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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;color:#1F497D'>Dave, <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;color:#1F497D'>If it is a condominium, there is an automatic statutory lien pursuant to RCW 64.34.364, no perfection necessary. If it is a non-condo HOA, then you need to look at the declaration of CC&Rs to determine what, if anything, is needed to perfect the lien.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><b><span style='font-size:11.0pt;color:#C00000'>Please check out our new website, now live at www.condo-lawyers.com.<o:p></o:p></span></b></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></p></div><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='border-collapse:collapse'><tr style='height:39.25pt'><td width=393 valign=top style='width:294.45pt;border-top:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-bottom:none;border-right:none;padding:5.75pt 5.75pt 5.75pt 5.75pt;height:39.25pt'><p class=MsoNormal style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;line-height:9.0pt;mso-line-height-rule:exactly'><b><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Jim Strichartz</span></b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;line-height:9.0pt;mso-line-height-rule:exactly'><i><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Attorney</span></i><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p></td><td width=299 valign=top style='width:224.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:5.75pt 5.75pt 5.75pt 5.75pt;height:39.25pt'><p class=MsoNormal align=right style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;text-align:right;line-height:9.0pt;mso-line-height-rule:exactly'><b><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Law Offices of James L. Strichartz</span></b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal align=right style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;text-align:right;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>201 Queen Anne Avenue North, Suite 400</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal align=right style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-align:right;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Seattle, WA 98109-4824</span><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p></td></tr><tr><td width=393 valign=bottom style='width:294.45pt;border-top:none;border-left:solid windowtext 1.0pt;border-bottom:solid windowtext 1.0pt;border-right:none;padding:5.75pt 5.75pt 5.75pt 5.75pt'><p class=MsoNormal style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'><a href="mailto://jim@condo-lawyers.com/"><span style='color:#2E4171'>jim@condo-lawyers.com </span></a></span><u><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#2E4171'><o:p></o:p></span></u></p><p class=MsoNormal style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'><a href="http://www.condo-lawyers.com/"><span style='color:#2E4171'>http://www.condo-lawyers.com</span></a> </span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'><a href="http://www.linkedin.com/in/condolawyer" target=nw><span style='color:#2E4171'>http://www.linkedin.com/in/condolawyer</span></a></span><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p></td><td width=299 valign=bottom style='width:224.3pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:5.75pt 5.75pt 5.75pt 5.75pt'><p class=MsoNormal align=right style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;text-align:right;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>tel: 206-388-0600</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal align=right style='mso-margin-top-alt:2.0pt;margin-right:0in;margin-bottom:2.0pt;margin-left:0in;text-align:right;line-height:9.0pt;mso-line-height-rule:exactly'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>fax: 206-286-2666</span><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p></td></tr><tr style='height:15.25pt'><td width=692 colspan=2 style='width:518.75pt;border:solid windowtext 1.0pt;border-top:none;background:#2E4171;padding:5.75pt 5.75pt 5.75pt 5.75pt;height:15.25pt'><p class=MsoNormal align=right style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;text-align:right'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:white'>Providing Tools for Successful Communities</span><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p></td></tr><tr style='height:40.5pt'><td width=692 colspan=2 style='width:518.75pt;border:solid windowtext 1.0pt;border-top:none;padding:5.75pt 5.75pt 5.75pt 5.75pt;height:40.5pt'><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-size:7.5pt;font-family:"Tahoma","sans-serif";color:#1F497D'>This message is intended only for the individual or entity to which it is addressed and may contain information that is privileged, confidential and exempt from disclosure under applicable law. If you are not the intended recipient, or the agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited, and you are requested to please notify us immediately by telephone, and return the original message to us at the above address. Opinions, conclusions and other information in this message that do not relate to the official business of this firm shall be understood as neither given nor endorsed by it. Although this message and any attachments are believed to be free of any virus or other defect that might affect any computer system into which it is received and opened, it is the responsibility of the recipient to ensure that it is virus free, and no responsibility is accepted by this firm for any loss or damage in any way from its use.</span><span style='font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p></td></tr></table></div><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Dave Culbertson<br><b>Sent:</b> Thursday, May 21, 2015 11:17 AM<br><b>To:</b> wsbarp@lists.wsbarppt.com<br><b>Subject:</b> [WSBARP] Condo Association Liens & BK<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:11.0pt'>Hello, Listmates.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'>I’m not a real estate lawyer, so my question comes from my bankruptcy practice. I’m looking to understand when and how liens are created for unpaid monthly assessments for a condominium and/or HOA. Is a lawsuit and judgment required, or are they created by statute upon failure to pay, or can the Condo agreement alone create them? I’m asking because I thought we had discharged pre-BK condominium monthly assessments in a BK, and there was no court action to create a lien, but my client is hearing from the Condo association that they believe they have a lien for pre-BK assessments that they can enforce. I’d like to have a better idea of the lay of the land before I get involved. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'>Thanks.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'><o:p> </o:p></span></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-size:11.0pt'>Best Regards,<o:p></o:p></span></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-size:11.0pt'><o:p> </o:p></span></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-size:11.0pt'>Dave Culbertson<o:p></o:p></span></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><b><span style='font-size:11.0pt'>The Law Office of Davisson Culbertson, PLLC</span></b><span style='font-size:11.0pt'><o:p></o:p></span></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-size:11.0pt'>19909 Ballinger Way NE<o:p></o:p></span></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-size:11.0pt'>Shoreline, WA 98155<o:p></o:p></span></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><i><span style='font-size:11.0pt'><o:p> </o:p></span></i></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><i><span style='font-size:11.0pt'>Phone: </span></i><span style='font-size:11.0pt'>(206) 478-8134<i><o:p></o:p></i></span></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><i><span style='font-size:11.0pt'>FAX: </span></i><span style='font-size:11.0pt'>(866) 867-7796<i><o:p></o:p></i></span></p><p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-size:11.0pt'><a href="mailto:dculbertson@culbertsonlawoffice.com" target="_blank"><i>dculbertson@culbertsonlawoffice.com</i></a><o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>