[WSBARP] Obduskey v McCarthy Holthus - US Supreme Court Ruling 3/20/19 - Nonjudicial Foreclosure Not FDCPA Debt Collection

[Paul Neumiller]

Does this mean it is now safe to mail out HOA collection letters without the FDCPA language?


[cid:image002.jpg at 01D4E628.F3A84AC0]



From: wsbarp-bounces at lists.wsbarppt.com <wsbarp-bounces at lists.wsbarppt.com> On Behalf Of Rob Wilson-Hoss
Sent: Friday, March 29, 2019 12:05 PM
To: 'WSBA Real Property Listserv' <wsbarp at lists.wsbarppt.com>
Subject: Re: [WSBARP] Obduskey v McCarthy Holthus - US Supreme Court Ruling 3/20/19 - Nonjudicial Foreclosure Not FDCPA Debt Collection

Yes, but the facts are different. Basically, though, all the reasoning supports that if we just seek foreclosure of a lien (including a deed of trust), and not a deficiency judgment, then we should not be subject to the FDCPA, except for one obscure provision. Here is the short version from the syllabus:

Held: A business engaged in no more than nonjudicial foreclosure proceedings is not a “debt collector” under the FDCPA, except for the limited purpose of §1692f(6). Pp. 6–14.

Rob

Robert D. Wilson-Hoss
Hoss & Wilson-Hoss, LLP
236 West Birch Street
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From: wsbarp-bounces at lists.wsbarppt.com<mailto:wsbarp-bounces at lists.wsbarppt.com> [mailto:wsbarp-bounces at lists.wsbarppt.com] On Behalf Of Rowley, Rob
Sent: Friday, March 29, 2019 11:46 AM
To: WSBA RPPT
Subject: [WSBARP] Obduskey v McCarthy Holthus - US Supreme Court Ruling 3/20/19 - Nonjudicial Foreclosure Not FDCPA Debt Collection

In a recent 9-0 decision the Supreme Court ruling gives some obvious clarity for those of us who practice in this area.
https://www.supremecourt.gov/opinions/18pdf/17-1307_7lho.pdf<https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.supremecourt.gov%2Fopinions%2F18pdf%2F17-1307_7lho.pdf&data=02%7C01%7C%7C556c296c567f46638ba508d6b47a09f8%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C636894833580716727&sdata=BSs2KPwDL2E9VyD3uRuAZTEQ%2BcHhhcN%2FiQg4oCn7v0o%3D&reserved=0>

Robert Rowley
Spokane



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