<div dir="ltr"><div><div class="gmail_default" style="font-family:arial,sans-serif">The most easy advice would be to work with the attorney to distribute to the beneficiary on the very first day of the next eligibility month and then SPEND IT DOWN within 25 days (just to give extra assurance she will not exceed income levels by the next month. </div><div class="gmail_default" style="font-family:arial,sans-serif"><br></div><div class="gmail_default" style="font-family:arial,sans-serif">I say this with a significant amount of privilege but $16,000 is not that much in today's world for caregiving of an elderly individual. I am certain that they can find $16,000 worth of lawful expenses where she can spend this down. The issue is not that she is getting this distribution, the issue is that she cannot have it in her bank account when the next financial period runs otherwise she will likely lose her eligibility until she proves it has been spent down. </div><div class="gmail_default" style="font-family:arial,sans-serif"><br></div><div class="gmail_default" style="font-family:arial,sans-serif">I know it isn't like this in reality, but I picture a massive wall with every need-based beneficiary. On that wall is an LED light that illuminates the day the next eligibility period runs if they are $1.00 over the eligibility threshold and then a letter will be auto-generated the next day advising that she exceeds her threshold amount and her benefits are suspended effective immediately. </div><div class="gmail_default" style="font-family:arial,sans-serif"><br></div><div class="gmail_default" style="font-family:arial,sans-serif">Good luck!!</div><br clear="all"></div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div dir="ltr"><p><b><span style="font-family:"Times New Roman",serif">Brent
Williams-Ruth</span></b><span style="font-family:"Times New Roman",serif"> (pronouns: he/him)</span></p><p><span style="font-family:"Times New Roman",serif">
<i>Attorney-At-Law</i></span></p><p><b><span style="font-family:"Times New Roman",serif">Law
Offices of Brent Williams-Ruth, </span></b><b><span style="font-family:"Times New Roman",serif"><font size="1">a division of BWR Consulting, PLLC</font></span></b><b><span style="font-family:"Times New Roman",serif"></span></b></p><p><b><span style="font-family:"Times New Roman",serif">Physical Address: 500 S 336th Street, Suite 214; Federal
Way, WA 98003</span></b><span style="font-family:"Times New Roman",serif"></span></p><p><b><span style="font-family:"Times New Roman",serif"><font color="#ff0000">Mailing Address:</font> </span></b><b><span style="font-family:"Times New Roman",serif">PO BOX 3319; Federal Way, WA 98063 </span></b></p><p><span style="font-family:"Times New Roman",serif">Office/Scheduling
Phone:<span style="color:#004080"> </span><font color="#ff0000">(253) 285-7751</font></span></p><p><font color="#ff0000" face="Times New Roman, serif">For All Meetings & Scheduling: <a href="mailto:info@williams-ruthlaw.com" target="_blank">info@williams-ruthlaw.com</a></font></p><p>
</p><p><span style="font-family:"Times New Roman",serif"><a href="mailto:Brent@Williams-RuthLaw.com" target="_blank">e-mail</a> / <a href="http://www.williams-ruthlaw.com/" target="_blank">website</a> /</span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> </span><span style="font-family:"Times New Roman",serif"><a href="http://www.facebook.com/bwrlaw" target="_blank"><span style="font-size:9.5pt">facebook</span></a></span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> / </span><span style="font-size:12.0pt;font-family:"Times New Roman",serif"></span></p></div></div></div></div><br></div><br><div class="gmail_quote gmail_quote_container"><div dir="ltr" class="gmail_attr">On Fri, Nov 6, 2026 at 1:38 PM Setareh Mahmoodi <<a href="mailto:sm@lawofficesofsm.com">sm@lawofficesofsm.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div class="msg-2367791533296870984">
<div dir="ltr">
<div style="text-align:left;text-indent:0px;margin:0px;font-family:Garamond,Georgia,serif;font-size:12pt;color:rgb(0,0,0)">
