<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:#0563C1;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:#954F72;
text-decoration:underline;}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
{mso-style-priority:99;
mso-style-link:"Balloon Text Char";
margin:0in;
margin-bottom:.0001pt;
font-size:8.0pt;
font-family:"Tahoma",sans-serif;}
p.msonormal0, li.msonormal0, div.msonormal0
{mso-style-name:msonormal;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
span.BalloonTextChar
{mso-style-name:"Balloon Text Char";
mso-style-priority:99;
mso-style-link:"Balloon Text";
font-family:"Tahoma",sans-serif;}
span.EmailStyle20
{mso-style-type:personal;
font-family:"Calibri",sans-serif;
color:windowtext;}
span.EmailStyle21
{mso-style-type:personal;
font-family:"Times New Roman",serif;
color:#1F497D;}
span.EmailStyle22
{mso-style-type:personal;
font-family:"Calibri",sans-serif;
color:windowtext;}
span.EmailStyle23
{mso-style-type:personal;
font-family:"Calibri",sans-serif;
color:#1F497D;}
span.EmailStyle24
{mso-style-type:personal;
font-family:"Calibri",sans-serif;
color:windowtext;}
span.EmailStyle25
{mso-style-type:personal;
font-family:"Times New Roman",serif;
color:#1F497D;}
span.EmailStyle26
{mso-style-type:personal-reply;
font-family:"Calibri",sans-serif;
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="#0563C1" vlink="#954F72">
<div class="WordSection1">
<p class="MsoNormal">Well, this is truly interesting now.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">It was a non-judicial foreclosure. The sale was purportedly in March of 2015. I have all the documentation leading up to the sale. I have seen no documentation that confirms for me the sale ever took place. They are going to see what
they have in that vein. BUT, that is just the tip of this fiasco. The trustee that called the sale was Cal-Western … as in the infamous Butler & Hosch.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">CONSUMER ALERT: ATTORNEY GENERAL SUES CAL-WESTERN FORECLOSURE TRUSTEE FOR DECEPTIVE BUSINESS PRACTICES<o:p></o:p></p>
<p class="MsoNormal">FOR IMMEDIATE RELEASE: May 15 2014 Obtains restraining order to place moratorium on foreclosures for Washington residents<o:p></o:p></p>
<p class="MsoNormal"><a href="http://atg.wa.gov/news/news-releases/consumer-alert-attorney-general-sues-cal-western-foreclosure-trustee-deceptive">http://atg.wa.gov/news/news-releases/consumer-alert-attorney-general-sues-cal-western-foreclosure-trustee-deceptive</a><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><a href="http://www.orlandosentinel.com/business/brinkmann-on-business/os-butler-hosch-license-20160222-story.html">http://www.orlandosentinel.com/business/brinkmann-on-business/os-butler-hosch-license-20160222-story.html</a><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">I am hard pressed to imagine that whatever documentation that the bank received contains sufficient specificity in it to make me comfortable substituting in as trustee and making the representations that are necessary in a trustee’s deed
– but I will see what they can find. The other issue is whether or not a Title company would underwrite a trustee’s deed issued by a different trustee who was substituted in more than a year after the sale. Plus, it is quite possible, give the AG’s accusations
that the phone number in the NOS was a fake and there is no way to know now.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Given the elapse of time, I am hard pressed to think of any recommendation short of “appoint a new trustee and start over”.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<p class="MsoNormal">Thanks,<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Rich Holland<o:p></o:p></p>
<p class="MsoNormal"><a href="mailto:rich@pnwle.com"><span style="color:#0563C1">rich@pnwle.com</span></a><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt">733 7th Avenue, Suite 110<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt">Kirkland, WA 98033<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt">425-836-6240 / 425-748-3901 (fax)<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:9.0pt">The information contained in this communication, and in any attached document(s), is privileged and/or confidential, intended solely for the individual/entity to whom/which it was sent. If you are not the
intended recipient, you are hereby notified that any dissemination, distribution, or copying of this information is strictly prohibited. If you have received this email in error, please notify me immediately at the email address, mailing address, or telephone
or fax number above.<o:p></o:p></span></p>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>Rick Hoss<br>
<b>Sent:</b> Wednesday, July 20, 2016 11:59 AM<br>
<b>To:</b> 'WSBA Real Property Listserv' <wsbarp@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBARP] Post FC sale issue<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D">What if the bank orders a preliminary commitment for an owner’s title policy? I sometimes get a flow chart of an easier path than my plan.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">
</span><a href="mailto:wsbarp-bounces@lists.wsbarppt.com"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">wsbarp-bounces@lists.wsbarppt.com</span></a><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif"> [</span><a href="mailto:wsbarp-bounces@lists.wsbarppt.com"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">mailto:wsbarp-bounces@lists.wsbarppt.com</span></a><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">]
<b>On Behalf Of </b>Richard Holland<br>
<b>Sent:</b> Wednesday, July 20, 2016 10:42 AM<br>
<b>To:</b> WSBA Real Property Listserv<br>
<b>Subject:</b> Re: [WSBARP] Post FC sale issue<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">They are the bank. They want to sell the property.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<p class="MsoNormal">Thanks,<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Rich Holland<o:p></o:p></p>
