<div dir="ltr"><div><div class="gmail_default" style="font-size:large">Hello, Without confirming my recall (which really is dangerous for me;)), as to the property in the wife's name only, title does not govern. Whether it is separate property or community property is the starting point for analysis and then we proceed under the simultaneous death statute. The life insurance is a little more challenging but the starting point is the same. Classification as seperate or community requires knowing how the most recent premium payments were made (and I would guess, community property).</div><br clear="all"></div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><br></div><div><span style="color:rgb(56,118,29);font-family:georgia,serif;font-size:large"><br></span></div><div><span style="color:rgb(56,118,29);font-family:georgia,serif;font-size:large">Thank you.</span></div><div><span style="color:rgb(56,118,29);font-family:georgia,serif;font-size:large">Diane Kiepe, J.D., LL.M. Taxation</span></div><div><font color="#38761d" face="georgia, serif" size="4">Kiepe Estate and Probate, PLLC<br></font><div><font size="4" face="georgia, serif" color="#38761d"><a href="mailto:diane@kiepelaw.com" target="_blank">diane@kiepelaw.com</a></font></div><div><font size="4" face="georgia, serif" color="#38761d">200 N. Mullan Rd., Suite 203</font></div><div><font size="4" face="georgia, serif" color="#38761d">Spokane Valley, WA 99206</font></div></div><div><span style="color:rgb(56,118,29);font-family:georgia,serif;font-size:large">509-808-2087</span></div><div><div><span style="color:rgb(105,105,105);font-family:Verdana,sans-serif;font-size:10px">Confidentiality</span><span style="color:rgb(105,105,105);font-family:Verdana,sans-serif;font-size:10px"> Notice: This page and any accompanying documents contain information that is </span><span style="color:rgb(105,105,105);font-family:Verdana,sans-serif;font-size:10px">confidential</span><span style="color:rgb(105,105,105);font-family:Verdana,sans-serif;font-size:10px">, privileged, or exempt from disclosure under applicable law and is intended for the exclusive use of the addressee. This information is private and protected by law. If you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution, or use of the contents of this information in any manner is strictly prohibited.</span></div></div></div></div></div><br></div><br><div class="gmail_quote gmail_quote_container"><div dir="ltr" class="gmail_attr">On Fri, Nov 13, 2026 at 8:12 AM Shannon Jones <<a href="mailto:shannonj@campbellbarnettlaw.com">shannonj@campbellbarnettlaw.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div class="msg-6984521055379518631">
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<p class="MsoNormal"><span style="font-size:11pt">Listmates, I represent the PR of two estates -- spouses who died intestate, simultaneous deaths, 50 years married. Intestate heirs to husband’s estate are his siblings. Intestate heirs to wife’s estate are
her siblings. Most assets are jointly which will split ½ to husband’s estate and ½ to wife’s. But there are some accounts wife held in her name only (not her separate property). Also, husband had a large life insurance policy which was payable only to his
“estate.” Do the wife’s accounts in her name only distribute only to her intestate heirs? Does the husband’s life insurance distribute only to his intestate heirs? I think I have this figured out but I’m not sure I’m correct - Shannon<u></u><u></u></span></p>
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