<div dir="ltr"><div><div class="gmail_default" style="font-size:large">Oh - the school of hardknocks is ruthless ~</div><br clear="all"></div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><span style="color:rgb(56,118,29);font-family:georgia,serif;font-size:large">Please note that I will be traveling from October 14 through the 24th with little access to my email. If you have an urgent matter, please send an email with "urgent" in the subject line and I will respond as soon as possible.</span></div><div><span style="color:rgb(56,118,29);font-family:georgia,serif;font-size:large"><br></span></div><div><span style="color:rgb(56,118,29);font-family:georgia,serif;font-size:large">Thank you.</span></div><div><span style="color:rgb(56,118,29);font-family:georgia,serif;font-size:large">Diane Kiepe, J.D., LL.M. Taxation</span></div><div><font color="#38761d" face="georgia, serif" size="4">Kiepe Estate and Probate, PLLC<br></font><div><font size="4" face="georgia, serif" color="#38761d"><a href="mailto:diane@kiepelaw.com" target="_blank">diane@kiepelaw.com</a></font></div><div><font size="4" face="georgia, serif" color="#38761d">200 N. Mullan Rd., Suite 203</font></div><div><font size="4" face="georgia, serif" color="#38761d">Spokane Valley, WA 99206</font></div></div><div><span style="color:rgb(56,118,29);font-family:georgia,serif;font-size:large">509-808-2087</span></div><div><div><span style="color:rgb(105,105,105);font-family:Verdana,sans-serif;font-size:10px">Confidentiality</span><span style="color:rgb(105,105,105);font-family:Verdana,sans-serif;font-size:10px"> Notice: This page and any accompanying documents contain information that is </span><span style="color:rgb(105,105,105);font-family:Verdana,sans-serif;font-size:10px">confidential</span><span style="color:rgb(105,105,105);font-family:Verdana,sans-serif;font-size:10px">, privileged, or exempt from disclosure under applicable law and is intended for the exclusive use of the addressee. This information is private and protected by law. If you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution, or use of the contents of this information in any manner is strictly prohibited.</span></div></div></div></div></div><br></div><br><div class="gmail_quote gmail_quote_container"><div dir="ltr" class="gmail_attr">On Mon, Oct 12, 2026 at 12:31 PM Brent Williams-Ruth <<a href="mailto:brent@williams-ruthlaw.com">brent@williams-ruthlaw.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="ltr"><div><div class="gmail_default" style="font-family:arial,sans-serif">I did have an issue with chargebacks. I had offered credit card in my early days and after speaking to a group regarding basic estate planning - several members of that group all came on board. I was finally building up some clients. Then, after I finished everyone that had been part of the same group (in like a three month period of work) - they ALL called their credit card companies and said that they didn't agree. I lost just shy of $20,000 PLUS the credit card fee. It was a massive mess. </div><div class="gmail_default" style="font-family:arial,sans-serif"><br></div><div class="gmail_default" style="font-family:arial,sans-serif">According to the Bar Hotline, because I did not have language in my engagement agreemen that included a waiver of the attorney-client privilege, I could have been liable for a valid bar complaint if I had tried to push back and fight the chargeback. That was nearly 9 years ago but it still stings and I have been cash or check ever since. </div><div class="gmail_default" style="font-family:arial,sans-serif"><br></div><div class="gmail_default" style="font-family:arial,sans-serif">Brent</div><br clear="all"></div><div><div dir="ltr" class="gmail_signature"><div dir="ltr"><div dir="ltr"><p><b><span style="font-family:"Times New Roman",serif"><font color="#ff0000">****NOTE ABOUT UPCOMING OFFICE CLOSURE****</font></span></b></p><p><b><span style="font-family:"Times New Roman",serif"><u><font color="#ff0000">From October 16 until November 6,</font></u> the Law Offices of Brent Williams-Ruth will be closed. Brent & Justin will be unreachable during this time. A contract non-legal administrative assistant will acknowledge receipt of messages and send confirmation communication that all will be addressed upon the return to office after November 6th. This person will not be able to provide any substantive assistance in any matter.</span></b></p><p><b><span style="font-family:"Times New Roman",serif">Thank you and we apologize for any inconvenience</span></b></p><p><b><span style="font-family:"Times New Roman",serif">Brent
