[WSBARP] Federally backed mortgages and evictions

Kaitlyn Jackson kaitlyn at dimensionlaw.com
Tue Jan 17 14:05:24 PST 2023


Exactly my point. Just bypass UDs. They serve little purpose anymore for
the Landlord.

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On Tue, Jan 17, 2023 at 2:04 PM Jimmy Garg <jimmy at jimmygarg.com> wrote:

> This is especially troubling considering I’m still trying to find a
> solution to my client’s problem where tenants damaged the property, refused
> to allow entry to remediate the issues, and then called SDCI themselves to
> get SDCI to revoke the rental registration after they stopped paying rent.
> Unlawful detainer was denied because rental registration with SDCI was
> revoked, even though it was in place when the notice was given and the suit
> was filed.  I don’t see anything besides ejectment available to this client.
>
>
>
> Jimmy Garg, Esq.
>
> Jimmy Garg, PLLC
>
> 300 Lenora Street # 1063
> Seattle, WA 98121
>
> 206-580-3790 (p) 206-736-3218 (f)
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> *From:* wsbarp-bounces at lists.wsbarppt.com <
> wsbarp-bounces at lists.wsbarppt.com> *On Behalf Of *Kaitlyn Jackson
> *Sent:* Tuesday, January 17, 2023 1:40 PM
> *To:* WSBA Real Property Listserv <wsbarp at lists.wsbarppt.com>
> *Subject:* Re: [WSBARP] Federally backed mortgages and evictions
>
>
>
> Jason -
>
>
>
> I would LOVE to know what grounds Judge Faris based that opinion on given
> several facts, including but not limited to the fact that Superior Court is
> a court of general jurisdiction.
>
> *Sent with Right Inbox <https://www.rightinbox.com/?utm_source=signature>*
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>
>
>
>
> On Tue, Jan 17, 2023 at 11:04 AM Jason Burnett <
> jburnett at reedlongyearlaw.com> wrote:
>
> I recently learned that Judge Ana Faris in Snohomish County thinks that
> landlords are obligated to use the unlawful detainer process and that
> ejectment is unavailable other than as ancillary relief to a quiet title
> action.
>
>
>
> *Jason* *W.*
> *Burnett *Attorney at Law
> Reed Longyear Malnati Corwin & Burnett, PLLC
> [image: A black background with white text Description automatically
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>
> 801 Second Ave, Suite 1415
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> *From:* wsbarp-bounces at lists.wsbarppt.com <
> wsbarp-bounces at lists.wsbarppt.com> *On Behalf Of *Kaitlyn Jackson
> *Sent:* Tuesday, January 17, 2023 10:38 AM
> *To:* WSBA Real Property Listserv <wsbarp at lists.wsbarppt.com>
> *Subject:* Re: [WSBARP] Federally backed mortgages and evictions
>
>
>
> You might as well just all move to 30 day notices no matter what. *Pinzon
> *applies to more than just federally backed mortgages. If a tenant
> receives federal subsidies, then it also applies. There's no clear way to
> totally determine whether or not a property/tenant is subject to the CARES
> Act. In court the other day, I watched an unlawful detainer hearing where
> the plaintiff was sure the property was not subject to CARES/*Pinzon, *but
> the defense attorney used some website that claimed it was (though the
> website specifically stated it was not guaranteeing accuracy) and the
> Commissioner said the only person "with knowledge" to provide a declaration
> was a qualified title officer as part of a title review. So, if a landlord
> wishes to move forward, then the landlord likely has to line up a title
> officer to do a search and provide a declaration one way or the other. AND
> don't forget that evictions take 4-6 months (at least they do in King
> County), SO there's no guarantee that the loan, even if not federally
> backed, is not sold during that time period to Fannie or Freddie. So, in
> that circumstance the landlord would have to start all over at the
> beginning if that were to happen at any point before the Sheriff executed
> the writ.
>
>
>
> Might as well bypass the whole thing and just move to all 30 day notices
> while this mess gets worked out by the Supreme Court. *Pinzon *is a mess.
>
>
>
> Food for thought - the unlawful detainer statute was created for a quick
> and efficient way to resolve the issue of possession. It's no longer quick,
> it's no longer efficient, and it's no longer affordable for many landlords.
> Some are starting to consider walking away from unlawful detainers and just
> file full on ejectment cases because now they are likely faster and can
> resolve all issues more effectively than unlawful detainers can.
>
>
>
> KJ
>
>
>
>
>
> On Tue, Jan 17, 2023 at 6:49 AM Kary Krismer <Krismer at comcast.net> wrote:
>
> If you look at the definition for 1-4 family homes it includes Fannie Mae
> and Freddie Mac loans, so it would be virtually all home loans except maybe
> those portfolio lenders like Washington Federal.
>
> 15 USC 9058.
>
> The same is true of 5 units and above, but I have no idea how common
> Fannie and Freddie are in those type of loans.
>
> There are also Internet tools I remember from the financial crisis, but I
> have not idea used or even thought about those for years.
>
> https://fhmtg.com/freddie-mac-and-fannie-mae-loan-lookup-tools/
> <https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Ffhmtg.com%2Ffreddie-mac-and-fannie-mae-loan-lookup-tools%2F&data=05%7C01%7Cjburnett%40reedlongyearlaw.com%7C70fc37ac567844d4dff908daf8bb2aba%7Cc42db07999e840ff9b106ba95e2918a6%7C0%7C0%7C638095780012455978%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=ilqfpqtiqr9yUmp%2BhfQYjMAC2cSpcTHpVCjojdHOqBQ%3D&reserved=0>
>
> Kary L. Krismer
>
> 206 723-2148
>
> On 1/17/2023 6:23 AM, Annie Fitzsimmons wrote:
>
> Good Morning.  If you've not yet read *Sherwood Auburn LLC v. Pinzon*,
> 521 P.3d 212 (Wash. Ct. App. 2022), then reading it will get your
> Tuesday-masquerading-as-a-Monday off to a startling start.  Spoiler alert:
> based on the CARES Act, all  landlords with a federally backed mortgage
> must give 30 days notice before initiating an eviction based on unpaid
> rent.
>
>
>
> Question:   How do you know if a mortgage is a "federally backed
> mortgage"?  I know that FHA and VA loans are federally backed.  Aren't
> there some conventional loans that are federally backed?  If so, how do you
> determine if it is or isn't?
>
>
>
> Thanks!  Annie
>
> Annette T. Fitzsimmons P.S.
> P.O. Box 430
> Belfair, WA 98528
>
>
>
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> --
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> Thank you,
>
>
>
> Kaitlyn R. Jackson, Senior Associate Attorney
>
> Dimension Law Group, PLLC
>
> *Office:*  206-973-3500│*Fax:*  206-577-5090
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> *Email:* kaitlyn at dimensionlaw.com
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> --
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> Thank you,
>
>
>
> Kaitlyn R. Jackson, Senior Associate Attorney
>
> Dimension Law Group, PLLC
>
> *Office:*  206-973-3500│*Fax:*  206-577-5090
>
> *Email:* kaitlyn at dimensionlaw.com
>
> *www.dimensionlaw.com <http://www.dimensionlaw.com/>*
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> 631 Strander Blvd, Suite G, Tukwila, WA 98188
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-- 

Thank you,


Kaitlyn R. Jackson, Senior Associate Attorney

Dimension Law Group, PLLC

*Office:*  206-973-3500│*Fax:*  206-577-5090

*Email:* kaitlyn at dimensionlaw.com

*www.dimensionlaw.com <http://www.dimensionlaw.com/>*

631 Strander Blvd, Suite G, Tukwila, WA 98188



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