[WSBARP] HOA priority lien - non-condomium act HOA's

[Josh Grant]

THanks!  This is the language in the CC&R’s:
“ …The terms of this Declaration, and any of its amendments, shall be binding on all parties having any right, title, or interest in any part of the Property at any time, and shall inure to the benefit of each owner thereof… The provisions of this Declaration shall be enforceable by … the association…

Article X Section 1: All present and future Lot Owners… shall be subject to and shall comply with the provisions of this Declaration…The acceptance of a deed or conveyance…shall constitute an agreement that the provisions of this Declaration and amendments are accepted and ratified by such Lot Owner…, and all such provisions shall be deemed and taken to be covenants running with the land and shall bind any person having an any time any interest of estate in such Lot as though such provisions were recited and stipulated at length in each and every deed and conveyance of lease thereof.

Does anyone think that this language allows the HOA to have a priority over later recorded deeds of trust?

Josh

Joshua F. Grant, PS
Attorney at Law
P. O. Box 619
Wilbur, WA 99185
tel 509 647 5578
fax 509 647 2734

From: James L. Strichartz 
Sent: Tuesday, December 20, 2016 4:26 PM
To: WSBA Real Property Listserv 
Subject: Re: [WSBARP] HOA priority lien - non-condomium act HOA's

There is no statutory basis for a six-month super-priority lien for non-condo HOAs.  There is no statutory basis for any liens for HOA assessments.  Theoretically such a super-priority lien could arise based on the language of the covenants, but I am not familiar with any such provisions.

 

 

      Jim Strichartz

      Attorney

      Fellow, College of Community Association Lawyers
     Law Offices of James L. Strichartz

      201 Queen Anne Avenue North, Suite 400

      Seattle, WA 98109-4824
     
      jim at condo-lawyers.com 

      http://www.condo-lawyers.com 

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From: wsbarp-bounces at lists.wsbarppt.com [mailto:wsbarp-bounces at lists.wsbarppt.com] On Behalf Of Josh Grant
Sent: Tuesday, December 20, 2016 4:02 PM
To: wsbar
Subject: [WSBARP] HOA priority lien - non-condomium act HOA's

 

I understand that under the Condominium Act RCW 64.34 that an association has a “super-priority” at least for 6 months of assessments, over prior recorded security interests (as long as the CC&R’s are recorded 1st). This was the ruling in:  In BAC Homeloans Servicing v. Fulbright 180 Wn 2d, 754 (2014) “a future lien for unpaid condominium assessments is established at the time the condominium declaration is recorded, even though it may not be enforceable until the unit owner defaults on his or her assessments, if ever.”

 

Is there similar authority for a HOA “super-priority” when the HOA is not under formed under the Condominium Act?  I think this was discussed before on this listserve and this super priority doesn’t exist for other HOA’s. ?

 

Thanks

 

Josh

 

Joshua F. Grant, PS
Attorney at Law
P. O. Box 619
Wilbur, WA 99185
tel 509 647 5578
fax 509 647 2734



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