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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><span style='font-family:t;color:#1F497D'>The estate should buy CDARs. They are insured to the amount of the account. They are particularly useful for association reserve accounts that exceed $250,000.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:t;color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-family:"Times New Roman","serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman","serif";color:#1F497D'><o:p> </o:p></span></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='border-collapse:collapse'><tr style='height:39.25pt'><td width=491 valign=top style='width:294.45pt;border-top:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-bottom:none;border-right:none;padding:5.75pt 5.75pt 5.75pt 5.75pt;height:39.25pt'><p class=MsoNormal style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;line-height:9.0pt;mso-line-height-rule:exactly'><b><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Jim Strichartz</span></b><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;line-height:9.0pt;mso-line-height-rule:exactly'><i><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Attorney<o:p></o:p></span></i></p><p class=MsoNormal style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:10.0pt;color:#1F497D'>Fellow, College of Community Association Lawyers<o:p></o:p></span></p></td><td width=374 valign=top style='width:224.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:5.75pt 5.75pt 5.75pt 5.75pt;height:39.25pt'><p class=MsoNormal align=right style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;text-align:right;line-height:9.0pt;mso-line-height-rule:exactly'><b><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Law Offices of James L. Strichartz</span></b><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal align=right style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;text-align:right;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>201 Queen Anne Avenue North, Suite 400</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal align=right style='margin-top:2.0pt;text-align:right;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Seattle, WA 98109-4824</span><span style='font-size:12.0pt;color:#1F497D'><o:p></o:p></span></p></td></tr><tr><td width=491 valign=bottom style='width:294.45pt;border-top:none;border-left:solid windowtext 1.0pt;border-bottom:solid windowtext 1.0pt;border-right:none;padding:5.75pt 5.75pt 5.75pt 5.75pt'><p class=MsoNormal style='margin-bottom:2.0pt;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'><a href="mailto://jim@condo-lawyers.com/"><span style='color:#2E4171'>jim@condo-lawyers.com </span></a></span><u><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#2E4171'><o:p></o:p></span></u></p><p class=MsoNormal style='margin-bottom:2.0pt;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'><a href="http://www.condo-lawyers.com/"><span style='color:#2E4171'>http://www.condo-lawyers.com</span></a> </span><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:2.0pt;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'><a href="http://www.linkedin.com/in/condolawyer" target=nw><span style='color:#2E4171'>http://www.linkedin.com/in/condolawyer</span></a></span><span style='font-size:12.0pt;color:#1F497D'><o:p></o:p></span></p></td><td width=374 valign=bottom style='width:224.3pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:5.75pt 5.75pt 5.75pt 5.75pt'><p class=MsoNormal align=right style='margin-bottom:2.0pt;text-align:right;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>tel: 206-388-0600</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal align=right style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;text-align:right;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>fax: 206-286-2666</span><span style='font-size:12.0pt;color:#1F497D'><o:p></o:p></span></p></td></tr><tr style='height:15.25pt'><td width=865 colspan=2 style='width:518.75pt;border:solid windowtext 1.0pt;border-top:none;background:#2E4171;padding:5.75pt 5.75pt 5.75pt 5.75pt;height:15.25pt'><p class=MsoNormal align=right style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;text-align:right'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:white'>Providing Tools for Successful Communities</span><span style='font-size:12.0pt;color:#1F497D'><o:p></o:p></span></p></td></tr><tr style='height:40.5pt'><td width=865 colspan=2 style='width:518.75pt;border:solid windowtext 1.0pt;border-top:none;padding:5.75pt 5.75pt 5.75pt 5.75pt;height:40.5pt'><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Tahoma","sans-serif";color:#1F497D'>This message is intended only for the individual or entity to which it is addressed and may contain information that is privileged, confidential and exempt from disclosure under applicable law. If you are not the intended recipient, or the agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited, and you are requested to please notify us immediately by telephone, and return the original message to us at the above address. Opinions, conclusions and other information in this message that do not relate to the official business of this firm shall be understood as neither given nor endorsed by it. Although this message and any attachments are believed to be free of any virus or other defect that might affect any computer system into which it is received and opened, it is the responsibility of the recipient to ensure that it is virus free, and no responsibility is accepted by this firm for any loss or damage in any way from its use.</span><span style='font-size:12.0pt;color:#1F497D'><o:p></o:p></span></p></td></tr></table></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p></div><p class=MsoNormal><span style='font-family:t;color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Coke Roth<br><b>Sent:</b> Saturday, January 07, 2017 12:16 PM<br><b>To:</b> wsbarp@lists.wsbarppt.com<br><b>Subject:</b> [WSBARP] Estate accounts exceeding FDIC/FSLIC insurance limits<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Oh, Learned Ones…<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>So, any consensus or brilliant ideas of what you do with an estate account that exceeds the FDIC, et al, insurance limits of $250,000….now approaching $4 Mil with a couple more Mil coming in from the sale of some real property? While the PR has it in a reputable bank, and in theory the Feds are camping on the doorstep of the shaky ones, there is still the possibility of a multi-million dollar breach of duty here….thanks in advance and stay warm! <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Brother Coke<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:12.0pt;font-family:Castellar'>Albert Coke Roth, III, Esq</span></b><span style='font-size:12.0pt;font-family:Castellar'>.</span><span style='font-size:12.0pt'> <o:p></o:p></span></p><p class=MsoNormal> Attorney and Counselor Phone: 509-783-0220 8836 W. Gage Blvd. #204A<o:p></o:p></p><p class=MsoNormal> Licensed to Practice Law in Fax: 509-783-0411 Kennewick, WA 99336<o:p></o:p></p><p class=MsoNormal> Washington and Oregon Mobile: 509-521-3432 <o:p></o:p></p><p class=MsoNormal> WSBA 22948 – OSBA 22378 <a href="mailto:coke@cokerothlaw.com"><span style='color:blue'>coke@cokerothlaw.com</span></a><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='text-align:justify'><span style='font-size:9.0pt'>This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. Email transmission cannot be guaranteed to be secure or error-free as the information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete or contain viruses. The sender therefore does not accept liability for any errors or omissions in the contents of this message, which arise as a result of email transmission. 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