<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=utf-8"><meta name=Generator content="Microsoft Word 15 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
        {font-family:"Cambria Math";
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:"Malgun Gothic";
        panose-1:2 11 5 3 2 0 0 2 0 4;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:"\@Malgun Gothic";
        panose-1:2 11 5 3 2 0 0 2 0 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        punctuation-wrap:simple;
        text-autospace:none;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;
        color:black;
        position:relative;
        top:2.5pt;
        mso-text-raise:-2.5pt;}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:#0563C1;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {mso-style-priority:99;
        color:#954F72;
        text-decoration:underline;}
p.msonormal0, li.msonormal0, div.msonormal0
        {mso-style-name:msonormal;
        mso-margin-top-alt:auto;
        margin-right:0in;
        mso-margin-bottom-alt:auto;
        margin-left:0in;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
span.EmailStyle18
        {mso-style-type:personal;
        font-family:"Calibri",sans-serif;
        color:#1F497D;}
span.EmailStyle19
        {mso-style-type:personal-reply;
        font-family:"Calibri",sans-serif;
        color:windowtext;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-size:10.0pt;}
@page WordSection1
        {size:8.5in 11.0in;
        margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
        {page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body bgcolor=white lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext'>Hello Listmates—<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext'>When you review an environmental indemnity agreement given by lender, do you often suggest revisions to the lender’s counsel?  I can see its overreaching ramification to the borrower, but am not sure how much the borrower should demand changes to its terms, especially when the lender appears to have more bargaining power than the borrower.   Any practice tips would be helpful. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext'>Kind regards,<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext'><o:p> </o:p></span></p><p class=MsoNormal style='margin-bottom:8.0pt;line-height:105%;punctuation-wrap:hanging;text-autospace:ideograph-numeric ideograph-other'><span style='font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt'>Oscar Y. Yang, Esq. (NY, WA)<o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:8.0pt;line-height:105%;punctuation-wrap:hanging;text-autospace:ideograph-numeric ideograph-other'><span style='font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt'>ES BERRY LAW PC <o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:8.0pt;line-height:105%;punctuation-wrap:hanging;text-autospace:ideograph-numeric ideograph-other'><span style='font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt'>2155 112th Ave NE<o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:8.0pt;line-height:105%;punctuation-wrap:hanging;text-autospace:ideograph-numeric ideograph-other'><span style='font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:windowtext;position:relative;top:0pt;mso-text-raise:0pt'>Bellevue, WA 98004 <o:p></o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;punctuation-wrap:hanging;text-autospace:ideograph-numeric ideograph-other'><span style='color:windowtext;position:relative;top:0pt;mso-text-raise:0pt'><img width=63 height=52 style='width:.6562in;height:.5416in' id="Picture_x0020_1" src="cid:image001.png@01D187AC.6C8ADEA0" alt=ESBERRYv2><o:p></o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;punctuation-wrap:hanging;text-autospace:ideograph-numeric ideograph-other'><span style='color:windowtext;position:relative;top:0pt;mso-text-raise:0pt'>DISCLAIMER FROM ES BERRY LAW PC: This e-mail contains proprietary information some of which may be legally privileged, confidential or protected. It is for the intended recipient only. If an addressing or transmission error has misdirected this e-mail, please notify the author by replying to it and delete it. This email is for informational purposes only and does not constitute legal advice. Unauthorized disclosure, printing, forwarding, copying, distribution or other similar use of such information is strictly prohibited. Unless specifically and clearly expressed otherwise, this email also should not be interpreted as an electronic/digital signature that can be used to authenticate a contract or other legal document. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:windowtext'><o:p> </o:p></span></p><div><p class=MsoNormal><o:p> </o:p></p></div></div></body></html>