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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:Calibri">I don’t think the language you cited below has any bearing on the issue. The covenants will usually have a section providing for when a non-condo HOA’s lien is created (e.g., when the assessment
is due, after recording a lien with the auditor, etc.,) and the lien’s relative priority against other encumbrances, including deeds of trust. It’s very common that the lien is subordinate to deeds of trust or possibly just
<u>first</u> deeds of trust. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:Calibri"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:Calibri">Patrick McDonald<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:Calibri">_________________________<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:Calibri">Pody & McDonald, PLLC<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:Calibri">1200 Fifth Avenue, Suite 1410<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:Calibri">Seattle, WA 98101-3106<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:Calibri">T: 206-467-1559<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:Calibri">F: 206-467-4489</span><span style="font-size:11.0pt;font-family:Calibri"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:Calibri"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="font-family:Calibri;color:black">From: </span>
</b><span style="font-family:Calibri;color:black"><wsbarp-bounces@lists.wsbarppt.com> on behalf of Josh Grant <jgrant@accima.com><br>
<b>Reply-To: </b>WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
<b>Date: </b>Wednesday, December 21, 2016 at 10:43 AM<br>
<b>To: </b>WSBA Real Property Listserv <wsbarp@lists.wsbarppt.com><br>
<b>Subject: </b>Re: [WSBARP] HOA priority lien - non-condomium act HOA's<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:13.5pt;font-family:Calibri;color:black">THanks! This is the language in the CC&R’s:</span><span style="font-size:14.0pt;font-family:Calibri;color:black"><o:p></o:p></span></p>
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<span style="font-family:Arial;color:black">“ …The terms of this Declaration, and any of its amendments, shall be binding on all parties having any right, title, or interest in any part of the Property at any time, and shall inure to the benefit of each owner
thereof… The provisions of this Declaration shall be enforceable by … the association…</span><span style="font-size:14.0pt;font-family:Calibri;color:black"><o:p></o:p></span></p>
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<span style="font-family:Arial;color:black">Article X Section 1: All present and future Lot Owners… shall be subject to and shall comply with the provisions of this Declaration…The acceptance of a deed or conveyance…shall constitute an agreement that the provisions
of this Declaration and amendments are accepted and ratified by such Lot Owner…, and all such provisions shall be deemed and taken to be covenants running with the land and shall bind any person having an any time any interest of estate in such Lot as though
such provisions were recited and stipulated at length in each and every deed and conveyance of lease thereof.</span><span style="font-size:14.0pt;font-family:Calibri;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:13.5pt;font-family:Calibri;color:black">Does anyone think that this language allows the HOA to have a priority over later recorded deeds of trust?</span><span style="font-size:10.0pt;font-family:Tahoma;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:Tahoma;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:13.5pt;font-family:Calibri;color:black">Josh</span><span style="font-size:10.0pt;font-family:Tahoma;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:Tahoma;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:Calibri;color:black">Joshua F. Grant, PS<br>
Attorney at Law<br>
P. O. Box 619<br>
Wilbur, WA 99185<br>
tel 509 647 5578<br>
fax 509 647 2734<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:Tahoma;color:black">From:</span></b><span style="font-size:10.0pt;font-family:Tahoma;color:black">
<a href="mailto:jim@condo-lawyers.com" title="jim@condo-lawyers.com">James L. Strichartz</a>
<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:Tahoma;color:black">Sent:</span></b><span style="font-size:10.0pt;font-family:Tahoma;color:black"> Tuesday, December 20, 2016 4:26 PM<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:Tahoma;color:black">To:</span></b><span style="font-size:10.0pt;font-family:Tahoma;color:black">
<a href="mailto:wsbarp@lists.wsbarppt.com" title="wsbarp@lists.wsbarppt.com">WSBA Real Property Listserv</a>
<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:whitesmoke"><b><span style="font-size:10.0pt;font-family:Tahoma;color:black">Subject:</span></b><span style="font-size:10.0pt;font-family:Tahoma;color:black"> Re: [WSBARP] HOA priority lien - non-condomium act HOA's<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:Calibri;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;color:#1F497D">There is no statutory basis for a six-month super-priority lien for non-condo HOAs. There is no statutory basis for any liens for HOA assessments. Theoretically such a super-priority lien could
arise based on the language of the covenants, but I am not familiar with any such provisions.</span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
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<b><span style="font-size:8.0pt;font-family:Verdana;color:#1F497D">Jim Strichartz</span></b><span style="color:black"><o:p></o:p></span></p>
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<b><span style="font-size:8.0pt;font-family:Verdana;color:#1F497D">Law Offices of James L. Strichartz</span></b><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:Tahoma;color:black">From:</span></b><span style="font-size:10.0pt;font-family:Tahoma;color:black"> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>Josh Grant<br>
<b>Sent:</b> Tuesday, December 20, 2016 4:02 PM<br>
<b>To:</b> wsbar<br>
<b>Subject:</b> [WSBARP] HOA priority lien - non-condomium act HOA's</span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">I understand that under the Condominium Act RCW 64.34 that an association has a “super-priority” at least for 6 months of assessments, over prior recorded security interests (as long as the CC&R’s are recorded
1st). This was the ruling in: In <em>BAC Homeloans Servicing v. Fulbright</em> 180 Wn 2d, 754 (2014) “a future lien for unpaid condominium assessments is established at the time the condominium declaration is recorded, even though it may not be enforceable
until the unit owner defaults on his or her assessments, if ever.”<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:Calibri;color:black"> </span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Is there similar authority for a HOA “super-priority” when the HOA is not under formed under the Condominium Act? I think this was discussed before on this listserve and this super priority doesn’t exist for other
HOA’s. ?<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Thanks<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:Calibri;color:black"> </span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Josh<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:Calibri;color:black"> </span><span style="color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:Calibri;color:black">Joshua F. Grant, PS<br>
Attorney at Law<br>
P. O. Box 619<br>
Wilbur, WA 99185<br>
tel 509 647 5578<br>
fax 509 647 2734</span><span style="color:black"><o:p></o:p></span></p>
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