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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'> A "lien" is usually, depending on the governing documents, simply a notice of a lien. The lien itself is as structured by the documents, and probably, although not always, created as of the date of the delinquency or the date of the recordation of the restrictive covenants. The lien that gets filed is really just a notice in most cases that a lien has already arisen.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'> So first you have to look at what the governing documents say. Likely, they make the obligation a personal debt of the owner and a charge against the property. So if you release the notice of lien, the probability is that you are going to be found to have released the lien as to the property, so the sale can go through; you can't re-impose the lien on the property after the sale for the remainder owing; and you can collect against the former owner personally, although without the lien and lien foreclosure leverage. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'> All of this matters when you negotiate; if you have a prior lien, why take less than what is owed? If you don't have a prior lien (the lender is prior), why are they paying you at all? These are gray areas that lenders, closers, title companies and associations tend to be unfamiliar with to differing degrees. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'> My clients' liens are prior and when there is a short sale, we don't discount. We tell them upfront that the best thing they can do is pay us all right away, or agree to, so I don't spend attorney time and have to bill the account so it gets bigger. This often really angers the agents, who are the ones who often are really getting screwed on short sales, but my client's answer to the question, "should we give them money that they aren't entitled to for no consideration back?" is usually, nope. Get it all. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'> By the way, when you are thinking about statutes of limitations, you should not get trapped into thinking that the lien has anything to do with the accrual of the cause of action. The date the debt is delinquent is often the operative date, not a couple of years later when a notice of lien is filed. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'>Rob<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><div><p class=MsoNormal style='text-autospace:none'><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'>Robert D. Wilson-Hoss <br>Hoss & Wilson-Hoss, LLP <br>236 West Birch Street <br>Shelton, WA 98584 <br>360 426-2999<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><a href="www.hossandwilsonhoss.com"><span style='color:blue'>www.hossandwilson-hoss.com</span></a><br>rob@hctc.com</span><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='text-autospace:none'><i><span style='font-family:"Times New Roman","serif"'>This message is intended solely for the use of the addressee and may contain information that is privileged, confidential, and exempt from disclosure under applicable law. If you are not the addressee, you are hereby notified that any use, distribution, or copying of this message is strictly prohibited. If you received this message in error, please notify us by reply e-mail or by telephone (call us collect at the number listed above) and immediately delete this message and any and all of its attachments. Thank you.<o:p></o:p></span></i></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Times New Roman","serif";text-transform:uppercase'>This office does debt collection and this e-mail may be an attempt to collect a debt, Any information obtained will be used for that purpose. </span></b><span style='font-size:10.0pt;font-family:"Times New Roman","serif"'>To the extent the Federal Fair Debt Collection Practices Act (15 U.S.C. § 1692) applies this firm is acting as a debt collector for the condominium/homeowners' association named above to collect a debt owed to it. Any information obtained will be used for collection purposes. You have the right to seek advice of legal counsel.</span><o:p></o:p></p></div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>Sandra Bates Gay<br><b>Sent:</b> Friday, May 01, 2015 8:32 AM<br><b>To:</b> wsbarp@lists.wsbarppt.com<br><b>Subject:</b> [WSBARP] Homeowner Association Lien<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif"'>If unit is being transferred under a short sale and the HOA accepts less than total delinquencies in exchange for lien release, can HOA still pursue owner / seller for deficiency judgment?<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#500050;background:yellow;mso-highlight:yellow'>PLEASE NOTE</span></b><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#500050;background:white'>: </span></b><span style='font-family:"Arial","sans-serif"'>Please note our permanent change in address and update your records accordingly. Mail will not be forwarded from my prior address after February 17, 2015. Thank you.</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#500050;background:white'><o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Lucida Handwriting";color:#1F497D'>Sandi Gay<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#1F497D'>SANDRA BATES GAY, P.S.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#1F497D'>Attorney at Law<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#1F497D'>23515 NE Novelty Hill Rd.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#1F497D'>Suite B211-397<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#1F497D'>Redmond, WA 98053-1996<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#1F497D'>Phone: (425) 637-3040<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#1F497D'>Fax: (425) 952-0156<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#1F497D'>E-mail: <a href="mailto:sgay@sbglaw-wa.com">sgay@sbglaw-wa.com</a><o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>NOTE: This office does not accept service of pleadings or process service by e-mail or fax except with the express prior permission of the intended recipient. The information contained in this e-mail, including attachments, is covered by the Electronic Communication Privacy Act, 18 USC Sec. 2510-2521; is confidential; and may also be subject to the attorney-client privilege. The information is intended only for the use of the individual or entity to whom it is addressed. If you are not the intended recipient, or an employee or agent responsible for delivering the transmitted document(s) to the intended recipient, you are hereby notifed that any use, dissimilation, distribution or copying of the communication is strictly prohibited.<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>