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<p class="MsoNormal"><span style="color:#1F497D">Any knowledge, tips or speculations about the following scenario would be much appreciated. It seems really unlikely that Onewest has very few foreclosures in Washington and, hence, does not have to participate
in FFA mediation.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal">We had a FFA Mediation <span style="color:#1F497D">with Onewest</span> kicked out of the program about a year into the process because opposing counsel finally noticed that OneWest is on the FFA mediation exempt list for 2014. This is
very odd because OneWest really is one of the large banks, so not impossible, but certainly an anomaly.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">A few thoughts:<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><u>Outright lying</u> - The exemption is based on an affidavit beneficiaries provide to Commerce, so one tact is to check the truth of this – maybe from Trustees, or from local foreclosure folks
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><u>Being sneaky</u> - The other idea is that OneWest may be carefully assigning interest in trustee sales properties to wholly owned subsidiaries – the head of Commerce, Corina Gregorias and I both thought it is odd that Indymac is not
exempt while OneWest is (OneWest purchased a large part of Indymac), which could indicate that Indymac is. So this would be researching the Corporate OneWest Parent and Children and see if OneWest is being sneaky.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Here is the link to the 2015 list of exempt institutions, as an example:<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><a href="http://www.commerce.wa.gov/Documents/2015%20Financial%20Institutions%20Exempt%20from%20Mediation%202-6-2015.pdf">http://www.commerce.wa.gov/Documents/2015%20Financial%20Institutions%20Exempt%20from%20Mediation%202-6-2015.pdf</a>
<o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif";color:navy"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">Kate F. Love
</span><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">Licensed Legal Intern # 9119146<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy"> </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">Hawkes Law Firm P.S.</span><span style="font-size:10.0pt;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">main line 206 367 5000
<br>
fax line 206 367 4005 </span><span style="font-size:10.0pt;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">direct line 206 658 2205<br>
19909 Ballinger Way NE</span><span style="font-size:10.0pt;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">Shoreline, WA 98155</span><span style="font-size:10.0pt;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy"><a href="mailto:katel@law-hawks.com">katel@law-hawks.com</a></span><span style="font-size:10.0pt;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy"><a href="http://www.hawkeslawcenter.com/">www.hawkeslawcenter.com</a></span><span style="font-size:10.0pt;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><i><span style="font-size:9.0pt;color:black">NOTICE: The information contained in this email may be confidential and/or legally privileged. It has been sent for the sole use of the intended recipient(s). If the reader of this message
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