<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Generator" content="Microsoft Word 14 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:Andalus;
panose-1:2 2 6 3 5 4 5 2 3 4;}
@font-face
{font-family:Constantia;
panose-1:2 3 6 2 5 3 6 3 3 3;}
@font-face
{font-family:"Book Antiqua";
panose-1:2 4 6 2 5 3 5 3 3 4;}
@font-face
{font-family:"Lucida Calligraphy";
panose-1:3 1 1 1 1 1 1 1 1 1;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
p
{mso-style-priority:99;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
{mso-style-priority:99;
mso-style-link:"Balloon Text Char";
margin:0in;
margin-bottom:.0001pt;
font-size:8.0pt;
font-family:"Tahoma","sans-serif";}
p.bd888d80-0ce8-41d6-aa82-093d48bebd2c, li.bd888d80-0ce8-41d6-aa82-093d48bebd2c, div.bd888d80-0ce8-41d6-aa82-093d48bebd2c
{mso-style-name:bd888d80-0ce8-41d6-aa82-093d48bebd2c;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
span.BalloonTextChar
{mso-style-name:"Balloon Text Char";
mso-style-priority:99;
mso-style-link:"Balloon Text";
font-family:"Tahoma","sans-serif";}
span.EmailStyle20
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:windowtext;}
span.EmailStyle21
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EmailStyle22
{mso-style-type:personal;
font-family:"Times New Roman","serif";
color:#1F497D;}
span.EmailStyle23
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EmailStyle25
{mso-style-type:personal-reply;
font-family:"Calibri","sans-serif";
color:#1F497D;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1027" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="blue" vlink="purple">
<div class="WordSection1">
<p class="MsoNormal"><span style="color:#1F497D">Jean:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">I think that’s correct. It was initially set to expire 12/31/12 but was extended to 12/31/14 by the Dodd-Frank Wall Street Reform and Consumer Protection Act. There was a legislative effort in 2013 to make
the provisions of the Act permanent (and to create a private right of action to enforce the Act), but I do not believe that effort made it out of committee. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Lucida Calligraphy";color:#4F6228">Christopher J. Riffle<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Book Antiqua","serif";color:black">Platt Irwin Law Firm<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Book Antiqua","serif";color:black">403 South Peabody Street<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Book Antiqua","serif";color:black">Port Angeles, WA 98362<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Book Antiqua","serif";color:black">Phone: (360) 457-3327<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Book Antiqua","serif";color:black">Fax: (360) 452-5010<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Book Antiqua","serif";color:black">----------------------------<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Book Antiqua","serif";color:black">CONFIDENTIALITY: This message is from the Platt Irwin Law Firm and contains information which may be confidential and legally privileged. If you have received this message in
error, you are strictly prohibited from reading it and from disclosing or using its contents in any manner, and you should immediately delete it. The unauthorized disclosure or use of confidential or privileged information inadvertently transmitted to you
may result in criminal and/or civil liability.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Book Antiqua","serif";color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Book Antiqua","serif";color:black">REQUIRED IRS CIRCULAR 230 NOTICE: Any advice expressed as to tax matters was neither written nor intended to be used, and cannot be used, by any taxpayer for the purpose of avoiding
penalties that may be imposed under U.S. tax law or for the purpose of complying with IRS Circular 230.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Book Antiqua","serif";color:black">----------------------------<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
</div>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> wsbarp-bounces@lists.wsbarppt.com [mailto:wsbarp-bounces@lists.wsbarppt.com]
<b>On Behalf Of </b>Jean M. McCoy<br>
<b>Sent:</b> Friday, December 05, 2014 3:16 PM<br>
<b>To:</b> 'WSBA Real Property Listserv'<br>
<b>Subject:</b> Re: [WSBARP] FORECLOSURE FAIRNESS PROGRAM UPDATE - December 5, 2014 - Non-Judicial Foreclosure Process Video on FFP Website<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="color:#1F497D">Rob, I haven’t seen that the Federal Protecting Tenants at Foreclosure Act that allows for a tenant to remain for the term of their lease or a minimum of 90 days was given new life with further extension (it
was extended a previously and expires December 31, 2014). Have you seen anything on this topic (or anyone else in our esteemed group!)<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"><span style="color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:#3D3E40">Jean M. McCoy | Attorney</span><span style="font-size:10.0pt;color:#404040"><br>
</span><a href="http://www.landerholm.com/"><b><span style="font-size:10.0pt;color:black;text-decoration:none"><img border="0" width="206" height="45" id="_x0000_i1025" src="cid:image001.gif@01D010A2.B9B0C320" alt="Description: Landerholm-mail-signature1665C"></span></b></a><b><span style="font-size:10.0pt;color:#E36C0A"><br>
</span></b><span style="font-size:10.0pt;color:#404040">805 Broadway Street, Suite 1000<br>
P.O. Box 1086<br>
Vancouver, WA 98666-1086<br>
</span><span style="font-size:10.0pt;color:#F37421">T: 360-816-2526 (direct) | T: 503-283-3393 | F: 360-696-2122<br>
</span><span style="color:#F37421"><a href="http://www.landerholm.com/"><span style="font-size:10.0pt;color:#F37421">www.landerholm.com</span></a></span><span style="color:#1F497D"><o:p></o:p></span></p>
</div>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">wsbarp-bounces@lists.wsbarppt.com</a> [<a href="mailto:wsbarp-bounces@lists.wsbarppt.com">mailto:wsbarp-bounces@lists.wsbarppt.com</a>]
<b>On Behalf Of </b>Rob Rowley<br>
<b>Sent:</b> Friday, December 05, 2014 2:53 PM<br>
<b>To:</b> WSBA RPPT; <a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a><br>
