[WSBARP] DOT Survived after BK

[Brent Williams-Ruth]

My experience with this is one where further information would be needed to
know if this was discharged or not - but I would also review this case from
the Court of Appeal from 2021 - this was very helpful in my days as an HOA
President.

<goog_1856121687>
www.courts.wa.gov/opinions/pdf/820834.pdf
<http://www.courts.wa.gov/opinions/pdf/820834.pdf>

*Brent Williams-Ruth* (pronouns: he/him)
*Attorney-At-Law*

*Law Offices of Brent Williams-Ruth, **a division of BWR Consulting, PLLC*

*Physical Address: 500 S 336th Street, Suite 214; Federal Way, WA 98003*

*Mailing Address: **PO BOX 3319; Federal Way, WA 98063 *

Office/Scheduling Phone: (253) 285-7751

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e-mail <Brent at Williams-RuthLaw.com> / website
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On Wed, Mar 4, 2026 at 2:40 PM Kevin Bukoskey <kevin at glgmail.com> wrote:

> Hi Listmates,
>
> I have a new client who owns a property and had a Note/DOT. During “The
> Great Recession”, he claimed BK, included the loan, and never made any
> payments again and has not heard anything back from the lender either way.
>
> Recently, he pulled a title report, and it seems that the DOT survived and
> was not stripped in the BK.
>
> When this happens, from a title standpoint, would you expect a quiet title
> to remove the DOT, or is this something that has to be done via a court
> order in BK court?
>
> Thanks.
>
> *Kevin A. Bukoskey, Esq., JD, MBA*
>
> *Attorney*
>
> GOURLEY LAW GROUP
>
> THE EXCHANGE CONNECTION
>
> SNOHOMISH ESCROW
>
> P.O. Box 1091
>
> Snohomish, WA 98291
>
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>
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>
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