<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"><meta name="Generator" content="Microsoft Word 15 (filtered medium)"><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:#0563C1;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:#954F72;
text-decoration:underline;}
span.EmailStyle17
{mso-style-type:personal;
font-family:"Times New Roman",serif;
color:windowtext;
font-weight:normal;
font-style:normal;
text-decoration:none none;}
span.EmailStyle18
{mso-style-type:personal;
font-family:"Calibri",sans-serif;
color:#1F497D;}
span.EmailStyle19
{mso-style-type:personal;
font-family:"Times New Roman",serif;
color:#44546A;
font-weight:normal;
font-style:normal;
text-decoration:none none;}
span.EmailStyle20
{mso-style-type:personal-compose;
font-family:"Times New Roman",serif;
color:windowtext;
font-weight:normal;
font-style:normal;
text-decoration:none none;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style></head><body lang="EN-US" link="#0563C1" vlink="#954F72"><div class="WordSection1"><p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#44546a">2 legal parcels, one deed of trust and one note signed by one of three tenants in common. One legal lot has no issues as to proper encumbrance. Other lot properly encumbered by only one of the tenants in common as to a undivided 50% interest. Commercial building located on both parcels.</span></p><p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#44546a"> </span></p><p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#44546a">I represent the beneficiary.</span></p><p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#44546a"> </span></p><div><p class="MsoNormal" style="line-height:12.0pt"><b><span style="font-size:10.0pt;font-family:"Times New Roman",serif"> </span></b></p><p class="MsoNormal" style="line-height:12.0pt"><img width="86" height="130" style="width:.8958in;height:1.3541in" src="cid:image001.jpg@01D1F3B2.6A1319E0" align="left" hspace="12"><b><span style="font-family:"Times New Roman",serif">Robert R. Rowley</span></b><span style="font-family:"Times New Roman",serif"> | Attorney at Law</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">7 S. Howard St, Suite 218</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">Spokane, WA 99201</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">Telephone: (509) 252-5074</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">Mobile: (509) 994-1143</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">Facsimile: (509) 928-3084</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">Email: </span><a href="mailto:rob@rowleylegal.com"><span style="font-family:"Times New Roman",serif;color:blue">rob@rowleylegal.com</span></a><span style="font-family:"Times New Roman",serif"></span></p><p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Web Site: </span><a href="http://www.rowleylegal.com/"><span style="font-family:"Times New Roman",serif;color:blue">www.rowleylegal.com</span></a><span style="font-family:"Times New Roman",serif"></span></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif"> </span></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif">Practice concentrated on business, real estate and general legal matters in Washington and Idaho.</span></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif"> </span></p><p class="MsoNormal"><a href="https://www.facebook.com/rowleylegal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none"><img border="0" width="24" height="24" style="width:.25in;height:.25in" id="_x0000_i1032" src="cid:image008.gif@01D1F3B2.6A070BF0"></span></a><a href="https://www.linkedin.com/pub/rob-rowley/11/172/b20"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none"><img border="0" width="24" height="24" style="width:.25in;height:.25in" id="_x0000_i1031" src="cid:image009.gif@01D1F3B2.6A070BF0"></span></a><a href="https://twitter.com/ROBERTRROWLEY"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none"><img border="0" width="24" height="24" style="width:.25in;height:.25in" id="_x0000_i1030" src="cid:image010.gif@01D1F3B2.6A070BF0"></span></a><a href="http://www.yelp.com/biz/robert-r-rowley-spokane"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none"><img border="0" width="43" height="21" style="width:.4479in;height:.2187in" id="_x0000_i1029" src="cid:image002.jpg@01D1F3B2.6A1319E0"></span></a><span style="font-size:10.0pt;font-family:"Times New Roman",serif"></span></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif"> </span></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif">NOTICE: The contents of this message and any attachments may be protected by the attorney-client privilege, work product doctrine or other applicable protections. If you are not the intended recipient or have received this message in error, please notify the sender and promptly delete the message. Thank you for your assistance.</span></p><p class="MsoNormal" style="background:white"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222">DISCLAIMER: You should recognize that responses provided by e-mail means are akin to ordinary telephone or face-to-face conversations and do not reflect the level of factual or legal inquiry or analysis which would be applied in the case of a formal legal opinion. A formal opinion may very well reach a different conclusion.</span></p></div><p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#44546a"> </span></p><div><div style="border:none;border-top:solid #e1e1e1 1.0pt;padding:3.0pt 0in 0in 0in"><p class="MsoNormal"><b>From:</b> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a> [mailto:<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a>] <b>On Behalf Of </b>Eric Nelsen<br><b>Sent:</b> Thursday, August 11, 2016 9:09 AM<br><b>To:</b> WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br><b>Subject:</b> Re: [WSBARP] Foreclosure of Tenant in Common Interest?</p></div></div><p class="MsoNormal"> </p><p class="MsoNormal"><span style="color:#1f497d">I ran into this once before with two equal TICs, only one of whom took out the loan and signed the DOT. The result was that the foreclosure was against the signer's one-half TIC interest only. The bank was actually somewhat surprised that's all they ended up with. Our firm represented the non-signer, and it took some work with the Trustee to convince them that they weren't permitted to foreclose on the entire property.