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<p class="MsoNormal">Great point, Brent! They are a credit union and apparently participate in shared branching, which I’ve used before. So even here in the little berg of Clarkston, I see several local CU branches one could visit to deposit a check over $100,000,
which appears to be their mobile deposit limit. <a href="https://www.quorumfcu.org/services/atmfinder/">
https://www.quorumfcu.org/services/atmfinder/</a>.<o:p></o:p></p>
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<p class="MsoNormal">No advocating. Never used them. Just liking that (cough cough) ONE institution in the entire USA appears to have thought this special use case through enough to come up this. We cannot complain nobody’s trying to “solve for this stuff,”
I figure, if I don’t take 2 minutes to at least check them out.<o:p></o:p></p>
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<p class="MsoNormal">Best, Josh <o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Brent Williams-Ruth<br>
<b>Sent:</b> Monday, September 15, 2025 3:33 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBAPT] FW: Introducing Probate Express—the online estate account<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">This is interesting - I have not seen any responses....but I will tell you that I have had THREE different probates open where the local bank representative did not believe that a black and white
printed version was the ORIGINAL letters testamentary that was issued by the Court but wouldn't allow the Executor/PR to email them the PDF that I had sent them from King County. <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">So this is appealing - but yet at the same time - I don't know how i feel about not having a branch to go to when I have checks with 6 or 7 zeros behind it. <o:p></o:p></span></p>
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<p><b><span style="font-family:"Times New Roman",serif">Brent Williams-Ruth</span></b><span style="font-family:"Times New Roman",serif"> (pronouns: he/him)<br>
<i>Attorney-At-Law</i></span><o:p></o:p></p>
<p><b><span style="font-family:"Times New Roman",serif">Law Offices of Brent Williams-Ruth, </span></b><b><span style="font-size:7.5pt;font-family:"Times New Roman",serif">a division of BWR Consulting, PLLC</span></b><o:p></o:p></p>
<p><b><span style="font-family:"Times New Roman",serif">Physical Address: 500 S 336th Street, Suite 214; Federal Way, WA 98003</span></b><o:p></o:p></p>
<p><b><span style="font-family:"Times New Roman",serif;color:red">Mailing Address:</span></b><b><span style="font-family:"Times New Roman",serif"> PO BOX 3319; Federal Way, WA 98063 </span></b><o:p></o:p></p>
<p><span style="font-family:"Times New Roman",serif">Office/Scheduling Phone:<span style="color:#004080"> </span><span style="color:red">(253) 285-7751</span></span><o:p></o:p></p>
<p><span style="font-family:"Times New Roman",serif;color:red">For All Meetings & Scheduling:
<a href="mailto:info@williams-ruthlaw.com" target="_blank">info@williams-ruthlaw.com</a></span><o:p></o:p></p>
<p><span style="font-family:"Times New Roman",serif"><a href="mailto:Brent@Williams-RuthLaw.com" target="_blank">e-mail</a> / <a href="http://www.williams-ruthlaw.com/" target="_blank">website</a> /</span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> </span><span style="font-family:"Times New Roman",serif"><a href="http://www.facebook.com/bwrlaw" target="_blank"><span style="font-size:9.5pt">facebook</span></a></span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> / </span><o:p></o:p></p>
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<p class="MsoNormal">On Mon, Sep 15, 2025 at 9:40<span style="font-family:"Arial",sans-serif"> </span>AM Joshua McKarcher <<a href="mailto:josh@mckarcherlaw.com">josh@mckarcherlaw.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">This looks like a very interesting new resource that I thought I would ask if anyone had used and could share their experience with. Best, Josh
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Quorum Federal Credit Union <<a href="mailto:scott.jeffries@quorumfcu.org" target="_blank">scott.jeffries@quorumfcu.org</a>>
<br>
<b>Sent:</b> Monday, September 15, 2025 8:59 AM<br>
<b>To:</b> Joshua McKarcher <<a href="mailto:josh@mckarcherlaw.com" target="_blank">josh@mckarcherlaw.com</a>><br>
<b>Subject:</b> Introducing Probate Express—the online estate account</span><o:p></o:p></p>
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<span style="font-size:9.0pt;font-family:"Segoe UI",sans-serif;color:#212121">You don't often get email from
<a href="mailto:scott.jeffries@quorumfcu.org" target="_blank">scott.jeffries@quorumfcu.org</a>.
