<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=utf-8"><meta name=Generator content="Microsoft Word 12 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:Wingdings;
panose-1:5 0 0 0 0 0 0 0 0 0;}
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
h3
{mso-style-priority:9;
mso-style-link:"Heading 3 Char";
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:13.5pt;
font-family:"Times New Roman","serif";}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
{mso-style-priority:99;
mso-style-link:"Balloon Text Char";
margin:0in;
margin-bottom:.0001pt;
font-size:8.0pt;
font-family:"Tahoma","sans-serif";}
p.MsoListParagraph, li.MsoListParagraph, div.MsoListParagraph
{mso-style-priority:34;
margin-top:0in;
margin-right:0in;
margin-bottom:0in;
margin-left:.5in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
span.BalloonTextChar
{mso-style-name:"Balloon Text Char";
mso-style-priority:99;
mso-style-link:"Balloon Text";
font-family:"Tahoma","sans-serif";}
span.EmailStyle19
{mso-style-type:personal-reply;
font-family:"Times New Roman","serif";
color:windowtext;
font-weight:normal;
font-style:normal;}
span.apple-converted-space
{mso-style-name:apple-converted-space;}
span.Heading3Char
{mso-style-name:"Heading 3 Char";
mso-style-priority:9;
mso-style-link:"Heading 3";
font-family:"Times New Roman","serif";
font-weight:bold;}
.MsoChpDefault
{mso-style-type:export-only;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
/* List Definitions */
@list l0
{mso-list-id:535389693;
mso-list-type:hybrid;
mso-list-template-ids:413592462 1180184384 67698713 67698715 67698703 67698713 67698715 67698703 67698713 67698715;}
@list l0:level1
{mso-level-text:"\(%1\)";
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-.25in;}
@list l1
{mso-list-id:1541740618;
mso-list-type:hybrid;
mso-list-template-ids:-293581150 67698689 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l1:level1
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:.55in;
text-indent:-.25in;
font-family:Symbol;}
@list l2
{mso-list-id:1717464419;
mso-list-type:hybrid;
mso-list-template-ids:1583806218 -78205856 67698713 67698715 67698703 67698713 67698715 67698703 67698713 67698715;}
@list l2:level1
{mso-level-text:"\(%1\)";
mso-level-tab-stop:none;
mso-level-number-position:left;
margin-left:38.4pt;
text-indent:-20.4pt;}
ol
{margin-bottom:0in;}
ul
{margin-bottom:0in;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:14.0pt'>Shana, <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.5in'><span style='font-size:14.0pt'>I don’t think that the fact that there was a sale event without a sale affects the title. The owner still owns it. There is no trustee’s deed to change that ownership. As to the statutes, here’s what I found:<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.5in'><span style='font-size:14.0pt'>61.24.020:<span style='color:#212121'> …a deed of trust is subject to all laws relating to mortgages on real property A deed conveying real property to a trustee in trust to secure the performance of an obligation of the grantor or another to the beneficiary may be foreclosed by trustee's sale.<o:p></o:p></span></span></p><p class=MsoNormal><span style='font-size:14.0pt;color:#212121'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.5in'><span style='font-size:14.0pt;color:#212121'>61.24.040 (4) On the date and at the time designated in the notice of sale, the trustee or its authorized agent shall sell the property at public auction to the highest bidder.<span class=apple-converted-space> <o:p></o:p></span></span></p><p class=MsoNormal><span style='font-size:14.0pt;color:#212121'>…(7) The purchaser shall forthwith pay the price bid and on payment the trustee shall execute to the purchaser its deed;<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;color:#212121'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.5in'><span style='font-size:14.0pt;color:#212121'>61.24.050(1)<span class=apple-converted-space> …</span>if the trustee accepts a bid, then the trustee's sale is final as of the date and time of such acceptance if the trustee's deed is recorded within fifteen days thereafter.<span class=apple-converted-space> <o:p></o:p></span></span></p><p class=MsoNormal><span class=apple-converted-space><span style='font-size:14.0pt;color:#212121'><o:p> </o:p></span></span></p><p class=MsoNormal style='text-indent:.25in;mso-line-height-alt:12.0pt'><b><span style='font-size:14.0pt;color:#252525'><a href="https://1.next.westlaw.com/Document/N16DDE2B09E3011DAA56686838D69F963/View/FullText.html?originationContext=superbrowse&transitionType=Default&contextData=(sc.Default)"><span style='color:#660066;text-decoration:none'>61.24.100. Deficiency judgments--Foreclosure--Trustee's sale--Application of chapter</span></a><o:p></o:p></span></b></p><p class=MsoListParagraph style='text-indent:-.25in;mso-line-height-alt:10.2pt;mso-list:l0 level1 lfo1'><![if !supportLists]><span style='font-size:14.0pt;color:#212121'><span style='mso-list:Ignore'>(1)<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='font-size:14.0pt;color:#212121'>Except to the extent permitted in this section for deeds of trust securing commercial loans, a deficiency judgment shall not be obtained on the obligations secured by a deed of trust against any borrower, grantor, or guarantor after a trustee's sale under that deed of trust.