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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">I think that the general rule is that the recording of the CC&Rs is sufficient notice of what can be done in an effort to collect outstanding dues. I do not know that recording
a ‘notice of lien’ is even necessary language in the CC&Rs though it isn’t a bad practice. I deal with this from a different view most often, representing lenders who are foreclosing or considering deeds-in-lieu. I should think (though again, I do not advise
HOA’s) that any fee, interest, charge, etc. that is authorized by the CC&Rs is what controls as I do not think you want to technically ‘foreclose’ on what is a NOTICE of lien (however it was titled), because the actual LIEN you are foreclosing on was created
by the CC&Rs. Right?<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>Josh Grant<br>
<b>Sent:</b> Thursday, November 17, 2016 9:19 AM<br>
<b>To:</b> wsbar <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> [WSBARP] HOA "Continuing" Lien and Foreclosure<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:13.5pt;font-family:"Calibri",sans-serif;color:black">My client is a HOA that recorded a lien for nonpayment of annual assessments for years in 2013, 2014 and 2015. Not sure if some of the earlier years’ assessments
were paid, but 2015 was definitely not paid. Now we have 2016 unpaid as well. I am getting ready to judicially foreclose liens and I thought I would have to record a new lien for the 2016 assessment before I can foreclose based on the 2016 assessment.</span><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:13.5pt;font-family:"Calibri",sans-serif;color:black">My client thinks the following language in the CC&R’s prevents us from having to file a lien each year, once we have filed one of them, or at least once we file
one and some portion of it remains unpaid:</span><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black">
</span><span style="font-size:13.5pt;font-family:"Calibri",sans-serif;color:black">“Any annual... assessments, together with interest, costs, collection costs, and reasonable attorney's fees... shall be a continuing lien on the lot against which such assessment
is made... The board shall have the right to publicly record a lien against title to a Lot evidencing the existence of this continuing lien.... The Board of Directors... may sue the Lot Owner personally obligated to pay and/or foreclose a lien against the
Lot in the same manner as a mortgage of real property....”</span><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black">
</span><span style="font-size:13.5pt;font-family:"Calibri",sans-serif;color:black">Also, the lien itself states: “Principal Amount to Date for Which the Is [sic] Lien Claimed: $15000 including: and at this point the 2013, 2014, and 2015 lien amounts are
listed] and then it reads “Plus continuing annual dues”.</span><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:13.5pt;font-family:"Calibri",sans-serif;color:black">Another issue is that the lien recites an added amount: “$189.00 Late Fees owing on Annual Dues”, however, I don’t see any provision for charging late fees in the
CC&R’s.</span><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:13.5pt;font-family:"Calibri",sans-serif;color:black">Anyone have an opinion on whether we can tack on the 2016 assessment to our lien foreclosure action without recording a new lien? and on whether we can require
late fees be paid?</span><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:13.5pt;font-family:"Calibri",sans-serif;color:black">Josh</span><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Calibri",sans-serif;color:black">Joshua F. Grant, PS<br>
Attorney at Law<br>
P. O. Box 619<br>
Wilbur, WA 99185<br>
tel 509 647 5578<br>
fax 509 647 2734<o:p></o:p></span></p>
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