<a href="https://aka.ms/LearnAboutSenderIdentification" target="_blank">Learn why this is important</a>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="EN" style="font-size:1.0pt;font-family:"Arial",sans-serif;color:white">Online estate accounts made easy with Probate Express from Quorum Federal Credit Union</span><o:p></o:p></p>
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<span style="font-size:9.0pt;line-height:135%;font-family:"Arial",sans-serif;color:#53565A"><a href="https://info.quorumfcu.org/e3t/Ctc/T7+113/cssXT04/VW7t521Xj7H3W3lyCNp6QRNGLW6R-97G5Cv5jpMtGxmn5nR3bW7Y9pgv6lZ3kHW9fKS6x9d-sQ1W9kw3Hx4V2MV9W7_wHwT25gRt5W8TG6vr3KGh-hN11_G53-3BBgW7kNPcf687JryW6WNY--9dNGKhW7bPXF34XfP-XW3dL2Ff1wZ3kSN1SGPKvnQjd8W7MJMYp6XD_N0W4_XgKG3S4DS5W1_wZds8SvXLgMwMmFysJkprW4B1l242QDMLZW3LM4pw47zzs-W3vWzJr3xmK-MW6XHS4f3VcgHXN6_HVQ-XqdFDW3TdpV57l5dxwW1PYQV62ZMgyyW77mcfT68SStyW3ZSKhR7BHk7_W2QhJl_3GWfZQW27w6KX11r6HkN46r96-tDP2HW1RGgc8945JSdW78Kvvs89wJMXN4LMC325ZHYrVQDc_l5bt8hbW8kvBh433C0sgW2DNGGw9hVB3hW6XszfD2XrWD7W14PLlh3lv669W2zv6ZL7PBPBTW4_K0YZ1j-m8jW95r5hw5ccLN0W31jVVl7P7s5-W91zmjc83H3f1W3S_Zlm3QyS2HW8vv5Hq1rF52ZV_mnyd7nYgg5f4xFr7v04" target="_blank"><span style="color:#572D81">View
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<h1 align="center" style="margin:0in;text-align:center;line-height:115%"><span style="font-size:21.0pt;line-height:115%;font-family:"Arial",sans-serif;color:white">Introducing Probate Express a simple, stress-free online estate account.
</span><o:p></o:p></h1>
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<p style="margin-bottom:15.0pt;line-height:125%"><b><span style="font-size:15.0pt;line-height:125%;font-family:"Arial",sans-serif;color:#002D72">Hello Joshua,</span></b><o:p></o:p></p>
<p style="line-height:125%"><span style="font-family:"Arial",sans-serif;color:black">A Probate Express online estate account is a fully digital estate account offered by Quorum Federal Credit Union. It's designed to simplify the process of managing a deceased
person's estate by eliminating the need for in-person bank visits, paperwork hassles, and fees.</span><o:p></o:p></p>
<p style="line-height:125%"><b><span style="font-size:15.0pt;line-height:125%;font-family:"Arial",sans-serif;color:#53565A"> </span></b><o:p></o:p></p>
<p style="line-height:125%"><strong><span style="font-family:"Arial",sans-serif;color:#002576">Key Features of the Probate Express Online Estate Account</span></strong><o:p></o:p></p>
<ul type="disc">
<li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l1 level1 lfo1">
<strong><span style="font-family:"Arial",sans-serif;color:black">100% Online Setup</span></strong><span style="font-family:"Arial",sans-serif;color:black"> – Open the account from anywhere in the U.S. using a secure digital platform.</span><o:p></o:p></li><li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l1 level1 lfo1">
<strong><span style="font-family:"Arial",sans-serif;color:black">No Bank Visits or Fees</span></strong><span style="font-family:"Arial",sans-serif;color:black"> – Everything is handled online, with no physical paperwork or branch appointments.</span><o:p></o:p></li><li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l1 level1 lfo1">
<strong><span style="font-family:"Arial",sans-serif;color:black">Fast Processing</span></strong><span style="font-family:"Arial",sans-serif;color:black"> – With all required documents, the account can be opened in 24 hours or less.</span><o:p></o:p></li><li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l1 level1 lfo1">
<strong><span style="font-family:"Arial",sans-serif;color:black">Nationwide Availability</span></strong><span style="font-family:"Arial",sans-serif;color:black"> – Accessible in all 50 states.</span><o:p></o:p></li><li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l1 level1 lfo1">
