<html><head></head><body><div style="color:#000; background-color:#fff; font-family:times new roman, new york, times, serif;font-size:16px"><div><span></span></div><div></div><div id="yui_3_16_0_ym19_1_1466638768332_38901"> I have a client, whose home was foreclosed, pursuant to a trust deed foreclosure. The lender held an auction on 2/5/16. The value of the mortgage was approximately 230K appraised current value is approximately 155K. Though foreclosed, home was not sold at the auction. The bank did not bid at the auction or transfer ownership of the home to the bank's name. The home remains in the client's name. He still pays the water bill on it. He does not live there right now. What rights does he have regarding the home? Does the bank own it or does the client own it outright, as the mortgage is discharged by the foreclosure.</div><div id="yui_3_16_0_ym19_1_1466638768332_39018"><br></div><div><br></div><div class="signature" id="yui_3_16_0_ym19_1_1466638768332_38872"><div class="MsoNoSpacing" id="yui_3_16_0_ym19_1_1466638768332_38871" style="MARGIN:0in 0in 0pt;"><span id="yui_3_16_0_ym19_1_1466638768332_38870" style="FONT-FAMILY:'Monotype Corsiva';"><font id="yui_3_16_0_ym19_1_1466638768332_38869" face="times new roman, new york, times, serif" size="3">Shana Pavithran<br>Attorney-at-Law<br>Pavithran, PLLC.<br>22525 SE 64th Place, #279<br>Issaquah, WA 98027<br></font></span></div><font size="3"><font face="times new roman, new york, times, serif"></font></font><div class="MsoNoSpacing" id="yui_3_16_0_ym19_1_1466638768332_39020" style="MARGIN:0in 0in 0pt;"><span style="FONT-FAMILY:'Monotype Corsiva';"><font face="times new roman, new york, times, serif" size="3">Telephone: (425) 557-3625</font></span></div><div class="MsoNoSpacing" id="yui_3_16_0_ym19_1_1466638768332_38874" style="MARGIN:0in 0in 0pt;"><span style="FONT-FAMILY:'Monotype Corsiva';"></span><span id="yui_3_16_0_ym19_1_1466638768332_38898" style="FONT-FAMILY:'Monotype Corsiva';"><font id="yui_3_16_0_ym19_1_1466638768332_38897" face="times new roman, new york, times, serif" size="3">Email: attorney@shanapavithran.com</font></span><br><span id="yui_3_16_0_ym19_1_1466638768332_38895" style="font-size:12.0pt;">Website:
www. shanapavithran.com<br><br><br></span>
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