<p class="MsoNormal"><a href="mailto:rich@pnwle.com">rich@pnwle.com</a><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt">733 7th Avenue, Suite 110<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt">Kirkland, WA 98033<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt">425-836-6240 / 425-748-3901 (fax)<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:9.0pt">The information contained in this communication, and in any attached document(s), is privileged and/or confidential, intended solely for the individual/entity to whom/which it was sent. If you are not the
intended recipient, you are hereby notified that any dissemination, distribution, or copying of this information is strictly prohibited. If you have received this email in error, please notify me immediately at the email address, mailing address, or telephone
or fax number above.<o:p></o:p></span></p>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">
wsbarp-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Wendy Walter<br>
<b>Sent:</b> Wednesday, July 20, 2016 10:29 AM<br>
<b>To:</b> WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBARP] Post FC sale issue<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="color:#1F497D">In my experience, I’ve seen trustee’s deeds recorded as many as 5 years after the non judicial foreclosure sale. Why does your client want to know what happens? Your clients motives might impact the answer to
the question. </span><o:p></o:p></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"><b><span style="color:#1F497D">Wendy Walter</span></b><span style="color:#1F497D">
</span><span style="font-size:10.0pt;color:#1F497D">|</span><span style="color:#002060">
</span><span style="font-size:9.0pt;color:#777777">Partner - Pacific Northwest<i>
</i></span><span style="font-size:10.0pt;color:#777777">| Member State Bars of WA and OR</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D">McCarthy
</span><span style="font-family:"Times New Roman",serif;color:red">♦</span><span style="font-family:"Times New Roman",serif;color:#1F497D"> Holthus LLP</span><o:p></o:p></p>
<p class="MsoNormal"><span style="color:#1F497D"> m. 108 1<sup>st</sup> Ave. S., Suite 300, Seattle, WA 98104
</span><o:p></o:p></p>
<p class="MsoNormal"><span style="color:#1F497D"> d. 206.596.4844 | f. 206.780.6862 | c. 425.241.5459</span><o:p></o:p></p>
<p class="MsoNormal"><span style="color:#1F497D"> e. </span><a href="mailto:wwalter@mccarthyholthus.com"><span style="color:#1F497D">wwalter@mccarthyholthus.com</span></a><o:p></o:p></p>
<p class="MsoNormal" align="center" style="text-align:center"><span style="color:#1F497D">Arizona
</span><span style="font-family:"Arial",sans-serif;color:red">♦</span><span style="font-family:"Arial",sans-serif;color:#1F497D">
</span><span style="color:#1F497D">California </span><span style="font-family:"Arial",sans-serif;color:red">♦</span><span style="font-family:"Arial",sans-serif;color:#1F497D">
</span><span style="color:#1F497D">Colorado </span><span style="font-family:"Arial",sans-serif;color:red">♦
</span><span style="font-family:"Arial",sans-serif;color:#1F497D"> </span><span style="color:#1F497D">Idaho
</span><span style="font-family:"Arial",sans-serif;color:red">♦</span><span style="color:#1F497D"> Nevada
</span><span style="font-family:"Arial",sans-serif;color:red">♦</span><span style="font-family:"Arial",sans-serif;color:#1F497D">
</span><span style="color:#1F497D">New Mexico </span><span style="font-family:"Arial",sans-serif;color:red">♦</span><span style="font-family:"Arial",sans-serif;color:#1F497D">
</span><span style="color:#1F497D">Oregon </span><span style="font-family:"Arial",sans-serif;color:red">♦</span><span style="font-family:"Arial",sans-serif;color:#1F497D">
</span><span style="color:#1F497D">Texas </span><span style="font-family:"Arial",sans-serif;color:red">♦</span><span style="font-family:"Arial",sans-serif;color:#1F497D">
</span><span style="color:#1F497D">Washington</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;text-align:justify">
<span style="font-size:7.5pt;color:gray">CONFIDENTIALITY NOTICE: The information contained herein may be privileged and protected by the attorney/client and/or other privilege. It is confidential in nature and intended for use by the intended addressee only.
If you are not the intended recipient, you are hereby expressly prohibited from dissemination distribution, copy or any use whatsoever of this transmission and its contents. If you receive this transmission in error, please reply or call the sender and arrangements
will be made to retrieve the originals from you at no charge.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:7.5pt;color:red">Federal law requires us to advise you that communication with our office could be interpreted as an attempt to collect a debt and that any information obtained will be used for that purpose.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">
</span><a href="mailto:wsbarp-bounces@lists.wsbarppt.com"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">wsbarp-bounces@lists.wsbarppt.com</span></a><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif"> [</span><a href="mailto:wsbarp-bounces@lists.wsbarppt.com"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">mailto:wsbarp-bounces@lists.wsbarppt.com</span></a><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">]
<b>On Behalf Of </b>Richard Holland<br>
<b>Sent:</b> Wednesday, July 20, 2016 10:21 AM<br>
<b>To:</b> WSBA Real Property Listserv<br>
<b>Subject:</b> Re: [WSBARP] Post FC sale issue</span><o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">So I guess the question then becomes what happens in that ‘gap’? If the sale took place but the deed wasn’t recorded within the 15 days, then it isn’t “final”. Which means …. What? Because that apparently is the issue. There WAS a sale.
