[WSBARP] Title Issue

Wed May 21 12:13:44 PDT 2025

Jan: Your analysis is correct. The quiet title would permanently remove the lien of record. But, if title insurance will insure and not make a special exception called out in the policy in schedule “B” then that should suffice. I handle these situations regularly. -Greg Ursich, Inslee Best 425-455-1234
Sent from my iPhone

On May 21, 2025, at 11:44 AM, Jan Kelly <jan at jankellylaw.com> wrote:

Good morning,

PC making offer on a house, but there are 2 Deeds of Trust from 2005 and no reconveyances recorded. I have seen this many times, and was able to contact a lender to have a reconveyance recorded. Here, the trustee is out of business (as of 2008). The Deeds of Trust do not indicate a maturity date. The title company said they will remove them from the title report, and said it will not be an issue for resale if they use the same title company (assuming the company is in business).

PC wants to know what the process would be to remove the liens permanently.  First option is to track down the parties to the liens, but if that fails, is a quiet title action the next option? This is a little out of my area.  Does anyone have advice? Thank you 😊

Jan Kelly, JD, MBA
Attorney at Law
JK Law
PO Box 1964
Poulsbo, WA 98370
Direct Line (702) 338-6733
Licensed in Nevada and Washington.

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