Williams-Ruth</span></b><span style="font-family:"Times New Roman",serif"> (pronouns: he/him)</span></p><p><span style="font-family:"Times New Roman",serif">
<i>Attorney-At-Law</i></span></p><p><b><span style="font-family:"Times New Roman",serif">Law
Offices of Brent Williams-Ruth, </span></b><b><span style="font-family:"Times New Roman",serif"><font size="1">a division of BWR Consulting, PLLC</font></span></b><b><span style="font-family:"Times New Roman",serif"></span></b></p><p><b><span style="font-family:"Times New Roman",serif">Physical Address: <a href="https://www.google.com/maps/search/500+S+336th+Street,+Suite+214;+Federal%0D%0AWay,+WA+98003?entry=gmail&source=g">500 S 336th Street, Suite 214; Federal
Way, WA 98003</a></span></b><span style="font-family:"Times New Roman",serif"></span></p><p><b><span style="font-family:"Times New Roman",serif"><font color="#ff0000">Mailing Address:</font> </span></b><b><span style="font-family:"Times New Roman",serif">PO BOX 3319; Federal Way, WA 98063 </span></b></p><p><span style="font-family:"Times New Roman",serif">Office/Scheduling
Phone:<span style="color:rgb(0,64,128)"> </span><font color="#ff0000"><a href="tel:(253)%20285-7751" value="+12532857751" target="_blank">(253) 285-7751</a></font></span></p><p><font color="#ff0000" face="Times New Roman, serif">For All Meetings & Scheduling: <a href="mailto:info@williams-ruthlaw.com" target="_blank">info@williams-ruthlaw.com</a></font></p><p>
</p><p><span style="font-family:"Times New Roman",serif"><a href="mailto:Brent@Williams-RuthLaw.com" target="_blank">e-mail</a> / <a href="http://www.williams-ruthlaw.com/" target="_blank">website</a> /</span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> </span><span style="font-family:"Times New Roman",serif"><a href="http://www.facebook.com/bwrlaw" target="_blank"><span style="font-size:9.5pt">facebook</span></a></span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> / </span><span style="font-size:12pt;font-family:"Times New Roman",serif"></span></p></div></div></div></div><br></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Mon, Oct 12, 2026 at 12:13 PM Mark McClure <<a href="mailto:mark@mcclurelawgroup.com" target="_blank">mark@mcclurelawgroup.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div><div lang="EN-US"><div><p class="MsoNormal"><span style="font-family:Calibri,sans-serif">Or, increase your rates by 3% generally, and be happy not to worry about NSF checks…</span></p><p class="MsoNormal"><span style="font-family:Calibri,sans-serif"> </span></p><div><p class="MsoNormal" style="background:white"><b><span style="font-family:Helvetica,sans-serif;color:rgb(76,118,162)">Mark C. McClure</span></b><b><span style="font-size:24pt;font-family:Helvetica,sans-serif;color:rgb(76,118,162)"> </span></b><b><span style="font-family:Helvetica,sans-serif;color:rgb(76,118,162)">| </span></b><i><span style="font-size:10pt;font-family:Helvetica,sans-serif;color:rgb(76,118,162)">Managing Attorney <br></span></i><span style="font-size:10pt;font-family:Helvetica,sans-serif;color:navy">Law Office of Mark McClure, PS<b> <br></b><i>"Why Retire With Debt?"<br></i><a href="https://www.google.com/maps/search/1103+West+Meeker+Street,+%23101+Kent,+WA+98032+Office:%C2%A0+253?entry=gmail&source=g" target="_blank">1103 West Meeker Street, #101</a><br><a href="https://www.google.com/maps/search/1103+West+Meeker+Street,+%23101+Kent,+WA+98032+Office:%C2%A0+253?entry=gmail&source=g" target="_blank">Kent, WA 98032</a></span><span></span></p><p class="MsoNormal" style="background:white"><span style="font-size:10pt;font-family:Helvetica,sans-serif;color:navy"><a href="https://www.google.com/maps/search/1103+West+Meeker+Street,+%23101+Kent,+WA+98032+Office:%C2%A0++253?entry=gmail&source=g">Office: </a><a href="tel:(253)%20631-6484" value="+12536316484" target="_blank">253.631.6484</a> (Leave Msg - Will be returned within 24 hours)<br></span><span