<strong><span style="font-family:"Arial",sans-serif;color:black">Full Estate Account Management Tools</span></strong><span style="font-family:"Arial",sans-serif;color:black"> – Includes bill pay (ACH and checks), deposit options (ACH, mobile, ATM), and estate
reporting.</span><o:p></o:p></li></ul>
<p style="line-height:125%"><strong><span style="font-family:"Arial",sans-serif;color:#002576">Documents Required to Open the Account (easily uploaded as part of the online account opening application - no trips to the bank</span></strong><o:p></o:p></p>
<ol start="1" type="1">
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<span style="font-family:"Arial",sans-serif;color:black">Executor’s Valid ID</span><o:p></o:p></li><li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l0 level1 lfo2">
<span style="font-family:"Arial",sans-serif;color:black">Certified Death Certificate</span><o:p></o:p></li><li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l0 level1 lfo2">
<span style="font-family:"Arial",sans-serif;color:black">Letters Testamentary or Letters of Administration</span><o:p></o:p></li><li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l0 level1 lfo2">
<span style="font-family:"Arial",sans-serif;color:black">Estate EIN (Employer Identification Number)</span><o:p></o:p></li></ol>
<p style="line-height:125%"><strong><span style="font-family:"Arial",sans-serif;color:#002576">What You Can Do with It</span></strong><o:p></o:p></p>
<ul type="disc">
<li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l2 level1 lfo3">
<span style="font-family:"Arial",sans-serif;color:black">Deposit estate funds.</span><o:p></o:p></li><li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l2 level1 lfo3">
<span style="font-family:"Arial",sans-serif;color:black">Pay estate debts and taxes.</span><o:p></o:p></li><li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l2 level1 lfo3">
<span style="font-family:"Arial",sans-serif;color:black">Track all transactions and generate reports for probate court or beneficiaries.</span><o:p></o:p></li><li class="MsoNormal" style="color:#53565A;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:125%;mso-list:l2 level1 lfo3">
<span style="font-family:"Arial",sans-serif;color:black">Distribute assets to beneficiaries.</span><o:p></o:p></li></ul>
<p style="line-height:125%"><span style="font-family:"Arial",sans-serif;color:black">If you're looking for an online estate account, Probate Express is currently one of the most advanced and convenient options available.</span><o:p></o:p></p>
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<h2 align="center" style="margin:0in;text-align:center;line-height:115%"><span style="font-size:16.5pt;line-height:115%;font-family:"Arial",sans-serif;color:#002D72">Click below to see how you can make life simpler for your clients — and you.</span><o:p></o:p></h2>
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<h1 align="center" style="margin:0in;text-align:center;line-height:125%"><strong><span style="font-size:21.0pt;line-height:125%;font-family:"Arial",sans-serif;color:#002D72">Have questions?</span></strong><o:p></o:p></h1>
<p align="center" style="text-align:center;line-height:125%"><span style="font-family:"Arial",sans-serif;color:#53565A">Please contact me directly, I am here to help.</span><o:p></o:p></p>
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<h2 style="margin:0in;line-height:115%"><span style="font-size:16.5pt;line-height:115%;font-family:"Arial",sans-serif;color:#53565A">Scott Jeffries</span><o:p></o:p></h2>
<h2 style="margin:0in;line-height:115%"><span style="font-size:13.0pt;line-height:115%;font-family:"Arial",sans-serif;color:#53565A">Account Executive</span><o:p></o:p></h2>
<p style="line-height:115%"><span style="font-family:"Arial",sans-serif;color:#53565A">Phone: 505-239-4118</span><o:p></o:p></p>
<p style="line-height:115%"><span style="font-family:"Arial",sans-serif;color:#53565A">Email:
<a href="mailto:Scott.Jeffries@quorumfcu.org" target="_blank"><span style="color:#572D81">Scott.Jeffries@quorumfcu.org</span></a></span><o:p></o:p></p>
