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<DIV style="FONT-SIZE: 14pt; FONT-FAMILY: 'Calibri'; COLOR: #000000">
<DIV><FONT size=4>RIch</FONT></DIV>
<DIV><FONT size=4>I very much appreciate you heads up. That is the beauty
of the list serve. I have read the CC&R’s about 10 times thinking that they
must use the “first mortgagee” term... and they didn’t. Probably lay
people used a form and didn’t include something that had been in an
original.</FONT></DIV>
<DIV><FONT size=4>I know there was an amendment recorded and I will read
it over, but assuming that there isn’t anything in the amendment, it appears
like the lien existed when an assessment is made <FONT color=#0000ff>“Any
annual... assessments, together with interest, ...shall be a continuing lien on
the lot against which such assessment is made...”</FONT> </FONT></DIV>
<DIV
style='FONT-SIZE: small; TEXT-DECORATION: none; FONT-FAMILY: "Calibri"; FONT-WEIGHT: normal; COLOR: #000000; FONT-STYLE: normal; DISPLAY: inline'>
<DIV style="FONT: 10pt tahoma">
<DIV><FONT size=4 face=Calibri></FONT> </DIV>
<DIV><FONT size=4 face=Calibri>So I take it we can allege that our lien, having
been created in the first filed CC&R has priority for later assessments and
prior to subsequently recorded deeds of trust. ... Notwithstanding a notice of
lien is recorded after the deed of trust. ???</FONT></DIV>
<DIV><FONT size=4 face=Calibri></FONT> </DIV>
<DIV><FONT size=4 face=Calibri>Josh</FONT></DIV>
<DIV> </DIV>
<DIV style="BACKGROUND: #f5f5f5">
<DIV style="font-color: black"><B>From:</B> <A title=rich@pnwle.com
href="mailto:rich@pnwle.com">Richard Holland</A> </DIV>
<DIV><B>Sent:</B> Wednesday, December 21, 2016 12:31 PM</DIV>
<DIV><B>To:</B> <A title=wsbarp@lists.wsbarppt.com
href="mailto:wsbarp@lists.wsbarppt.com">WSBA Real Property Listserv</A> </DIV>
<DIV><B>Subject:</B> Re: [WSBARP] HOA priority lien - non-condomium act
HOA's</DIV></DIV></DIV>
<DIV> </DIV></DIV>
<DIV
style='FONT-SIZE: small; TEXT-DECORATION: none; FONT-FAMILY: "Calibri"; FONT-WEIGHT: normal; COLOR: #000000; FONT-STYLE: normal; DISPLAY: inline'>
<DIV class=WordSection1>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'>So I am confused now
by your question. The HOA CC&Rs, from what you quote pretty clearly
say that the assessment is a lien from the time it is made and that they CAN
record a notice, not that they HAVE to in order to perfect the lien. You
should be very sure there isn’t anything in there about the first mortgage
holder being excepted. I mean read it all, don’t ‘search’ the term.
(Not trying to be insulting, it would just be odd for them to call out that in
the definitions but never again reference that in any way – they might call it
something else). Most HOAs subordinate because otherwise purchase money
lenders are reticent to loan knowing they could lose their security because John
Smith doesn’t pay his dues. However, from what I can see, this HOA is also
quite smart. A lot of the better drafted CC&Rs include that little
caveat – “Oh, we’ll subordinate but we have to have been sent a copy of the
purchase money DOT within 60 days of recording” (for example) And of
course 10 years later you still have to have PROOF that it was sent.
Again, I’m not comfortable giving you a clear answer because I am not privy to
the entirety of the CC&Rs but from what you have disclosed it seems to me
likely that <I>absent some subordination language which probably exists under
certain conditions </I>that the HOA has priority based on the date the CC&Rs
were recorded and going back as far as the SOL.<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'><o:p></o:p></SPAN> </P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'>Thanks,<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'><o:p></o:p></SPAN> </P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'>Rich
Holland<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'><A
href="mailto:rich@pnwle.com"><SPAN
style="COLOR: #0563c1">rich@pnwle.com</SPAN></A><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif'>733 7th Avenue, Suite
110<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif'>Kirkland, WA
98033<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif'>425-836-6240 /
425-748-3901 (fax)<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif'><o:p></o:p></SPAN> </P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif'>BE AWARE!
