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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='color:#1F497D'>There are of course several layers to this question, but my quick reply is:<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>If the CCR establish a lien upon assessment, then the recording of the lien is not necessary for the lien to attach to the property. The recording is only to assure that a Title Search will disclose the existence of the already perfected lien.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>The title company may pick up the lien based on the included parcel number, as our plant postings should include the filed lien notwithstanding the lack of a legal description. However, without the legal description we cannot be certain we will pick it up.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Also, notwithstanding the title company posting issues, the legal description is required for the recorded lien to be in the official chain of title to the property. <o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>My bottom line is, once it has been decided to record the lien, it doesn’t make sense to not include the legal description on the lien.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-size:11.0pt;font-family:HelveticaNeueETW01-55Rg;color:#1F497D'>John McCrady<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:HelveticaNeueETW01-55Rg;color:#1F497D'>Counsel</span><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D'>Puget Sound Title Company<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D'>5350 Orchard Street West<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D'>University Place WA 98466<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D'>253-476-5721<o:p></o:p></span></p></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Jennifer Johnson<br><b>Sent:</b> Friday, December 30, 2016 7:56 AM<br><b>To:</b> WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br><b>Subject:</b> Re: [WSBARP] HOA notice of liens - legal description<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>If the lien is properly indexed under the property owner’s name and/or the tax parcel number, then the title company should find it.<o:p></o:p></p><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal>Jennifer<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p><div><div><p class=MsoNormal>Jennifer Johnson<o:p></o:p></p></div><div><p class=MsoNormal>Attorney | Title Officer<o:p></o:p></p></div><div><p class=MsoNormal>Wahkiakum Title & Escrow Co.<o:p></o:p></p></div><div><p class=MsoNormal>PO Box 39 - 68 Main Street<o:p></o:p></p></div><div><p class=MsoNormal>Cathlamet, WA 98612<o:p></o:p></p></div><div><p class=MsoNormal>(360) 795-3741<o:p></o:p></p></div><div><p class=MsoNormal>(360) 795-3001 (f)<o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal><i>Serving Wahkiakum County’s Title & Escrow Needs For Over 100 Years</i><o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal><i>Agent for Old Republic National Title Insurance Company</i><o:p></o:p></p></div><div><p class=MsoNormal><o:p> </o:p></p></div><p class=MsoNormal><o:p> </o:p></p></div><p class=MsoNormal><o:p> </o:p></p><div><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><div><p class=MsoNormal>On Dec 29, 2016, at 3:01 PM, Josh Grant <<a href="mailto:jgrant@accima.com">jgrant@accima.com</a>> wrote:<o:p></o:p></p></div><p class=MsoNormal><o:p> </o:p></p><div><div><div><div><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Calibri",sans-serif'> </span><span style='font-size:13.5pt;font-family:"Calibri",sans-serif'>I have a HOA client who files notices of liens when members do not pay assessments. The CC&R’s in this case do not require such recording before a lien exists, but allows the HOA to file a public “lien”. Is it not a best practice to include the legal description on the notice of lien along with the parcel #? An auditor’s clerk advised the client to simply remove the “exhibit “A” which contained a legal description because “it wasn’t needed, the parcel # is enough and it saves $1.00”. Of course now the document recorded makes reference to an exhibit “A” which doesn’t exist. </span><span style='font-size:14.0pt;font-family:"Calibri",sans-serif'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Calibri",sans-serif'> <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri",sans-serif'>But my concern with this legal advice is that a title company may not pickup the notice, and if the lot is sold the nonpayment of liens might not appear as a special exception and the sale closes without the payment to the HOA, which is one of the main reasons for filing a notice of lien in the first place.</span><span style='font-size:14.0pt;font-family:"Calibri",sans-serif'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Calibri",sans-serif'> <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri",sans-serif'>Other opinions?</span><span style='font-size:14.0pt;font-family:"Calibri",sans-serif'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Calibri",sans-serif'> <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Calibri",sans-serif'>Josh</span><span style='font-size:14.0pt;font-family:"Calibri",sans-serif'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Calibri",sans-serif'> <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Calibri",sans-serif'>Joshua F. Grant, PS<br>Attorney at Law<br>P. O. Box 619<br>Wilbur, WA 99185<br>tel 509 647 5578<br>fax 509 647 2734<o:p></o:p></span></p></div></div></div></div><p class=MsoNormal>_______________________________________________<br>WSBARP mailing list<br><a href="mailto:WSBARP@lists.wsbarppt.com">WSBARP@lists.wsbarppt.com</a><br><a href="http://mailman.fsr.com/mailman/listinfo/wsbarp">http://mailman.fsr.com/mailman/listinfo/wsbarp</a><o:p></o:p></p></div></blockquote></div><p class=MsoNormal><o:p> </o:p></p></div></div></body></html>