<p style="line-height:115%"><span style="font-family:"Arial",sans-serif;color:#53565A">Schedule a meeting with me:
<a href="https://info.quorumfcu.org/e3t/Ctc/T7+113/cssXT04/VW7t521Xj7H3W3lyCNp6QRNGLW6R-97G5Cv5jpMtGxkW5nR3bW50kH_H6lZ3lXW8Fh3Xh8PzCCcW7-B2Ks7VYqJzW4KHzFR3z5FR1N4tBKbFV_cGVW1Ybb7k28WhgrW3Jwhx93x7Ht8W3TGmYs5gFCJhW5VRqTR14vgNlVxYtFZ5CNmdLW4NXm0h9kVzGhW8KLyHJ3fnX_2W6S4vdR6q4TTtW4hdbZD7WtX3YW5k-y-T2W9JY1Vcww6v2xFyFMN4h8RnmR9D8nVcf2tj36CQV3W1tz9J82BNHKHW7Vd_7H7R8GQ-W1plQVd7l37tqW22TLS88Kvw24W3DMm2F1CVCZqW1CSQly5mLWmbW8btZqf5hFW2wV_ldLn3HGBmmVGbtgv8d7WgKW56SG-B7ThZH4W2xPWPG5yxJBvW8N9Tnq80hhQ8N4TvjXlgKRHMW42B37k4lyjbGW3Zx1xr2Rr8G9f5MTzBg04" target="_blank">
<span style="color:#572D81">Schedule</span></a></span><o:p></o:p></p>
<p style="line-height:115%"><span style="font-family:"Arial",sans-serif;color:#53565A"> </span><o:p></o:p></p>
<p style="line-height:115%"><span style="font-family:"Arial",sans-serif;color:#53565A">Quorum Federal Credit Union</span><o:p></o:p></p>
<p style="line-height:115%"><span style="font-family:"Arial",sans-serif;color:#53565A">2500 Westchester Avenue, Suite 113</span><o:p></o:p></p>
<p style="line-height:115%"><span style="font-family:"Arial",sans-serif;color:#53565A">Purchase, NY 10577</span><o:p></o:p></p>
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<span style="font-size:1.0pt;font-family:"Arial",sans-serif;color:#53565A"><img border="0" width="52" height="42" style="width:.5416in;height:.4404in" id="_x0000_i1026" src="https://info.quorumfcu.org/hs-fs/hubfs/Q-Icon-Blue.png?width=104&upscale=true&name=Q-Icon-Blue.png" alt="Q-Icon-Blue"></span><o:p></o:p></p>
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<div id="m_3530037724451358880hs_cos_wrapper_module_167838182695612_">
<p align="center" style="text-align:center;line-height:175%"><strong><span style="font-size:10.5pt;line-height:175%;font-family:"Arial",sans-serif;color:#002D72">Banking That's Good. For You.</span></strong><o:p></o:p></p>
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<p align="center" style="text-align:center;line-height:115%"><span style="font-size:7.5pt;line-height:115%;font-family:"Arial",sans-serif;color:#53565A">This Credit Union is federally insured by the National Credit Union Administration. Quorum is an Equal Housing
Lender. We do business in accordance with Federal Fair Lending Laws.</span><o:p></o:p></p>
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<p align="center" style="text-align:center;line-height:135%"><span style="font-size:7.5pt;line-height:135%;font-family:"Arial",sans-serif;color:#666666">Quorum Federal Credit Union, 2500 Westchester Avenue, Suite 113, Purchase, NY 10577
</span><o:p></o:p></p>
<p align="center" style="text-align:center;line-height:135%"><span style="font-family:"Arial",sans-serif;color:#53565A"><a href="https://info.quorumfcu.org/hs/preferences-center/en/direct?data=W2nXS-N30h-zGW2Yw9752z_ppvW30cVlD2-HzR1W3T5w1y2FYz09W306PsN3K23hYW3VMYQ530cslkW38cq952PkDnZW3XHbrp2CV1kPW3W3C_F2TSzwQW3gq47Y3ZtBN3W1_p1QL30BNW4W3P97443SR1r3W3Y1H-m1Qrhz5W2xLRDJ45q8XtW36nRvJ49M-1jW2vTmh725cBVLW2388vg22YpvKW216Fdq2vBh9QW2WjBPR1Z47pQW25026R3g8n8TW3_T5813BZm_7W2sDHfh1Sh7m1W1SwJ0r4hs2-bW2TPHkd3yPQwfW36502q2RB7DkW4rffxW3NMMhqW2RzP7r4mcD39W3DKfLG2WF-s1W4r6HTc4kftP9W25lL6P2RL0WhW3M115L3P2tXPW4t7MfQ4kct58W2WhQX14cGlTsW4fHmF71BHxqnW1BtJ_f4cs3SQW216FSW3XZ_GHW2q-Z_B1Qtlm5W212vb5365TzPW4mpbwX3zfncqW4hdQQc2zGYTnW1_37Nm2FFhd3W4mvD613K4BcnW3ZxXQC3XL0SxW1Nhc7f49TLjVW1NcpFs30JGVpW4mL3Tn3yNY9_W2RN6N14fqgvpW3_WbXH3LNQ4GW23mRcp1W_S1hW2Tv0yC3bbMg5f2Wrj5G04&utm_campaign=Deposits%20-%20Probate%20Express&utm_source=hs_email&utm_medium=email&utm_content=380591708&_hsenc=p2ANqtz-8jYBvi5KtfC806L0XCGZSLSGOEWbkRLOi5GynfySc7zheuChXWQDoDOcZTiVsO--usXo5R0Eng5y69p3Oy-gTHKz45mw&_hsmi=380591708" target="_blank"><span style="font-size:7.5pt;line-height:135%;color:#002D72">Unsubscribe</span></a>
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