Online banking fraud is on the rise. If you receive an email containing a
change in WIRE TRANSFER INSTRUCTIONS call our office immediately to verify the
information prior to sending funds.<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif'>** WE DO NOT CHANGE
OUR WIRE INSTRUCTIONS**<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'><o:p></o:p></SPAN> </P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 9pt; FONT-FAMILY: "Calibri",sans-serif'>The information
contained in this communication, and in any attached document(s), is privileged
and/or confidential, intended solely for the individual/entity to whom/which it
was sent. If you are not the intended recipient, you are hereby notified
that any dissemination, distribution, or copying of this information is strictly
prohibited. If you have received this email in error, please notify me
immediately at the email address, mailing address, or telephone or fax number
above.<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'><o:p></o:p></SPAN> </P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'><o:p></o:p></SPAN> </P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'><o:p></o:p></SPAN> </P>
<DIV>
<DIV
style="BORDER-TOP: #e1e1e1 1pt solid; BORDER-RIGHT: medium none; BORDER-BOTTOM: medium none; PADDING-BOTTOM: 0in; PADDING-TOP: 3pt; PADDING-LEFT: 0in; BORDER-LEFT: medium none; PADDING-RIGHT: 0in">
<P class=MsoNormal><B><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'>From:</SPAN></B><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif'>
wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com]
<B>On Behalf Of </B>Josh Grant<BR><B>Sent:</B> Wednesday, December 21, 2016
11:58 AM<BR><B>To:</B> WSBA Real Property Listserv
<wsbarp@lists.wsbarppt.com><BR><B>Subject:</B> Re: [WSBARP] HOA priority
lien - non-condomium act HOA's<o:p></o:p></SPAN></P></DIV></DIV>
<P class=MsoNormal><o:p></o:p> </P>
<DIV>
<DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 13.5pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>OK
Thanks</SPAN><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'><o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 13.5pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Here
is what the CC&R’s provide</SPAN><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'><o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'> <o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'> <o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 13.5pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: blue'>...Any
annual, special, and emergency assessments, together with interest, ...shall be
a continuing lien on the Lot against which such assessment is made... The
Board shall have the right to publicly record a lien against title to a Lot
evidencing the existence of this continuing lien. The personal obligation for
delinquent assessments shall pas to a successor in title if a lien has been
recorded against title to the Lot by the time of conveyance of title or
commencement of foreclosure or forfeiture proceedings against any holder of
title to a Lot. ... The Board... may foreclose a lien against the
Lot in the same manner as a mortgage of real property.</SPAN><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'><o:p></o:p></SPAN></P></DIV>
<DIV>
<DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> <o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 13.5pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Nothing
about priority against any, even first deeds of trust. The definition section
defines </SPAN><SPAN
style='FONT-SIZE: 13.5pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: blue'>“First
Mortgagee” shall mean a lender who holds the first mortgage on a Lot and who has
notified the Association of the lender’s holdings</SPAN><SPAN
style='FONT-SIZE: 13.5pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>.”
But then “first mortgage or first mortgagee’ never is repeated.</SPAN><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'><o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> <o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 13.5pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Josh</SPAN><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'><o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> <o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Joshua
F. Grant, PS<BR>Attorney at Law<BR>P. O. Box 619<BR>Wilbur, WA 99185<BR>tel 509
647 5578<BR>fax 509 647 2734<o:p></o:p></SPAN></P></DIV>
<DIV>
<DIV>
<P class=MsoNormal style="BACKGROUND: whitesmoke"><B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>From:</SPAN></B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> <A
title=pmcdonald@podymcdonaldlaw.com
href="mailto:pmcdonald@podymcdonaldlaw.com">Patrick McDonald</A>
<o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal style="BACKGROUND: whitesmoke"><B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>Sent:</SPAN></B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>
Wednesday, December 21, 2016 11:15 AM<o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal style="BACKGROUND: whitesmoke"><B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>To:</SPAN></B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> <A
title=wsbarp@lists.wsbarppt.com href="mailto:wsbarp@lists.wsbarppt.com">WSBA
Real Property Listserv</A> <o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal style="BACKGROUND: whitesmoke"><B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>Subject:</SPAN></B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> Re:
[WSBARP] HOA priority lien - non-condomium act
HOA's<o:p></o:p></SPAN></P></DIV></DIV></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-FAMILY: "Calibri",sans-serif; COLOR: black'> <o:p></o:p></SPAN></P></DIV></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>I don’t
think the language you cited below has any bearing on the issue. The covenants
will usually have a section providing for when a non-condo HOA’s lien is created