Hello all,</div>
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I’m looking for guidance I can pass along to the mother of one of my clients. She is in her mid-70s and will receive approximately $16,000 from a $30,000 car accident settlement after attorney fees and reimbursement of Medicare and Medicaid medical expenses.</div>
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My understanding is that she receives SSI and Medicaid for health insurance purposes. She is not in a nursing home or receiving long-term care services. Given her limited income and resources, the family’s primary concern is preserving her eligibility for both
programs while minimizing the costs associated with any planning.</div>
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If anyone has experience with this and has a few minutes to chat, or can share resources or recommendations, I would greatly appreciate it.</div>
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</div>
<div style="text-align:left;text-indent:0px;margin:0px;font-family:Garamond,Georgia,serif;font-size:12pt;color:rgb(0,0,0)">
Thank you!</div>
<div id="m_2995167787614133939Signature">
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<br>
</div>
<p style="text-align:left;background-color:rgb(255,255,255);margin:0px">
<span style="font-family:Garamond,Georgia,serif;font-size:16px;color:rgb(34,34,34);background-color:rgb(255,255,255)"><b>Best regards, </b></span></p>
<div style="background-color:rgb(255,255,255)">
<p style="text-align:left;background-color:white;margin:1em 0in 0in">
<span style="font-family:Garamond,Georgia,serif;font-size:12pt;color:rgb(15,92,26)"><b>___</b></span></p>
<p style="text-align:left;background-color:white;margin:1em 0in 0in">
<span style="font-family:Garamond,Georgia,serif;font-size:11pt;color:rgb(15,92,26)"><b>For streamlined communication, please remember to reply to all or include my paralegal on all correspondence at <a href="mailto:nazi@lawofficesofsm.com" target="_blank">nazi@lawofficesofsm.com</a></b></span></p>
<div style="font-family:Garamond,Georgia,serif;font-size:12pt;color:rgb(34,34,34)">
<br>
</div>
<div style="font-family:Garamond,Georgia,serif;font-size:14pt;color:rgb(34,34,34)">
<b>Setareh Mahmoodi </b></div>
<p style="text-align:left;background-color:white;margin:0px 0in 0in">
<span style="font-family:Garamond,Georgia,serif;font-size:12pt;color:rgb(34,34,34)"><b>Attorney at Law </b></span></p>
<p style="text-align:left;background-color:white;margin:0px 0in 0in">
<span style="font-family:Garamond,Georgia,serif;font-size:14pt;color:rgb(34,34,34)"><b>Law Offices of Setareh Mahmoodi, PS</b></span></p>
<p style="text-align:left;background-color:white;margin:0px 0in 0in">
<span style="font-family:Garamond,Georgia,serif;font-size:12pt;color:rgb(34,34,34)"><a href="https://www.google.com/maps/search/18222+104th+Ave+NE,+Suite+103,+Bothell,+WA+98011?entry=gmail&source=g">18222 104th Ave NE, Suite 103, Bothell, WA 98011</a></span></p>
<p style="text-align:left;background-color:white;margin:0px 0in 0in">
<span style="font-family:Garamond,Georgia,serif;font-size:12pt;color:rgb(34,34,34)"><b>Phone:
</b><a href="tel:(425)%20806-1500" value="+14258061500" target="_blank">(425) 806-1500</a> </span></p>
<p style="text-align:left;background-color:white;margin:0px 0in 0in">
<span style="font-family:Garamond,Georgia,serif;font-size:12pt;color:rgb(34,34,34)"><b>Fax:
</b><a href="tel:(425)%20489-4142" value="+14254894142" target="_blank">(425) 489-4142</a><b> (Please email documents if at all possible) </b></span></p>
<p style="text-align:left;background-color:white;margin:0px 0in 0in">
<span style="font-family:Garamond,Georgia,serif;font-size:12pt;color:rgb(34,34,34)"><b>Email:
</b><a href="mailto:SM@lawofficesofsm.com" target="_blank">SM@lawofficesofsm.com</a></span></p>
<p style="text-align:left;background-color:white;margin:0px 0in 0in">
<span style="font-family:Garamond,Georgia,serif;font-size:12pt;color:rgb(34,34,34)"><b>Website:
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