<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=utf-8"><meta name=Generator content="Microsoft Word 15 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:#0563C1;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:#954F72;
text-decoration:underline;}
span.EmailStyle17
{mso-style-type:personal;
font-family:"Times New Roman",serif;
color:windowtext;
font-weight:normal;
font-style:normal;
text-decoration:none none;}
span.EmailStyle18
{mso-style-type:personal-reply;
font-family:"Calibri",sans-serif;
color:black;
font-weight:normal;
font-style:normal;
text-decoration:none none;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1027" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><span style='color:black'>Rob: Does the lender have title insurance? If so, they could tender a claim that the Deed of Trust is unenforceable because of the lack of consent of all the tenants in common. However, may not be covered since lender would have known of the defect at closing. But worth a shot.<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'>May be best to just sue on the Note. Without the signatures of all the owners, it seems it would be impossible to foreclose against the entire property. Tenants in common own an undivided % in the entire property. -Greg<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'><o:p> </o:p></span></p><div><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='border-collapse:collapse'><tr style='height:53.5pt'><td width=115 valign=top style='width:86.0pt;padding:0in 5.75pt 0in 0in;height:53.5pt'><p class=MsoNormal><span style='color:black'><img width=105 height=54 style='width:1.0937in;height:.5625in' id="_x0000_i1029" src="cid:image001.jpg@01D1F2F6.5E7CF860" alt=ibdr2></span><span style='color:black'><o:p></o:p></span></p></td><td width=450 valign=top style='width:337.75pt;padding:0in 5.75pt 0in 0in;height:53.5pt'><p class=MsoNormal><b><span style='font-size:10.0pt;color:black'>Gregory L. Ursich </span></b><span style='font-size:10.0pt;color:black'>| Shareholder</span><span style='font-size:10.0pt;color:black'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;color:black'>Skyline Tower, Suite 1500 | 10900 NE 4<sup>th</sup> Street | Bellevue, WA 98004<o:p></o:p></span></p><p class=MsoNormal style='margin-left:-4.15pt'><span style='font-size:9.0pt;color:black'>P: 425.450.4258 | F: 425.635.7720<o:p></o:p></span></p><p class=MsoNormal><span style='color:black'><a href="http://www.insleebest.com/uploads/vcards/gursich.vcf"><span style='font-size:9.0pt;color:blue'>vCard</span></a></span><span style='font-size:9.0pt;color:black'> | </span><span style='color:black'><a href="http://www.insleebest.com/"><span style='font-size:9.0pt;color:blue'>website</span></a></span><span style='font-size:9.0pt;color:black'> | </span><u><span style='font-size:9.0pt;color:blue'><a href="mailto:gursich@insleebest.com"><span style='color:blue'>gursich@insleebest.com</span></a></span></u><span style='color:black'><o:p></o:p></span></p></td></tr></table><p class=MsoNormal><span style='font-size:10.0pt;color:black'>This electronic mail transmission is privileged and confidential and is intended only for the review of the party to whom it is addressed. If you have received this transmission in error, please immediately return it to the sender. Unintended transmission shall not constitute waiver of the attorney-client or any other privilege.</span><span style='font-size:10.0pt;color:black'><o:p></o:p></span></p></div><p class=MsoNormal><span style='color:black'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Rob Rowley<br><b>Sent:</b> Wednesday, August 10, 2016 8:23 AM<br><b>To:</b> WSBA RPPT <wsbarp@lists.wsbarppt.com><br><b>Subject:</b> [WSBARP] Foreclosure of Tenant in Common Interest?<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman",serif'>Any thoughts, or stories or recommendations for the judicial foreclosure of a commercial property where the beneficiary has a note and deed of trust signed by one of the tenants in common in the property. Tenant in common owns 50% of the commercial building and the note has matured. I suspect that when the deed of trust was being executed that the lender at the time intended to have all of the tenants in common execute the deed of trust, but they didn't.</span><o:p></o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman",serif'> </span><o:p></o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman",serif'>Thanks for the input.</span><o:p></o:p></p><p class=MsoNormal style='line-height:12.0pt'><b><span style='font-size:10.0pt;font-family:"Times New Roman",serif'> </span></b><o:p></o:p></p><p class=MsoNormal style='line-height:12.0pt'><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
<v:stroke joinstyle="miter" />
<v:formulas>
<v:f eqn="if lineDrawn pixelLineWidth 0" />
<v:f eqn="sum @0 1 0" />
<v:f eqn="sum 0 0 @1" />
<v:f eqn="prod @2 1 2" />
<v:f eqn="prod @3 21600 pixelWidth" />