(e.g., when the assessment is due, after recording a lien with the auditor,
etc.,) and the lien’s relative priority against other encumbrances, including
deeds of trust. It’s very common that the lien is subordinate to deeds of trust
or possibly just <U>first</U> deeds of trust. <o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: black"> </SPAN><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Patrick
McDonald<o:p></o:p></SPAN></P>
<DIV>
<P class=MsoNormal><B><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>_________________________<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Pody
& McDonald, PLLC<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>1200
Fifth Avenue, Suite 1410<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Seattle,
WA 98101-3106<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>T:
206-467-1559<o:p></o:p></SPAN></P></DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>F:
206-467-4489<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: black"> </SPAN><SPAN
style='FONT-SIZE: 11pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'><o:p></o:p></SPAN></P>
<DIV
style="BORDER-TOP: #b5c4df 1pt solid; BORDER-RIGHT: medium none; BORDER-BOTTOM: medium none; PADDING-BOTTOM: 0in; PADDING-TOP: 3pt; PADDING-LEFT: 0in; BORDER-LEFT: medium none; PADDING-RIGHT: 0in">
<P class=MsoNormal><B><SPAN
style='FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>From: </SPAN></B><SPAN
style='FONT-FAMILY: "Calibri",sans-serif; COLOR: black'><<A
href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</A>>
on behalf of Josh Grant <<A
href="mailto:jgrant@accima.com">jgrant@accima.com</A>><BR><B>Reply-To:
</B>WSBA Real Property Listserv <<A
href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</A>><BR><B>Date:
</B>Wednesday, December 21, 2016 at 10:43 AM<BR><B>To: </B>WSBA Real Property
Listserv <<A
href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</A>><BR><B>Subject:
</B>Re: [WSBARP] HOA priority lien - non-condomium act
HOA's<o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN style="COLOR: black"> <o:p></o:p></SPAN></P></DIV>
<DIV>
<DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 13.5pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>THanks!
This is the language in the CC&R’s:</SPAN><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'><o:p></o:p></SPAN></P></DIV>
<P
style="MARGIN-BOTTOM: 0pt; MARGIN-LEFT: 0.5in; MARGIN-RIGHT: 0.5in; mso-margin-top-alt: 5.0pt"><SPAN
style='FONT-FAMILY: "Arial",sans-serif; COLOR: black'>“ …The terms of this
Declaration, and any of its amendments, shall be binding on all parties having
any right, title, or interest in any part of the Property at any time, and shall
inure to the benefit of each owner thereof… The provisions of this Declaration
shall be enforceable by … the association…</SPAN><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'><o:p></o:p></SPAN></P>
<P
style="MARGIN-BOTTOM: 0pt; MARGIN-LEFT: 0.5in; MARGIN-RIGHT: 0.5in; mso-margin-top-alt: 5.0pt"><SPAN
style='FONT-FAMILY: "Arial",sans-serif; COLOR: black'>Article X Section 1: All
present and future Lot Owners… shall be subject to and shall comply with the
provisions of this Declaration…The acceptance of a deed or conveyance…shall
constitute an agreement that the provisions of this Declaration and amendments
are accepted and ratified by such Lot Owner…, and all such provisions shall be
deemed and taken to be covenants running with the land and shall bind any person
having an any time any interest of estate in such Lot as though such provisions
were recited and stipulated at length in each and every deed and conveyance of
lease thereof.</SPAN><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'><o:p></o:p></SPAN></P>
<DIV>
<DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 13.5pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Does
anyone think that this language allows the HOA to have a priority over later
recorded deeds of trust?</SPAN><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'><o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> <o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 13.5pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Josh</SPAN><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'><o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> <o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Joshua
F. Grant, PS<BR>Attorney at Law<BR>P. O. Box 619<BR>Wilbur, WA 99185<BR>tel 509
647 5578<BR>fax 509 647 2734<o:p></o:p></SPAN></P></DIV>
<DIV>
<DIV>
<P class=MsoNormal style="BACKGROUND: whitesmoke"><B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>From:</SPAN></B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> <A
title=jim@condo-lawyers.com href="mailto:jim@condo-lawyers.com">James L.
Strichartz</A> <o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal style="BACKGROUND: whitesmoke"><B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>Sent:</SPAN></B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>
Tuesday, December 20, 2016 4:26 PM<o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal style="BACKGROUND: whitesmoke"><B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>To:</SPAN></B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> <A
title=wsbarp@lists.wsbarppt.com href="mailto:wsbarp@lists.wsbarppt.com">WSBA
Real Property Listserv</A> <o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal style="BACKGROUND: whitesmoke"><B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>Subject:</SPAN></B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> Re:
[WSBARP] HOA priority lien - non-condomium act
HOA's<o:p></o:p></SPAN></P></DIV></DIV></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-FAMILY: "Calibri",sans-serif; COLOR: black'> <o:p></o:p></SPAN></P></DIV></DIV>
<DIV>
<P class=MsoNormal><SPAN style="FONT-SIZE: 11pt; COLOR: #1f497d">There is no
statutory basis for a six-month super-priority lien for non-condo HOAs.
