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<p class="MsoNormal"><span style="font-size:11.0pt">My client, PR of her mother’s estate, just listed an estate-owned property for sale. It is now under contract with a closing date of 5/20. The preliminary title commitment revealed a $58kk+ judgment in favor
of Citibank South Dakota, N.A. Citibank was garnishing the decedent’s wages to satisfy the judgment. The last garnishment filing was in April 2023. The decedent died approximately 5 months later, in September 2023. My client had no notice of the Citibank
judgment. It was not discovered in a review of the decedent’s mail, files, financial records, etc. We published a Notice to Creditors and the 120-day period expired back in November 2024. Citibank did not make a claim. I sent a letter to Citibank’s attorneys,
who replied that they no longer represent Citibank in this matter. Not particularly helpful.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">I’m trying to ascertain the most efficient way of handling this. As I see it, I could:
<o:p></o:p></span></p>
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<li class="MsoListParagraph" style="margin-left:0in;mso-list:l0 level1 lfo1"><span style="font-size:11.0pt">File a TEDRA Petition setting the initial hearing with 20 days’ notice and ask the court to enter a ruling that Citibank was not a reasonably ascertainable
creditor. Can I ask the court to quiet title against the judgment lien in the same action?
<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l0 level1 lfo1"><span style="font-size:11.0pt">Or, alternatively, do I need to file a Quiet Title action seeking to clear the judgment lien for the reasons discussed above?<o:p></o:p></span></li></ol>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">As a follow up question, has anyone served Citibank? I understand Citibank South Dakota, N.A. is no longer. I believe Citibank, N.A. is the successor in interest. Has anyone served Citibank? I would appreciate
any guidance you can offer.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Thank you!<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:3.0pt"><b><span style="font-size:13.0pt;font-family:"Cambria",serif;color:#203864;mso-ligatures:none">Inge A. Fordham | Attorney</span></b><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:3.0pt"><span style="font-family:"Cambria",serif;color:black;mso-ligatures:none">Fordham Law, PLLC</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:3.0pt"><span style="font-family:"Cambria",serif;color:black;mso-ligatures:none">3218 Sixth Avenue | Tacoma, WA 98406</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:3.0pt"><span style="font-family:"Cambria",serif;color:black;mso-ligatures:none">Office: (253) 348-2657 | </span><span style="font-size:11.0pt;font-family:"Cambria",serif;color:black;mso-ligatures:none">Fax: (253) 276-0280</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:3.0pt"><a href="http://www.fordhamlegal.com"><span style="font-family:"Cambria",serif;color:#0563C1;mso-ligatures:none">www.fordhamlegal.com</span></a><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
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