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--></style></head><body lang=EN-US link=blue vlink=purple style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>This seems to come up quite a bit, and I have one that is brewing with the same facts; separate property house, CPA, and in fact a Will leaving everything to surviving spouse. One thing I may try, is after recording the CPA, ask a title company to insure house in surviving spouses name. I might get the same push back, ie, wanting letters, but its worth a try.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>Jeff<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><o:p> </o:p></span></p><div><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Tahoma",sans-serif'>W. Jeff Davis<o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black'>BELL & DAVIS PLLC<o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black'>Attorneys at Law</span></b><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black'><br>P.O. Box 510<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black'>720 E. Washington Street, Suite 105<br>Sequim WA 98382<br>Phone: (360) 683.1129 <br>Fax: (360) 683.1258 <br>email: </span><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif'><a href="mailto:jeff@bellanddavispllc.com"><span style='color:#0563C1'>jeff@bellanddavispllc.com</span></a><span style='color:black'><br></span></span><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><a href="http://www.bellanddavispllc.com/" target="_blank"><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif'>www.bellanddavispllc.com</span></a></span><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black'><br> <br>The information contained in this e-mail message may be privileged, confidential, and protected from disclosure. If you are not the intended recipient, any dissemination, distribution, or copying is strictly prohibited. If you think that you have received this e-mail message in error, please e-mail the sender at </span><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><a href="mailto:info@bellanddavispllc.com"><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif'>info@bellanddavispllc.com</span></a></span><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black'> or call 360.683.1129.</span><span style='font-size:10.0pt;font-family:"Tahoma",sans-serif'><o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><o:p> </o:p></span></b></p></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com> <b>On Behalf Of </b>Anna Van Pelt<br><b>Sent:</b> Thursday, October 16, 2025 7:59 PM<br><b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br><b>Subject:</b> Re: [WSBAPT] BECU<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Aptos",sans-serif'>Thanks Laura. The branch manager merely referred us to the mortgage team, and I can’t seem to wind my way through the phone tree to find someone at the manager level. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Aptos",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Aptos",sans-serif'>So… off to write a letter to legal!<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Aptos",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Aptos",sans-serif'>Van Pelt Law <o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Aptos",sans-serif'>(206) 635-7250<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Aptos",sans-serif'><a href="http://www.vanpeltlegal.com/">www.vanpeltlegal.com</a><o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Aptos",sans-serif'>Pronouns: She/Her<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Aptos",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><b><i><span style='font-size:10.0pt;font-family:"Aptos",sans-serif'>CONFIDENTIALITY NOTICE: </span></i></b><i><span style='font-size:10.0pt;font-family:"Aptos",sans-serif'><br></span></i><span style='font-size:10.0pt;font-family:"Aptos",sans-serif'>This communication (including any attachments) is confidential and may contain legally privileged information. If you are not the intended recipient or believe that you may have received this communication in error, please delete this communication from your computer and do not retransmit, copy, print or otherwise disseminate this communication.<o:p></o:p></span></p><p class=MsoNormal><b><i><span style='font-size:10.0pt;font-family:"Aptos",sans-serif'>ATTORNEY-CLIENT RELATIONSHIP:<br></span></i></b><span style='font-size:10.0pt;font-family:"Aptos",sans-serif'>This e-mail does not in any way intend to provide legal advice to be relied upon by any recipient and does not create any duty or obligation for legal representation on behalf of the sender Van Pelt Law & Mediation PLLC on behalf of the recipient of this e-mail without a written engagement agreement.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Aptos",sans-serif'><o:p> </o:p></span></p><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>> <b>On Behalf Of </b>Laura Latta<br><b>Sent:</b> Thursday, October 16, 2025 6:04 PM<br><b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br><b>Subject:</b> Re: [WSBAPT] BECU<o:p></o:p></span></p></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>Hi Anna,<o:p></o:p></p><div><p class=MsoNormal>I haven't dealt with this issue specifically, but where financial institutions are not following the law, I will try first with the branch manager. If that doesn't work, send a letter certified mail to the branch manager with a copy to the legal department. Let BECU's lawyers straighten out their own employees. This has worked well. in the past.<o:p></o:p></p></div><div><p class=MsoNormal>Warmly,<o:p></o:p></p></div><div><p class=MsoNormal>Laura<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><div><p class=MsoNormal>On Tue, Oct 14, 2025 at 9:51 AM Anna Van Pelt <<a href="mailto:anna@vanpeltlegal.com">anna@vanpeltlegal.com</a>> wrote:<o:p></o:p></p></div><blockquote style='border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'><div><div><div><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-size:11.0pt'>Good morning,</span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-size:11.0pt'> </span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-size:11.0pt'>I’m having trouble with BECU accepting a successor in interest for a mortgage. The beneficiary is the surviving spouse. Deceased spouse owned the house as separate property, but they had a community property agreement. The CPA, death certificate, and supporting affidavit have all been recorded. BECU is requiring either Letters, a new deed, or some other court order transferring the property to the surviving spouse. Has anyone had success persuading BECU that none of that is required under WA law for the house to transfer under the CPA? </span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-size:11.0pt'> </span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-size:11.0pt'>Thanks,<br>Anna Van Pelt</span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-size:11.0pt'> </span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Van Pelt Law <o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>(206) 635-7250<o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><a href="http://www.vanpeltlegal.com/" target="_blank">www.vanpeltlegal.com</a><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Pronouns: She/Her<o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'> <o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><b><i><span style='font-size:10.0pt'>CONFIDENTIALITY NOTICE: </span></i></b><i><span style='font-size:10.0pt'><br></span></i><span style='font-size:10.0pt'>This communication (including any attachments) is confidential and may contain legally privileged information. If you are not the intended recipient or believe that you may have received this communication in error, please delete this communication from your computer and do not retransmit, copy, print or otherwise disseminate this communication.</span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><b><i><span style='font-size:10.0pt'>ATTORNEY-CLIENT RELATIONSHIP:<br></span></i></b><span style='font-size:10.0pt'>This e-mail does not in any way intend to provide legal advice to be relied upon by any recipient and does not create any duty or obligation for legal representation on behalf of the sender Van Pelt Law & Mediation PLLC on behalf of the recipient of this e-mail without a written engagement agreement.</span><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'> <o:p></o:p></p></div></div><p class=MsoNormal>***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<br>_______________________________________________<br>WSBAPT mailing list<br><a href="mailto:WSBAPT@lists.wsbarppt.com" target="_blank">WSBAPT@lists.wsbarppt.com</a><br><a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbapt</a><o:p></o:p></p></div></blockquote></div></div></body></html>