There is no statutory basis for any liens for HOA assessments.
Theoretically such a super-priority lien could arise based on the language of
the covenants, but I am not familiar with any such provisions.</SPAN><SPAN
style="COLOR: black"><o:p></o:p></SPAN></P>
<DIV>
<P class=MsoNormal><SPAN style="COLOR: black"> <o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: black"> <o:p></o:p></SPAN></P>
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style='FONT-SIZE: 8pt; FONT-FAMILY: "Verdana",sans-serif; COLOR: #1f497d'>Jim
Strichartz</SPAN></B><SPAN style="COLOR: black"><o:p></o:p></SPAN></P>
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style='FONT-SIZE: 10pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: #1f497d'>Fellow,
College of Community Association Lawyers</SPAN><SPAN
style="COLOR: black"><o:p></o:p></SPAN></P></TD>
<TD
style="BORDER-TOP: windowtext 1pt solid; HEIGHT: 39.25pt; BORDER-RIGHT: windowtext 1pt solid; WIDTH: 224.3pt; BORDER-BOTTOM: medium none; PADDING-BOTTOM: 5.75pt; PADDING-TOP: 5.75pt; PADDING-LEFT: 5.75pt; BORDER-LEFT: medium none; PADDING-RIGHT: 5.75pt"
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align=right><SPAN
style='FONT-SIZE: 8pt; FONT-FAMILY: "Verdana",sans-serif; COLOR: #1f497d'>201
Queen Anne Avenue North, Suite 400</SPAN><SPAN
style="COLOR: black"><o:p></o:p></SPAN></P>
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style='FONT-SIZE: 8pt; FONT-FAMILY: "Verdana",sans-serif; COLOR: #1f497d'>Seattle,
WA 98109-4824</SPAN><SPAN
style="COLOR: black"><o:p></o:p></SPAN></P></TD></TR>
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style="COLOR: #2e4171">http://www.condo-lawyers.com</SPAN></A>
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<P class=MsoNormal><B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'>From:</SPAN></B><SPAN
style='FONT-SIZE: 10pt; FONT-FAMILY: "Tahoma",sans-serif; COLOR: black'> <A
href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</A>
[<A
href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</A>]
<B>On Behalf Of </B>Josh Grant<BR><B>Sent:</B> Tuesday, December 20, 2016 4:02
PM<BR><B>To:</B> wsbar<BR><B>Subject:</B> [WSBARP] HOA priority lien -
non-condomium act HOA's</SPAN><SPAN
style="COLOR: black"><o:p></o:p></SPAN></P></DIV></DIV>
<P class=MsoNormal><SPAN style="COLOR: black"> <o:p></o:p></SPAN></P>
<DIV>
<DIV>
<DIV>
<P class=MsoNormal><SPAN style="COLOR: black">I understand that under the
Condominium Act RCW 64.34 that an association has a “super-priority” at least
for 6 months of assessments, over prior recorded security interests (as long as
the CC&R’s are recorded 1st). This was the ruling in: In <EM>BAC
Homeloans Servicing v. Fulbright</EM> 180 Wn 2d, 754 (2014) “a future lien for
unpaid condominium assessments is established at the time the condominium
declaration is recorded, even though it may not be enforceable until the unit
owner defaults on his or her assessments, if ever.”<o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'> </SPAN><SPAN
style="COLOR: black"><o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN style="COLOR: black">Is there similar authority for a
HOA “super-priority” when the HOA is not under formed under the Condominium
Act? I think this was discussed before on this listserve and this super
priority doesn’t exist for other HOA’s. ?<o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'> </SPAN><SPAN
style="COLOR: black"><o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN style="COLOR: black">Thanks<o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'> </SPAN><SPAN
style="COLOR: black"><o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN style="COLOR: black">Josh<o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'> </SPAN><SPAN
style="COLOR: black"><o:p></o:p></SPAN></P></DIV>
<DIV>
<P class=MsoNormal><SPAN
style='FONT-SIZE: 14pt; FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>Joshua
F. Grant, PS<BR>Attorney at Law<BR>P. O. Box 619<BR>Wilbur, WA 99185<BR>tel 509
647 5578<BR>fax 509 647 2734</SPAN><SPAN
style="COLOR: black"><o:p></o:p></SPAN></P></DIV></DIV></DIV>
<DIV class=MsoNormal style="TEXT-ALIGN: center" align=center><SPAN
style='FONT-FAMILY: "Calibri",sans-serif; COLOR: black'>
<HR align=center SIZE=2 width="100%">
</SPAN></DIV>
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