<v:f eqn="prod @3 21600 pixelHeight" />
<v:f eqn="sum @0 0 1" />
<v:f eqn="prod @6 1 2" />
<v:f eqn="prod @7 21600 pixelWidth" />
<v:f eqn="sum @8 21600 0" />
<v:f eqn="prod @7 21600 pixelHeight" />
<v:f eqn="sum @10 21600 0" />
</v:formulas>
<v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect" />
<o:lock v:ext="edit" aspectratio="t" />
</v:shapetype><v:shape id="_x0000_s1026" type="#_x0000_t75" alt="" style='position:absolute;margin-left:0;margin-top:0;width:64.5pt;height:97.5pt;z-index:251658240;mso-wrap-distance-left:9pt;mso-wrap-distance-top:0;mso-wrap-distance-right:9pt;mso-wrap-distance-bottom:0;mso-position-horizontal:left;mso-position-horizontal-relative:text;mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="cid:image002.jpg@01D1F2F6.5E7CF860" o:title="image008.jpg@01D1F2E0" />
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=86 height=130 style='width:.8958in;height:1.3541in' src="cid:image002.jpg@01D1F2F6.5E7CF860" align=left hspace=12 v:shapes="_x0000_s1026"><![endif]><b><span style='font-family:"Times New Roman",serif'>Robert R. Rowley</span></b><span style='font-family:"Times New Roman",serif'> | Attorney at Law</span><o:p></o:p></p><p class=MsoNormal style='line-height:12.0pt'><span style='font-family:"Times New Roman",serif'>7 S. Howard St, Suite 218</span><o:p></o:p></p><p class=MsoNormal style='line-height:12.0pt'><span style='font-family:"Times New Roman",serif'>Spokane, WA 99201</span><o:p></o:p></p><p class=MsoNormal style='line-height:12.0pt'><span style='font-family:"Times New Roman",serif'>Telephone: (509) 252-5074</span><o:p></o:p></p><p class=MsoNormal style='line-height:12.0pt'><span style='font-family:"Times New Roman",serif'>Mobile: (509) 994-1143</span><o:p></o:p></p><p class=MsoNormal style='line-height:12.0pt'><span style='font-family:"Times New Roman",serif'>Facsimile: (509) 928-3084</span><o:p></o:p></p><p class=MsoNormal style='line-height:12.0pt'><span style='font-family:"Times New Roman",serif'>Email: </span><a href="mailto:rob@rowleylegal.com"><span style='font-family:"Times New Roman",serif;color:blue'>rob@rowleylegal.com</span></a><o:p></o:p></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif'>Web Site: </span><a href="http://www.rowleylegal.com/"><span style='font-family:"Times New Roman",serif;color:blue'>www.rowleylegal.com</span></a><o:p></o:p></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Times New Roman",serif'> </span><o:p></o:p></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Times New Roman",serif'>Practice concentrated on business, real estate and general legal matters in Washington and Idaho.</span><o:p></o:p></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Times New Roman",serif'> </span><o:p></o:p></p><p class=MsoNormal><a href="https://www.facebook.com/rowleylegal"><span style='font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none'><img border=0 width=24 height=24 style='width:.25in;height:.25in' id="Picture_x0020_2" src="cid:image003.gif@01D1F2F6.5E7CF860"></span></a><a href="https://www.linkedin.com/pub/rob-rowley/11/172/b20"><span style='font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none'><img border=0 width=24 height=24 style='width:.25in;height:.25in' id="Picture_x0020_3" src="cid:image004.gif@01D1F2F6.5E7CF860"></span></a><a href="https://twitter.com/ROBERTRROWLEY"><span style='font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none'><img border=0 width=24 height=24 style='width:.25in;height:.25in' id="Picture_x0020_4" src="cid:image005.gif@01D1F2F6.5E7CF860"></span></a><a href="http://www.yelp.com/biz/robert-r-rowley-spokane"><span style='font-size:10.0pt;font-family:"Times New Roman",serif;color:windowtext;text-decoration:none'><img border=0 width=43 height=21 style='width:.4479in;height:.2187in' id="Picture_x0020_5" src="cid:image006.jpg@01D1F2F6.5E7CF860"></span></a><o:p></o:p></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Times New Roman",serif'> </span><o:p></o:p></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Times New Roman",serif'>NOTICE: The contents of this message and any attachments may be protected by the attorney-client privilege, work product doctrine or other applicable protections. If you are not the intended recipient or have received this message in error, please notify the sender and promptly delete the message. Thank you for your assistance.</span><o:p></o:p></p><p class=MsoNormal style='background:white'><span style='font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222'>DISCLAIMER: You should recognize that responses provided by e-mail means are akin to ordinary telephone or face-to-face conversations and do not reflect the level of factual or legal inquiry or analysis which would be applied in the case of a formal legal opinion. A formal opinion may very well reach a different conclusion.</span><o:p></o:p></p><p class=MsoNormal> <o:p></o:p></p></div></body></html>