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<div dir="ltr">Joshua D. McKarcher</div>
<div dir="ltr">McKarcher Law PLLC</div>
<div dir="ltr">537 6th Street</div>
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<div dir="ltr">josh@mckarcherlaw.com</div>
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<div id="divRplyFwdMsg" dir="ltr"><font face="Calibri, sans-serif" style="font-size:11pt" color="#000000"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com> on behalf of James Dolan <jbdolan@jbdolan.com><br>
<b>Sent:</b> Thursday, September 18, 2025 10:42:21 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> [WSBAPT] TODD Subject to Creditors?</font>
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<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">I think I know the answer to this but I am hoping someone smarter than me will offer a better answer.</span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841"> </span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">At death, decedent had a small bank account in his name, owned a 2013 GMC SUV worth approximately $8,000, and a home. He had 6 credit cards with a total
of approximately $40,000 in debt. </span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841"> </span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">His home has TODD to significant other. We do not plan to do a probate. I am not worried about the small bank account or the vehicle.</span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841"> </span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">Question, is the home conveyed to significant other via TODD subject to claims from creditors?</span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841"> </span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">Jim Dolan</span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841"> </span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">==================</span><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841"></span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841"> </span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">Jones Butler Dolan, PS</span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">P.O. Box 458</span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">10027 SR 532</span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">Stanwood, WA 98292</span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">(tel) 360-336-2939</span></p>
<p class="x_MsoNormal"><span style="font-size:14.0pt; font-family:"Calibri",sans-serif; color:#0E2841">(fax) 360-336-2949</span></p>
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