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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D'>The mobile home has a certificate of title, just like a car. So you don’t file a UCC-1 financing statement. You need to go through the DOL.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'>Christopher L. Thayer<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'>Managing Partner<o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'>PIVOTAL LAW GROUP, PLLC</span></b><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'>More about me and my practice: <a href="http://www.pivotallawgroup.com/Team/Thayer/"><span style='color:teal'>www.PivotalLawGroup.com/Team/Thayer/</span></a></span><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:green'> </span><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'>Email: <a href="mailto:CThayer@PivotalLawGroup.com"><span style='color:teal'>CThayer@PivotalLawGroup.com</span></a><o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'>Tel</span></b><span style='font-size:8.0pt;font-family:"Arial",sans-serif;color:black'>:(206)340-2008/<b>Dir</b>:(206)805-1494/<b>Fax</b>:(206)340-1962<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Tahoma",sans-serif;color:black'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Tahoma",sans-serif;color:black'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Tahoma",sans-serif;color:black'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com] <b>On Behalf Of </b>James Van Damme<br><b>Sent:</b> Wednesday, March 25, 2015 9:33 AM<br><b>To:</b> WSBA Real Property Listserv<br><b>Subject:</b> Re: [WSBARP] voluntary lien on real property<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>You are correct its a mobile home on a rented mobile home park lot. Thank you everyone for your insight. The title has not been eliminated. I will have them do a loan agreement w/ future advances clause and file the UCC. <o:p></o:p></p><div><p class=MsoNormal><o:p> </o:p></p></div><div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial",sans-serif;color:black'>Jim</span><o:p></o:p></p></div></div><div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>On Mon, Mar 23, 2015 at 12:02 PM, Jennifer Johnson <<a href="mailto:jmhanigan@cni.net" target="_blank">jmhanigan@cni.net</a>> wrote:<o:p></o:p></p><blockquote style='border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-right:0in'><div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>Is it just a mobile home on a rented lot in a mobile home park? If so, it is personal property, not real property. You can do a loan agreement and/or a promissory note with a future advances clause, and secure the loan by filing a UCC financing statement. <br><br>Jennifer<br><br></span><span style='font-size:11.0pt;font-family:"Big Caslon",serif'>Jennifer M. Johnson | Attorney<br>Hanigan Law Office, P.S.<br>P.O. Box 39 / 68 Main Street<br>Cathlamet, WA 98612<br><a href="tel:%28360%29%20795-3494" target="_blank">(360) 795-3494</a><br></span><span style='font-size:11.0pt'><br><img border=0 width=121 height=52 id="_x0000_i1025" src="cid:image001.png@01D066E4.A7FCE5D0"><o:p></o:p></span></p><div><div><p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><br><br> <br><br><br>On 3/23/15 10:44 AM, "Bickel, Dwight" <<a href="http://Dwight.Bickel@fntg.com" target="_blank">Dwight.Bickel@fntg.com</a>> wrote:</span><span style='font-size:11.0pt'><o:p></o:p></span></p></div></div><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><div><div><p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>The only real property lien that is appropriate is a Deed of Trust to secure the agreement for repayment. A Promissory Note is not needed, because the amount due is not known. A written agreement defining the reimbursement would be needed. The amount due must be capable of determination at the time of default. It should be signed, acknowledged and recorded at the time of the agreement to perfect the lien position and its enforceability against now unforeseen other creditors. Waiting until the sale would be foolish, not only risking loss of priority, but also risking a sale to persons who have no knowledge prior to the appearance of the last-minute recording in the public records.<br> <br> <br></span><b><span style='font-size:10.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:10.0pt;font-family:"Calibri",sans-serif'> <a href="http://wsbarp-bounces@lists.wsbarppt.com" target="_blank">wsbarp-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbarp-bounces@lists.wsbarppt.com" target="_blank">mailto:wsbarp-bounces@lists.wsbarppt.com</a>] <b>On Behalf Of </b>James Van Damme<br><b>Sent:</b> Sunday, March 22, 2015 8:35 PM<br><b>To:</b> <a href="http://wsbarp@lists.wsbarppt.com" target="_blank">wsbarp@lists.wsbarppt.com</a><br><b>Subject:</b> [WSBARP] voluntary lien on real property<br></span><br><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><br></span><span style='font-size:9.0pt'>PC's mother is elderly and is moving to a retirement home and they are planning on selling her mobile home. In the meantime the PC is paying the mother's monthly lot rent. PC wants to be repaid from the proceeds. <br></span><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><br></span><br><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><br></span><span style='font-size:9.0pt'>I could not find any specific statutory liens covering the situation. Is the proper procedure to execute a promissory note secured by a deed of trust? Should PC then file the deed or wait until the home is sold. <br></span><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><br></span><span style='font-size:9.0pt'><br></span><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><br></span><span style='font-size:9.0pt'>Thank you<br></span><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><br></span><span style='font-size:9.0pt'>James Van Damme <br></span><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><br></span><span style='font-size:9.0pt'><br></span><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><br></span><span style='font-size:9.0pt'><br><br></span><o:p></o:p></p></div></div><div><div><div class=MsoNormal align=center style='text-align:center'><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><hr size=3 width="100%" align=center></span></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>NOTICE: The information contained in this message is proprietary and/or confidential and may be privileged. If you are not the intended recipient of this communication, you are hereby notified to: (i) delete the message and all copies; (ii) do not disclose, distribute or use the message in any manner; and (iii) notify the sender immediately.<o:p></o:p></span></p></div></div><div class=MsoNormal align=center style='text-align:center'><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><hr size=3 width="95%" align=center></span></div><p class=MsoNormal><span style='font-size:10.0pt;font-family:Consolas'>_______________________________________________<br>WSBARP mailing list<br><a href="http://WSBARP@lists.wsbarppt.com" target="_blank">WSBARP@lists.wsbarppt.com</a><br><a href="http://mailman.fsr.com/mailman/listinfo/wsbarp" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbarp</a></span><o:p></o:p></p></blockquote></div><p class=MsoNormal><br>_______________________________________________<br>WSBARP mailing list<br><a href="mailto:WSBARP@lists.wsbarppt.com">WSBARP@lists.wsbarppt.com</a><br><a href="http://mailman.fsr.com/mailman/listinfo/wsbarp" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbarp</a><o:p></o:p></p></blockquote></div><p class=MsoNormal><o:p> </o:p></p></div></div></body></html>