=http%3A%2F%2Fwsba.vo.llnwd.net%2Fv1%2FCLE%2520Documents%2FStore%2F17707Eflyer%2520final.pdf</a>><br>[egister now]<<a href="http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=https%3A%2F%2Fwww.mywsba.org%2FOnlineStore%2FProductDetail.aspx%3FProductId%3D11626979%26page%3Dsem%26mt%3D" target="_blank">http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=https%3A%2F%2Fwww.mywsba.org%2FOnlineStore%2FProductDetail.aspx%3FProductId%3D11626979%26page%3Dsem%26mt%3D</a>><br><br>Can?t make the live seminar? Click here<<a href="mailto:orders@wsba.org?subject=17707SEA%20-%20Notify%20me%20when%20recorded%20seminar%20is%20available">mailto:orders@wsba.org?subject=17707SEA%20-%20Notify%20me%20when%20recorded%20seminar%20is%20available</a>> to be notified when the recording is available. Recorded product may differ in composition and/or price from the live seminar. Please note the special live-only session with FBI Special Agent Kevin Brennan will not be recorded.<br><br><br><br>For accessibility or accommodation requests, or other questions, please email <a href="mailto:cle@wsba.org">cle@wsba.org</a><<a href="mailto:cle@wsba.org?">mailto:cle@wsba.org</a>> or call 206-443-WSBA (toll free: 800-945-WSBA). The WSBA Conference Center is equipped with hearing access via an induction loop.<br><br><br><br><br><br><br><br>Get CLE credits anytime, anywhere, with WSBA recorded seminars. You'll find hundreds of selections on the CLE Store<<a href="http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=https%3A%2F%2Fwww.mywsba.org%2FSearchResults.aspx%3FSearch%3D%26cat%3Dr%26page%3Drs" target="_blank">http://click.icptrack.com/icp/rclick.php?d=rfr7_JsIzQDi1w9AQE0S_aG-xeYa7r52&w=4&destination=https%3A%2F%2Fwww.mywsba.org%2FSearchResults.aspx%3FSearch%3D%26cat%3Dr%26page%3Drs</a>>.<br><br><br><br><br><br><br><br><br>-------------- next part --------------<br>An HTML attachment was scrubbed...<br>URL: <<a href="http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/attachment-0001.html" target="_blank">http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/attachment-0001.html</a>><br>-------------- next part --------------<br>A non-text attachment was scrubbed...<br>Name: image001.jpg<br>Type: image/jpeg<br>Size: 67032 bytes<br>Desc: image001.jpg<br>URL: <<a href="http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image001-0001.jpg" target="_blank">http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image001-0001.jpg</a>><br>-------------- next part --------------<br>A non-text attachment was scrubbed...<br>Name: image002.png<br>Type: image/png<br>Size: 6317 bytes<br>Desc: image002.png<br>URL: <<a href="http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image002-0001.png" target="_blank">http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image002-0001.png</a>><br>-------------- next part --------------<br>A non-text attachment was scrubbed...<br>Name: image003.png<br>Type: image/png<br>Size: 4900 bytes<br>Desc: image003.png<br>URL: <<a href="http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image003-0001.png" target="_blank">http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image003-0001.png</a>><br>-------------- next part --------------<br>A non-text attachment was scrubbed...<br>Name: image004.png<br>Type: image/png<br>Size: 5531 bytes<br>Desc: image004.png<br>URL: <<a href="http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image004-0001.png" target="_blank">http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image004-0001.png</a>><br>-------------- next part --------------<br>A non-text attachment was scrubbed...<br>Name: image005.png<br>Type: image/png<br>Size: 4075 bytes<br>Desc: image005.png<br>URL: <<a href="http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image005-0001.png" target="_blank">http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image005-0001.png</a>><br>-------------- next part --------------<br>A non-text attachment was scrubbed...<br>Name: image006.jpg<br>Type: image/jpeg<br>Size: 33857 bytes<br>Desc: image006.jpg<br>URL: <<a href="http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image006-0001.jpg" target="_blank">http://mailman.fsr.com/pipermail/wsbarp/attachments/20170404/b8c694f6/image006-0001.jpg</a>><br><br>------------------------------<br><br>Message: 3<br>Date: Wed, 5 Apr 2017 18:27:01 +0000<br>From: Dave Culbertson <<a href="mailto:dculbertson@culbertsonlawoffice.com">dculbertson@culbertsonlawoffice.com</a>><br>To: "<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>" <<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>>,<br>     "<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>" <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>Subject: [WSBARP] Misgivings about JTWROS<br>Message-ID: <43d15bedc78e48d0ac63164899a83eb7@S05-MBX02-15.S05.local><br>Content-Type: text/plain; charset="us-ascii"<br><br>Hello, Listmates.<br><br>A client asked me if doing a QCD of their home to their wife, with JTWROS language, would cause any issues. Not my main field, so I don't know, and I likely will advise them to go find out from a lawyer who spends more time on those issues. Something is nagging me about the combo of JWTROS and a QCD, but I may simply be mis-remembering something. Any thoughts?<br><br><br><br><br><br><br>Best Regards,<br><br>Dave Culbertson<br><br>The Law Office of Davisson Culbertson, PLLC<br>19909 Ballinger Way NE<br>Shoreline, WA 98155<br><br>Phone: (206) 478-8134<br>FAX: (866) 867-7796<br><a href="mailto:dculbertson@culbertsonlawoffice.com">dculbertson@culbertsonlawoffice.com</a><<a href="mailto:dculbertson@culbertsonlawoffice.com?">mailto:dculbertson@culbertsonlawoffice.com</a>><br><br>-------------- next part --------------<br>An HTML attachment was scrubbed...<br>URL: <<a href="http://mailman.fsr.com/pipermail/wsbarp/attachments/20170405/3b4ac5bd/attachment-0001.html" target="_blank">http://mail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