style="font-size:11pt;font-family:Helvetica,sans-serif;color:rgb(0,51,153)">Email: </span><span style="font-size:11pt;font-family:Helvetica,sans-serif;color:purple"><a href="mailto:Mark@McClureLawGroup.com" title="mailto:Mark@McClureLawGroup.com" target="_blank"><span style="color:purple">Mark@McClureLawGroup.com</span></a></span><span style="font-size:11pt;font-family:Helvetica,sans-serif;color:rgb(0,51,153)"><br>Web: <a href="http://www.mcclurelawgroup.com/" title="http://www.mcclurelawgroup.com/" target="_blank"><span style="color:blue">www.McClureLawGroup.com</span></a></span><span></span></p><p class="MsoNormal" style="text-indent:0.5in;background:white"><b><span style="font-size:10pt;font-family:Helvetica,sans-serif;color:rgb(31,73,125)">Notice of Unavailability:</span></b><span style="font-size:10pt;font-family:Helvetica,sans-serif;color:rgb(31,73,125)"> </span><b><span style="font-size:10pt;font-family:Helvetica,sans-serif;color:red"> </span></b><b><span style="font-size:11pt;font-family:Helvetica,sans-serif;color:red">TBD</span></b></p><p class="MsoNormal" style="background:white"><b><span style="font-size:9pt;font-family:Helvetica,sans-serif;color:rgb(192,80,77)">**NOTE** All visits must be scheduled in advance for access to the building. Call </span></b><span style="font-size:9pt;font-family:Helvetica,sans-serif;color:rgb(192,80,77)"><a href="tel:(253)%20631-6484" value="+12536316484" target="_blank">253-631-6484</a> <b> to schedule.</b></span><span></span></p><p class="MsoNormal" style="background:white"><b><span style="font-size:10pt;font-family:Helvetica,sans-serif;color:navy">CONFIDENTIALITY NOTICE:</span></b><span style="font-size:10pt;font-family:Helvetica,sans-serif;color:navy"> </span><span style="font-size:10pt;font-family:Helvetica,sans-serif;color:rgb(28,30,33);background:rgb(242,243,245)">This email contains legal stuff. If you are not the intended recipient you could get into a lot of trouble if you read it, and even more trouble if you tell someone else about it. So, the best thing to do is ignore it and forget you ever saw it. Thank you.</span><span style="font-size:10pt;font-family:Helvetica,sans-serif;color:navy"> </span><span></span></p></div><p class="MsoNormal"><span style="font-family:Calibri,sans-serif"> </span></p><div><div style="border-width:1pt medium medium;border-style:solid none none;border-color:rgb(225,225,225) currentcolor currentcolor;padding:3pt 0in 0in"><p class="MsoNormal"><b><span style="font-size:11pt;font-family:Calibri,sans-serif">From:</span></b><span style="font-size:11pt;font-family:Calibri,sans-serif"> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" target="_blank">wsbapt-bounces@lists.wsbarppt.com</a>> <b>On Behalf Of </b>Eva Luchini<br><b>Sent:</b> Monday, October 12, 2026 12:06 PM<br><b>To:</b> <a href="mailto:wsbapt@lists.wsbarppt.com" target="_blank">wsbapt@lists.wsbarppt.com</a><br><b>Subject:</b> [WSBAPT] Credit Card Use Language</span></p></div></div><p class="MsoNormal"> </p><p class="MsoNormal" style="margin-bottom:8.25pt;text-align:justify;background:white"><span style="font-family:Arial,sans-serif;color:rgb(44,61,78)">"You may make payment with cash, a check made out to __________Law, or you may also pay by via a credit card. Payment by Credit Card will cause you to incur a 3% transaction fee.</span></p><div><p class="MsoNormal"><span style="font-size:14pt;font-family:"Segoe UI",sans-serif;color:rgb(6,64,12)"> </span></p></div><div id="m_3094814293544052132m_-2598972650219643308ms-outlook-mobile-body-separator-line"><div><p class="MsoNormal"><span style="font-size:14pt;font-family:"Segoe UI",sans-serif;color:rgb(6,64,12)">I also invite them to send a check to avoid that fee.</span></p></div></div><div id="m_3094814293544052132m_-2598972650219643308ms-outlook-mobile-signature"><pre><span style="font-size:14pt;font-family:"Segoe UI",sans-serif;color:rgb(6,64,12)"> </span></pre></div><div id="m_3094814293544052132m_-2598972650219643308mail-editor-reference-message-container"><div style="border-width:1pt medium medium;border-style:solid none none;padding:3pt 0in 0in;border-color:currentcolor"><p class="MsoNormal"><span style="font-size:11pt;color:black"> </span></p></div></div></div></div>
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