[WSBARP] ground water flooded the unit

[Nicholas Pleasants]

Hi Carol,
I would try Michael Brandt. He has a lot of experience with these types of issues. https://brandtlawgroup.com/attorney-legal-services/
Best,
Nick

Nicholas Pleasants
Owner

[(Logo) Pleasants Law Firm]<http://www.pleasantslaw.com/>

Pleasants Law Firm, P.S.
2300 130th Ave NE, Suite A-101
Bellevue, WA 98005-1755
(425) 615-7070 tel/fax
nick at pleasantslaw.com<mailto:nick at pleasantslaw.com>
www.pleasantslaw.com<http://www.pleasantslaw.com>
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From: <wsbarp-bounces at lists.wsbarppt.com> on behalf of Carol Li <li.carol1004 at gmail.com>
Reply-To: WSBA Real Property Listserv <wsbarp at lists.wsbarppt.com>
Date: Friday, June 4, 2021 at 3:54 PM
To: "wsbarp at lists.wsbarppt.com" <wsbarp at lists.wsbarppt.com>
Subject: Re: [WSBARP] ground water flooded the unit

PC is looking for someone to represent him to deal with his HOA to recover the damages to his unit. Welcome self-referrals.

PC owns a unit on the first floor. On a heavy rainy day, due to the rotten building siding and the bad ground drainage system, a tremendous amount of rainwater got into the unit, flooded the unit entirely(furniture was floating). The total damage including moving/storage cost is over $45,000.
The wall-in insurance does not have groundwater coverage. So the owner's insurance won't help.
The owner demanded the HOA to fix the sidings and drainage system and pay for the interior repairs, the HOA opens a claim under the master insurance policy, and the CC&R indicates every homeowner must pay the $25,000 deductible to use the master insurance for repairs. PC believes the $25,000 deductible should be reimbursed by HOA because he was at no fault when these damages occurred and it was the HOA's neglect in repair the building siding and the drainage system that caused the damage.

Now the question is, is this a battle worth fighting? Or it is practical for the homeowners going through this kind of situation to bear the high deductibles if they do not have the right wall in coverage? PC is actively seeking for counsel to represent him.

Thanks.

--
Carol Li
Phone: 425 232 0316
 "When you think positive, good things happen"
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