</span></p><p class="MsoNormal"><span style="color:#1f497d"> </span></p><p class="MsoNormal"><span style="color:#1f497d">Your later post implied that there are multiple parcels involved, though--not a TIC situation?</span></p><p class="MsoNormal"><span style="color:#1f497d"> </span></p><div><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d">Sincerely,</span></p><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d">Eric</span></p><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d"> </span></p><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d">Eric C. Nelsen</span></p><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d">SAYRE LAW OFFICES, PLLC</span></p><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d">1417 31st Ave South</span></p><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d">Seattle WA 98144-3909</span></p><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d">phone 206-625-0092</span></p><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d">fax 206-625-9040</span></p><p class="MsoNormal"><span style="font-size:12.0pt;color:#1f497d"> </span></p><p class="MsoNormal"><b><span style="font-size:12.0pt;color:red">Please Note that We Have Moved.</span></b><b><span style="font-size:12.0pt;color:#1f497d"> </span></b><span style="font-size:12.0pt;color:#1f497d">We have moved our Seattle office to Mount Baker Ridge (a small commercial community just above the I-90 tunnel). <b>Our new address is 1417 31st Avenue South, Seattle WA 98144. </b>All other contact information remains the same.</span></p></div><p class="MsoNormal"><span style="color:#1f497d"> </span></p><div><div style="border:none;border-top:solid #b5c4df 1.0pt;padding:3.0pt 0in 0in 0in"><p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif"> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>] <b>On Behalf Of </b>Rob Rowley<br><b>Sent:</b> Wednesday, August 10, 2016 8:23 AM<br><b>To:</b> WSBA RPPT<br><b>Subject:</b> [WSBARP] Foreclosure of Tenant in Common Interest?</span></p></div></div><p class="MsoNormal"> </p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">Any thoughts, or stories or recommendations for the judicial foreclosure of a commercial property where the beneficiary has a note and deed of trust signed by one of the tenants in common in the property. Tenant in common owns 50% of the commercial building and the note has matured. I suspect that when the deed of trust was being executed that the lender at the time intended to have all of the tenants in common execute the deed of trust, but they didn't.</span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif"> </span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">Thanks for the input.</span></p><p class="MsoNormal" style="line-height:12.0pt"><b><span style="font-size:10.0pt;font-family:"Times New Roman",serif"> </span></b></p><p class="MsoNormal" style="line-height:12.0pt"><img width="86" height="130" style="width:.8958in;height:1.3541in" src="cid:image013.jpg@01D1F3B2.6A070BF0" align="left" hspace="12"><b><span style="font-family:"Times New Roman",serif">Robert R. Rowley</span></b><span style="font-family:"Times New Roman",serif"> | Attorney at Law</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">7 S. Howard St, Suite 218</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">Spokane, WA 99201</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">Telephone: (509) 252-5074</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">Mobile: (509) 994-1143</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">Facsimile: (509) 928-3084</span></p><p class="MsoNormal" style="line-height:12.0pt"><span style="font-family:"Times New Roman",serif">Email: </span><a href="mailto:rob@rowleylegal.com"><span style="font-family:"Times New Roman",serif;color:blue">rob@rowleylegal.com</span></a></p><p class="MsoNormal"><span style="font-family:"Times New Roman",serif">Web Site: </span><a href="http://www.rowleylegal.com/"><span style="font-family:"Times New Roman",serif;color:blue">www.rowleylegal.com</span></a></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif"> </span></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif">Practice concentrated on business, real estate and general legal matters in Washington and Idaho.</span></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif"> </span></p><p class="MsoNormal"><a href="https://www.facebook.com/rowleylegal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none"><img border="0" width="24" height="24" style="width:.25in;height:.25in" id="Picture_x0020_2" src="cid:image008.gif@01D1F3B2.6A070BF0"></span></a><a href="https://www.linkedin.com/pub/rob-rowley/11/172/b20"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none"><img border="0" width="24" height="24" style="width:.25in;height:.25in" id="Picture_x0020_3" src="cid:image009.gif@01D1F3B2.6A070BF0"></span></a><a href="https://twitter.com/ROBERTRROWLEY"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none"><img border="0" width="24" height="24" style="width:.25in;height:.25in" id="Picture_x0020_4" src="cid:image010.gif@01D1F3B2.6A070BF0"></span></a><a href="http://www.yelp.com/biz/robert-r-rowley-spokane"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none"><img border="0" width="43" height="21" style="width:.4479in;height:.2187in" id="Picture_x0020_5" src="cid:image014.jpg@01D1F3B2.6A070BF0"></span></a></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif"> </span></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman",serif">NOTICE: The contents of this message and any attachments may be protected by the attorney-client privilege, work product doctrine or other applicable protections. If you are not the intended recipient or have received this message in error, please notify the sender and promptly delete the message. Thank you for your assistance.</span></p><p class="MsoNormal" style="background:white"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222">DISCLAIMER: You should recognize that responses provided by e-mail means are akin to ordinary telephone or face-to-face conversations and do not reflect the level of factual or legal inquiry or analysis which would be applied in the case of a formal legal opinion. A formal opinion may very well reach a different conclusion.</span></p><p class="MsoNormal"> </p></div></body></html>