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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">Make sure they (or daughter) has lots of automobile liability insurance, plus an umbrella policy. Of course, if daughter has a bad driving record, that insurance will be
very expensive.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">That will maybe cause a victim to not go after the house.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">If the victim does go after the house, the victim can get only a half interest. Not sure where that will get the victim. I’m assuming the house is tenants in common.
Check with a PI attorney to see if my answer is correct.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">Not sure if a trust will solve any of these problems.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">I wish I had more solutions to offer. A difficult situation.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">Phil Jones<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:13.0pt;color:#365F91">Philip N. Jones</span><span style="color:#1F497D"> |</span><span style="font-size:13.0pt;color:black">Duffy Kekel LLP</span><span style="color:#1F497D"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;color:black">900 S.W. Fifth Ave., Suite 2500, Portland OR 97204<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;color:black">(503) 226-1371 (main) ) | (503) 226-3574 (fax)<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;color:black">(503) 853-1482 (cell)<o:p></o:p></span></p>
<p class="MsoNormal"><a href="mailto:pjones@duffykekel.com"><span style="color:black">pjones@duffykekel.com</span></a><o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Dewey Weddle<br>
<b>Sent:</b> Wednesday, March 27, 2024 5:37 PM<br>
<b>To:</b> 'WSBA Probate & Trust Listserv' <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> [WSBAPT] To trust or not to trust<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Oh Wise Ones,<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Do any of you have any recommendations to address the following fact pattern?<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Mother is 82 years old and is in very, very good health.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Adult daughter has an alcohol problem and is presently in treatment, but it is a chronic condition and the chances of relapse are high.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Mother and daughter live together in a house that they both own, titled in their names.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Mother is very concerned that her daughter might get into an automobile accident or cause some other injury and that a potential plaintiff might come after the
house to satisfy a judgment. Mother is also concerned that one day she might need money to pay for the cost of long-term care and that her interest in the house may be the only asset she has to help meet those costs. <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Neither of them can buy the other out. Of course, like everyone else is similar circumstances, they have been advised by non-attorneys that putting the house
into a trust can magically solve all of their problems, and perhaps it could solve some of them. <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Sorry if this sounds like a bar exam question, but I would be eternally grateful for the sage advice any of you might offer to help me help them.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black"><o:p> </o:p></span></p>
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<p class="elementtoproof"><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Best regards to all,</span><o:p></o:p></p>
<p><o:p> </o:p></p>
<p><i><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:#0C64C0">Dewey </span></i><o:p></o:p></p>
<p><o:p> </o:p></p>
<p><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Law Office of Dewey W. Weddle, PLLC</span><o:p></o:p></p>
<p><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">909 7th Street</span><span style="color:black"><o:p></o:p></span></p>
<p><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Anacortes, WA 98221</span><o:p></o:p></p>
<p><o:p> </o:p></p>
<p><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Telephone: 360-293-3600</span><o:p></o:p></p>
<p><span style="font-size:14.0pt;font-family:"Times New Roman",serif;color:black">Fax 360-293-3700</span><o:p></o:p></p>
<p><o:p> </o:p></p>
<p><o:p> </o:p></p>
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