<o:p></o:p></span></p><p class=MsoNormal style='mso-line-height-alt:10.2pt'><span style='font-size:14.0pt;color:#212121'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.25in;mso-line-height-alt:12.0pt'><b><span style='font-size:14.0pt;color:#252525'><a href="https://1.next.westlaw.com/Document/NEE9FB9A0A20B11E09837E34F117CD1A4/View/FullText.html?originationContext=superbrowse&transitionType=Default&contextData=(sc.Default)"><span style='color:#660066;text-decoration:none'>61.24.135. Consumer protection act--Unfair or deceptive acts or practices</span></a><o:p></o:p></span></b></p><p class=MsoListParagraph style='margin-left:38.4pt;text-indent:-20.4pt;mso-line-height-alt:10.2pt;mso-list:l2 level1 lfo2'><![if !supportLists]><span style='font-size:14.0pt;color:#212121'><span style='mso-list:Ignore'>(1)<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='font-size:14.0pt;color:#212121'>It is an unfair or deceptive act or practice under the consumer protection act, chapter 19.86 RCW, for any person, acting alone or in concert with others, to offer, or offer to accept or accept from another, any consideration of any type not to bid, or to reduce a bid, at a sale of property conducted pursuant to a power of sale in a deed of trust.<o:p></o:p></span></p><p class=MsoNormal style='mso-line-height-alt:10.2pt'><span style='font-size:14.0pt;color:#212121'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.25in;mso-line-height-alt:10.2pt'><span style='font-size:14.0pt;color:#212121'>It seems more likely to me that there was no sale. And if there was no sale, then the deed of trust is not extinguished as an encumbrance. Back to square one. <o:p></o:p></span></p><p class=MsoNormal style='mso-line-height-alt:10.2pt'><span style='font-size:14.0pt;color:#212121'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.25in;mso-line-height-alt:10.2pt'><span style='font-size:14.0pt;color:#212121'>Why not just call the trustee and find out what the deal is? Or the person hired by the trustee to conduct the sale? Here, we have a very chatty trustee representative who will usually tell us what we want to know. <o:p></o:p></span></p><p class=MsoNormal style='mso-line-height-alt:10.2pt'><span style='font-size:14.0pt;color:#212121'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.25in;mso-line-height-alt:10.2pt'><span style='font-size:14.0pt;color:#212121'>I can imagine a couple of reasons a trustee would not bid: <o:p></o:p></span></p><p class=MsoNormal style='mso-line-height-alt:10.2pt'><span style='font-size:14.0pt;color:#212121'><o:p> </o:p></span></p><p class=MsoListParagraph style='margin-left:.55in;text-indent:-.25in;mso-line-height-alt:10.2pt;mso-list:l1 level1 lfo3'><![if !supportLists]><span style='font-size:14.0pt;font-family:Symbol;color:#212121'><span style='mso-list:Ignore'>·<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='font-size:14.0pt;color:#212121'>Sheer incompetency by failing to communicate a bid to the one conducting the sale and that person being afraid to do anything without authority;<o:p></o:p></span></p><p class=MsoListParagraph style='margin-left:.55in;text-indent:-.25in;mso-line-height-alt:10.2pt;mso-list:l1 level1 lfo3'><![if !supportLists]><span style='font-size:14.0pt;font-family:Symbol;color:#212121'><span style='mso-list:Ignore'>·<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='font-size:14.0pt;color:#212121'>Finding at the last minute the debtor has other assets and the property is not worth the debt (pretty unlikely; usually they would hve enough time to cancel the sale or postpone it, at least.)<o:p></o:p></span></p><p class=MsoListParagraph style='margin-left:.55in;text-indent:-.25in;mso-line-height-alt:10.2pt;mso-list:l1 level1 lfo3'><![if !supportLists]><span style='font-size:14.0pt;font-family:Symbol;color:#212121'><span style='mso-list:Ignore'>·<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='font-size:14.0pt;color:#212121'>Finding out that they had not done something properly and the sale would not be valid (my best guess).<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.3in'><span style='font-size:14.0pt'>In the meantime, many debtors just continue to reside in the property. They own it, after all. Free housing, courtesy of the lender, save your rent money for a downpayment on the next house. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.3in'><span style='font-size:14.0pt'>Let us know what you find out when you ask for the reason there was no bid. <o:p></o:p></span></p><p class=MsoNormal style='text-indent:.3in'><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal style='text-indent:.3in'><span style='font-size:14.0pt'>Rob<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal style='text-autospace:none'><span style='font-size:14.0pt'>Robert D. Wilson-Hoss <br>Hoss & Wilson-Hoss, LLP <br>236 West Birch Street <br>Shelton, WA 98584 <br>360 426-2999<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><a href="www.hossandwilsonhoss.com">www.hossandwilson-hoss.com</a><br><a href="mailto:rob@hctc.com">rob@hctc.com</a></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal style='text-autospace:none'><i><span style='font-size:11.0pt'>This message is intended solely for the use of the addressee and may contain information that is privileged, confidential, and exempt from disclosure under applicable law. If you are not the addressee, you are hereby notified that any use, distribution, or copying of this message is strictly prohibited. If you received this message in error, please notify us by reply e-mail or by telephone (call us collect at the number listed above) and immediately delete this message and any and all of its attachments. Thank you.<o:p></o:p></span></i></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;text-transform:uppercase'>This office does debt collection and this e-mail may be an attempt to collect a debt, Any information obtained will be used for that purpose. </span></b><span style='font-size:10.0pt'>To the extent the Federal Fair Debt Collection Practices Act (15 U.S.C. § 1692) applies this firm is acting as a debt collector for the condominium/homeowners' association named above to collect a debt owed to it. Any information obtained will be used for collection purposes. You have the right to seek advice of legal counsel.</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt'><o:p> </o:p></span></p><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Jim Doran<br><b>Sent:</b> Thursday, June 23, 2016 9:41 AM<br><b>To:</b> WSBA Real Property Listserv<br><b>Subject:</b> Re: [WSBARP] Ownership of home post foreclosure auction<o:p></o:p></span></p></div><p class=MsoNormal><o:p> </o:p></p><div><div><div><div><p class=MsoNormal style='margin-bottom:12.0pt'>I am sure someone with more horsepower than me will weigh in on this, but..... If the foreclosure was not completed then how could the owner be stripped of his interest? So my question is, did the Trustee's Sale actually happen or not?<o:p></o:p></p></div><p class=MsoNormal style='margin-bottom:12.0pt'>It is an interesting question if the Trustee's sale actually happened but no one, not even the lender, bid at the sale. It seems to me that the parties are in the same boat that they were in prior to the Trustee's Sale. d<o:p></o:p></p></div><p class=MsoNormal style='margin-bottom:12.0pt'>I am eager to hear from others on this topic. <o:p></o:p></p></div><p class=MsoNormal>Jim Doran<o:p></o:p></p></div><div><p class=MsoNormal><br clear=all><o:p></o:p></p><div><div><div><div><div><div><div><div><p class=MsoNormal>James R. Doran<o:p></o:p></p></div><p class=MsoNormal>Attorney at Law<o:p></o:p></p></div><p class=MsoNormal>100 E. Pine Street - Suite 205<o:p></o:p></p></div><p class=MsoNormal>Bellingham, WA 98225<br>(360)393-9506<o:p></o:p></p></div><p class=MsoNormal><a href="mailto:jim@doranlegal.com" target="_blank">jim@doranlegal.com</a><o:p></o:p></p></div><p class=MsoNormal><a href="http://www.doranlegal.com" target="_blank">www.doranlegal.com</a><o:p></o:p></p></div></div></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>On Thu, Jun 23, 2016 at 9:28 AM, Paul Neumiller <<a href="mailto:pneumiller@hotmail.com" target="_blank">pneumiller@hotmail.com</a>> wrote:<o:p></o:p></p><div><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Whoa!?!?! I have never heard of this. Why would a bank do this?? I would think that the foreclosure process WAS completed because an auction took place at the court house steps. It’s not the debtor’s fault the bank didn’t credit bid its loan at the sale. Why couldn’t the debtor now make the argument that the loan has been wiped out by the sale and there is no deficiency opportunity because the lender used a nonjudicial foreclosure? Is anyone else seeing this? </span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> </span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><a name="m_524853854936437569_Paul_Neumiller"><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><img border=0 width=375 height=225 id="_x0000_i1025" src="cid:image001.jpg@01D1CD3B.E1FE77D0"></span></a><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> </span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'> <a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> [mailto:<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a>] <b>On Behalf Of </b>Jim Doran<br><b>Sent:</b> Thursday, June 23, 2016 8:06 AM<br><b>To:</b> <a href="mailto:attorney@shanapavithran.com" target="_blank">attorney@shanapavithran.com</a>; WSBA Real Property Listserv <<a href="mailto:wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a>><br><b>Subject:</b> Re: [WSBARP] Ownership of home post foreclosure auction.