As Mr. Ordal mentioned, I am hoping that since there really isn’t a “Confirmation of Sale” except in a judicial, that it was a judicial and we can draft the deed for the Sheriff since it is probably still in redemption anyway. But if not, if the sale was
never ‘finalized’ even though it did take place, is a second ‘sale’ – with all that entails - required? It really isn’t an issue of the debtor or any bidder, it’s the length of the process and frankly what will title require to underwrite. Still, I appreciate
the input. Time to start researching …<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<div>
<p class="MsoNormal">Thanks,<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Rich Holland<o:p></o:p></p>
<p class="MsoNormal"><a href="mailto:rich@pnwle.com">rich@pnwle.com</a><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt">733 7th Avenue, Suite 110</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt">Kirkland, WA 98033</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt">425-836-6240 / 425-748-3901 (fax)</span><o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:9.0pt">The information contained in this communication, and in any attached document(s), is privileged and/or confidential, intended solely for the individual/entity to whom/which it was sent. If you are not the
intended recipient, you are hereby notified that any dissemination, distribution, or copying of this information is strictly prohibited. If you have received this email in error, please notify me immediately at the email address, mailing address, or telephone
or fax number above.</span><o:p></o:p></p>
</div>
<p class="MsoNormal"> <o:p></o:p></p>
<div>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com">
wsbarp-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Rick Hoss<br>
<b>Sent:</b> Wednesday, July 20, 2016 9:49 AM<br>
<b>To:</b> 'WSBA Real Property Listserv' <<a href="mailto:wsbarp@lists.wsbarppt.com">wsbarp@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBARP] Post FC sale issue<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D">For a nonjudicial foreclosure 61.24.050(1) says if the trustee accepts a bid then the sale is final as of the date of acceptance of bid so long as the trustee’s deed is recorded
within 15 days. </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D">If no trustee deed is recorded within 15 days then the sale isn’t final.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D">If the sale is voided for some reason the trustee has to send Notice of Rescission of Trustee’s Sale, but this doesn’t have to be recorded.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D">If the sale is discontinued then the trustee records a notice of discontinuance under 61.24.090</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif;color:#1F497D"> </span><o:p></o:p></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">
</span><a href="mailto:wsbarp-bounces@lists.wsbarppt.com"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">wsbarp-bounces@lists.wsbarppt.com</span></a><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif"> [</span><a href="mailto:wsbarp-bounces@lists.wsbarppt.com"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">mailto:wsbarp-bounces@lists.wsbarppt.com</span></a><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">]
<b>On Behalf Of </b>Richard Holland<br>
<b>Sent:</b> Wednesday, July 20, 2016 9:15 AM<br>
<b>To:</b> WSBA Real Property Listserv<br>
<b>Subject:</b> [WSBARP] Post FC sale issue</span><o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">So here’s an odd one. I just was contacted by a client who wanted to know what happens in the following situation:<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">There is a foreclosure. (Not sure if it was judicial or not but I have requested all documentation they can give me).<o:p></o:p></p>
<p class="MsoNormal">There is a sale.<o:p></o:p></p>
<p class="MsoNormal">Confirmation of sale is provided to the client – but I am not sure if that was an email or an actual document.<o:p></o:p></p>
<p class="MsoNormal">No foreclosure deed (again, not sure if Sheriff’s or Trustee’s at this point) is ever even drafted let alone recorded because “they closed up shop”. ‘They’ apparently being the law firm.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">I am getting documentation, as I said, but I am wondering if there is a time limit, particularly with a trustee’s sale, within which the trustee MUST convey. We are talking
<i>months</i> have passed. And if the ‘worst’ applies, does the entire FC have to be restarted?<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Sincerely,<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Richard L. Holland<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal"><img border="0" width="175" height="78" style="width:1.8229in;height:.8125in" id="Picture_x0020_3" src="cid:image001.jpg@01D1E33A.5F4C76B0" alt="logo-for-print.jpg"><o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt">733 7th Avenue, Suite 110</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt">Kirkland, WA 98033</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt">425-836-6240 / 425-748-3901 (fax)</span><o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:9.0pt">The information contained in this communication, and in any attached document(s), is privileged and/or confidential, intended solely for the individual/entity to whom/which it was sent. If you are not the
intended recipient, you are hereby notified that any dissemination, distribution, or copying of this information is strictly prohibited. If you have received this email in error, please notify me immediately at the email address, mailing address, or telephone
or fax number above.</span><o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
</div>
</body>
</html>