<b>Subject:</b> [WSBARP] FORECLOSURE FAIRNESS PROGRAM UPDATE - December 5, 2014 - Non-Judicial Foreclosure Process Video on FFP Website<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:#1F497D">See below - an explanatory video for you and your clients from the Dept of Commerce, Seattle University and City of Seattle on the Foreclosure Fairness Act and process.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:#1F497D"> </span><o:p></o:p></p>
<div>
<p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:12.0pt"><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
<v:stroke joinstyle="miter" />
<v:formulas>
<v:f eqn="if lineDrawn pixelLineWidth 0" />
<v:f eqn="sum @0 1 0" />
<v:f eqn="sum 0 0 @1" />
<v:f eqn="prod @2 1 2" />
<v:f eqn="prod @3 21600 pixelWidth" />
<v:f eqn="prod @3 21600 pixelHeight" />
<v:f eqn="sum @0 0 1" />
<v:f eqn="prod @6 1 2" />
<v:f eqn="prod @7 21600 pixelWidth" />
<v:f eqn="sum @8 21600 0" />
<v:f eqn="prod @7 21600 pixelHeight" />
<v:f eqn="sum @10 21600 0" />
</v:formulas>
<v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect" />
<o:lock v:ext="edit" aspectratio="t" />
</v:shapetype><v:shape id="_x0000_s1026" type="#_x0000_t75" alt="" style='position:absolute;margin-left:0;margin-top:0;width:64.5pt;height:97.5pt;z-index:251658240;mso-wrap-distance-left:9pt;mso-wrap-distance-top:0;mso-wrap-distance-right:9pt;mso-wrap-distance-bottom:0;mso-position-horizontal:left;mso-position-horizontal-relative:text;mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="cid:image002.jpg@01D010A2.B9B0C320" o:title="image004" />
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width="86" height="130" src="cid:image002.jpg@01D010A2.B9B0C320" align="left" hspace="12" v:shapes="_x0000_s1026"><![endif]><b><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:#1F497D">Robert
R. Rowley</span></b><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:#1F497D"> | Attorney at Law</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:12.0pt"><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:#1F497D">505 W. Riverside Ave, Suite 500</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:12.0pt"><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:#1F497D">Spokane, WA 99201</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:12.0pt"><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:#1F497D">Telephone: (509) 252-5074</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:12.0pt"><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:#1F497D">Mobile: (509) 994-1143</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:12.0pt"><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:#1F497D">Facsimile: (509) 928-3084</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:12.0pt"><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:#1F497D">Email:
</span><span style="color:#1F497D"><a href="mailto:rob@rowleylegal.com"><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">rob@rowleylegal.com</span></a></span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:#1F497D">Web Site:
</span><span style="color:#1F497D"><a href="http://www.rowleylegal.com/"><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">www.rowleylegal.com</span></a></span><o:p></o:p></p>
</div>
<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:#1F497D"> </span><o:p></o:p></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> Holcomb, Charell (COM) [mailto:<a href="mailto:charell.holcomb@commerce.wa.gov">charell.holcomb@commerce.wa.gov</a>]
<br>
<b>Sent:</b> Friday, December 05, 2014 1:16 PM<br>
<b>To:</b> Holcomb, Charell (COM)<br>
<b>Cc:</b> Grigoras, Corina (COM); Henderson, Brigid (COM); Ogden, Nancy (COM); Ritchey, Cynthia (COM)<br>
<b>Subject:</b> FORECLOSURE FAIRNESS PROGRAM UPDATE - December 5, 2014 - Non-Judicial Foreclosure Process Video on FFP Website</span><o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Good afternoon!<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">We are excited to share a new educational video that helps explain Washington’s non-judicial foreclosure. Please visit our
<a href="http://www.commerce.wa.gov/Programs/housing/Foreclosure/Pages/default.aspx">
<span style="color:windowtext">website</span></a> and take a quick look. <o:p></o:p></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"><img border="0" width="376" height="220" id="Picture_x0020_1" src="cid:image004.png@01D010A2.B9B0C320"><o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">The Seattle University School of Law, in collaboration with City of Seattle, provided and produced this video. The non-foreclosure process is explained in a simple manner and encourages homeowners to seek help as soon as possible. This
short video (approximately 4 minutes in length) is well worth watching.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Please feel free to share this link with your contacts and/or constituents.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Have a great weekend.<o:p></o:p></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
<div>
<p class="MsoNormal"><b><u><span style="font-family:"Constantia","serif";color:blue"><a href="mailto:charell.holcomb@commerce.wa.gov">Charell Holcomb</a></span></u></b><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-size:9.0pt;color:#1F497D">Foreclosure Fairness Specialist
</span></b><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-size:9.0pt;color:#1F497D">Community Services and Housing Division</span></b><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-size:9.0pt;color:#1F497D">Washington State Department of Commerce</span></b><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-size:9.0pt;color:#1F497D">
</span></b><o:p></o:p></p>
<p class="MsoNormal"><b><span style="font-size:9.0pt;color:#0F243E">Phone: (360) 725-3041</span></b><o:p></o:p></p>
</div>
<p class="MsoNormal"><span style="color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="bd888d80-0ce8-41d6-aa82-093d48bebd2c"><span style="font-size:10.0pt">----------------------------<br>
This e-mail message (including attachments) is for the sole use of the intended recipient(s). It contains confidential, proprietary or legally protected information which is the property of Landerholm, P.S. or its clients. Any unauthorized disclosure or
use of the contents of this e-mail is strictly prohibited. If you have received this e-mail in error, notify the sender immediately and destroy all copies of the original message.</span><o:p></o:p></p>
<p class="bd888d80-0ce8-41d6-aa82-093d48bebd2c"><span style="font-size:10.0pt">----------------------------</span><o:p></o:p></p>
</div>
</body>
</html>