</span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'> <o:p></o:p></p><div><div><div><div><div><p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt'>If the home was not "purchased" at the sale then the foreclosure was not completed. No deed from the Trustee was delivered to a new owner. <o:p></o:p></p></div><p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt'>This means that your client is still the owner of the property. <o:p></o:p></p></div><p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt'>There are a number of defenses that can be raised in a foreclosure process to keep the bank and servicer at bay. Now that the great recession of 2008 is getting years past the statute of limitations defense is looming and working its way through the courts of America. The entire debt or part of it might now be barred.<o:p></o:p></p></div><p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt'>anyway, if you client wants to talk to me a bout tis, or you want to, I am happy to do so. I have been doing "foreclosure defense" for a while now.<o:p></o:p></p></div><p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt'>Jim Doran<o:p></o:p></p></div><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><br clear=all><o:p></o:p></p><div><div><div><div><div><div><div><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>James R. Doran<o:p></o:p></p></div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Attorney at Law<o:p></o:p></p></div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>100 E. Pine Street - Suite 205<o:p></o:p></p></div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Bellingham, WA 98225<br><a href="tel:%28360%29393-9506" target="_blank">(360)393-9506</a><o:p></o:p></p></div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><a href="mailto:jim@doranlegal.com" target="_blank">jim@doranlegal.com</a><o:p></o:p></p></div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><a href="http://www.doranlegal.com" target="_blank">www.doranlegal.com</a><o:p></o:p></p></div></div></div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'> <o:p></o:p></p><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>On Thu, Jun 23, 2016 at 4:49 AM, <<a href="mailto:attorney@shanapavithran.com" target="_blank">attorney@shanapavithran.com</a>> wrote:<o:p></o:p></p><blockquote style='border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'><div><div><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white'><span style='color:black'> I have a client, whose home was foreclosed, pursuant to a trust deed foreclosure. The lender held an auction on 2/5/16. The value of the mortgage was approximately 230K appraised current value is approximately 155K. Though foreclosed, home was not sold at the auction. The bank did not bid at the auction or transfer ownership of the home to the bank's name. The home remains in the client's name. He still pays the water bill on it. He does not live there right now. What rights does he have regarding the home? Does the bank own it or does the client own it outright, as the mortgage is discharged by the foreclosure.</span><o:p></o:p></p></div><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white'><span style='color:black'> </span><o:p></o:p></p></div><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white'><span style='color:black'> </span><o:p></o:p></p></div><div><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white'><span style='color:black'>Shana Pavithran<br>Attorney-at-Law<br>Pavithran, PLLC.<br>22525 SE 64th Place, #279<br>Issaquah, WA 98027</span><o:p></o:p></p></div><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white'><span style='color:black'>Telephone: <a href="tel:%28425%29%20557-3625" target="_blank">(425) 557-3625</a></span><o:p></o:p></p></div><div><p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;background:white'><span style='color:black'>Email: <a href="mailto:attorney@shanapavithran.com" target="_blank">attorney@shanapavithran.com</a><br>Website: www. <a href="http://shanapavithran.com" target="_blank">shanapavithran.com</a></span><o:p></o:p></p><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white'><b><span style='color:black'>CONFIDENTIAL: This email contains confidential and privileged matters. If you receive this email in error please notify sender and delete the email immediately. Do not copy the contents or disseminate the information contained therein.</span></b><o:p></o:p></p></div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;background:white'><span style='color:black'> </span><o:p></o:p></p></div></div></div></div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><br>_______________________________________________<br>WSBARP mailing list<br><a href="mailto:WSBARP@lists.wsbarppt.com" target="_blank">WSBARP@lists.wsbarppt.com</a><br><a href="http://mailman.fsr.com/mailman/listinfo/wsbarp" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbarp</a><o:p></o:p></p></blockquote></div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'> <o:p></o:p></p></div></div></div><p class=MsoNormal><br>_______________________________________________<br>WSBARP mailing list<br><a href="mailto:WSBARP@lists.wsbarppt.com">WSBARP@lists.wsbarppt.com</a><br><a href="http://mailman.fsr.com/mailman/listinfo/wsbarp" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbarp</a><o:p></o:p></p></div><p class=MsoNormal><o:p> </o:p></p></div></div></body></html>