<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body style="overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;">Ann, <div><br></div><div>I both serve as a Trust Protector and have cases where my work is overseen <i>by</i> a Trust Protector. </div><div><br></div><div>I see them as helpful, particularly when (a) the Trustee is a non-professional or (b) the beneficiary has diminished capacity/minority. The ability to have some genuine real-time oversight of the Trustee, without the expense of court, provides some assurances of fidelity by the Trustee. </div><div><br></div><div>From the perspective of a Trustee, the Trust Protector can support the Trustee’s tough calls and be a notice party should the parent of a minor beneficiary have a potential conflict of interest. </div><div><br></div><div>As Mark said: “It’s all in the drafting.”</div><div><br></div><div><br><div>
<meta charset="UTF-8"><span style="font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Arial;"><span><span><span><span><span><span><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; 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line-break: after-white-space;"><font style="font-family: Verdana;"><b>Chris Neil</b></font><span style="font-family: Verdana;"> | Director</span></div><div dir="auto" style="color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><font face="Verdana">253-475-8700 | f:253-473-5746 | 5306 Pacific Ave, Tacoma WA 98408</font><br></div></div></div></div></div></div></div></div></span></span></span></span></span></span></span><span style="font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Arial;"><span><span style="caret-color: rgb(0, 0, 0); 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widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"></span><span style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"></span><span><img alt="clip_image001.png" src="cid:clip_image001.png"></span><meta charset="UTF-8"><div style="font-family: Verdana; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); margin: 0px; font-stretch: normal; font-size: 12px; line-height: normal;"><span style="font-kerning: none;"><br class="Apple-interchange-newline"><br class="Apple-interchange-newline">We receive lots of emails daily. Per office policy,<span class="Apple-converted-space"> </span><b>expect a reply within three workdays.<span class="Apple-converted-space"> </span></b>If your matter is an emergency or you’ve not heard back in 3 workdays, please call. </span></div><div style="font-family: Verdana; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); margin: 0px; font-stretch: normal; font-size: 12px; line-height: normal;"><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">So that you know: This email address </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">is not</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> continuously monitored</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">. So, if your matter is</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">urgent, please phone</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">my office. Also, this</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">message is not encrypted. Therefore, it may not</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">be secure or protected by the attorney-client</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">privilege. This email and</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">attachments may</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">contain confidential or privileged information. If</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">you are not</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">the intended recipient, notify the</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">sender immediately and delete this message </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">from your information system.</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">Further use, disclosure, or copying of</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">information in this email is not</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">authorized, and any such action</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">should not be</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">construed as a waiver of privilege or other</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> </span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;">confidentiality</span><span style="font-family: Arial; color: rgb(143, 196, 196); orphans: 2; widows: 2;"> protections. Thank you.</span></div>
</div>
<div><br><blockquote type="cite"><div>On Mar 4, 2024, at 11:22 AM, Mark Vohr <mcv@ohanafc.com> wrote:</div><br class="Apple-interchange-newline"><div><meta charset="UTF-8"><div class="WordSection1" style="page: WordSection1; caret-color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;">Ann –<span class="Apple-converted-space"> </span><o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"><o:p> </o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"> As a professional fiduciary, we work with trust protectors with some of our trusts. As you know, authority for this role comes under the Uniform Directed Trust Act, RCW 11.98B. I would not characterize the use of a Trust Protector as necessary to avoid possibly having to go to court in the future or giving away too much power but, of course, it is all in the drafting.<o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"><o:p> </o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"> <o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"> This is a topic that would make a great CLE. It is hard to cover all the uses and issues that arise under the Uniform Act, but one common use I see in our work is the use of a trust protector as an alternative to using co-trustees. There are a number of articles out there about the challenges of having co-trustees. Two challenging areas for us is trying to get financial institutions to work with co-trustees and the complexity of working on day-to-day trust administration when there are multiple cooks in the kitchen. I often suggest to counsel that they ask their client why they want co-trustees and then see if the same goals can be achieved with a trust protector. <o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"><o:p> </o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"> One common goal is someone to oversee what the trustee is doing. Review accountings, review investment strategies, etc. In some cases, a trust protector may be empowered to remove and replace a trustee, with or without cause, if the trustee is not a good fit for the particular trust. This transition could avoid going to court when a new trustee is needed, referring to one of your scenarios. <o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"><o:p> </o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"> Happy to answer any specific questions regarding our experiences, but in sum I’d say that trust protector can be a good alternative to a co-trustee, provide some outside oversight, and avoid court for fixing trustee issues. <span class="Apple-converted-space"> </span><o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"><o:p> </o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 11pt; font-family: "Times New Roman", serif;">Regards,<o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 11pt; font-family: "Times New Roman", serif;"><o:p> </o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 11pt; font-family: "Times New Roman", serif;">Mark<o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 11pt; font-family: "Times New Roman", serif;"><o:p> </o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 11pt; font-family: "Times New Roman", serif;">Mark C. Vohr, J.D. CPGC<o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 11pt; font-family: "Times New Roman", serif;">Ohana Fiduciary Corporation<o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 11pt; font-family: "Times New Roman", serif;">A Washington Trust Company<o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 11pt; font-family: "Times New Roman", serif;">155 NE 100<sup>th</sup><span class="Apple-converted-space"> </span>St., Suite 209<o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 11pt; font-family: "Times New Roman", serif;">Seattle, WA 98125<o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 11pt; font-family: "Times New Roman", serif;">Telephone: (206) 782-1189<o:p></o:p></span></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: "Times New Roman", serif;"><o:p> </o:p></span></div><div style="border-width: 1pt medium medium; border-style: solid none none; border-color: rgb(225, 225, 225) currentcolor currentcolor; border-image: none; padding: 3pt 0in 0in;"><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><b><span style="font-size: 11pt; font-family: Calibri, sans-serif;">From:</span></b><span style="font-size: 11pt; font-family: Calibri, sans-serif;"><span class="Apple-converted-space"> </span><a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color: blue; text-decoration: underline;">wsbapt-bounces@lists.wsbarppt.com</a><span class="Apple-converted-space"> </span><<a href="mailto:wsbapt-bounces@lists.wsbarppt.com" style="color: blue; text-decoration: underline;">wsbapt-bounces@lists.wsbarppt.com</a>><span class="Apple-converted-space"> </span><b>On Behalf Of<span class="Apple-converted-space"> </span></b>Ann Manley<br><b>Sent:</b><span class="Apple-converted-space"> </span>Monday, March 4, 2024 11:03 AM<br><b>To:</b><span class="Apple-converted-space"> </span>WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com" style="color: blue; text-decoration: underline;">wsbapt@lists.wsbarppt.com</a>><br><b>Subject:</b><span class="Apple-converted-space"> </span>[WSBAPT] Trust Protectors<o:p></o:p></span></div></div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><o:p> </o:p></div><div><div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;">Are Trust Protector provisions necessary to avoid possibly having to go to court in the future, or do they give away too much power and are unnecessarily confusing for clients?<o:p></o:p></div></div><div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><br clear="all"><o:p></o:p></div><div><div><div><div><div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 10pt; font-family: Arial, sans-serif;">Ann Manley, Esq.</span><o:p></o:p></div></div><div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 10pt; font-family: Arial, sans-serif;">The Manley Law Firm, P.S., Inc.</span><o:p></o:p></div></div><div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 10pt; font-family: Arial, sans-serif;">PO Box 16324</span><o:p></o:p></div></div><div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 10pt; font-family: Arial, sans-serif;">Seattle, WA 98116</span><o:p></o:p></div></div><div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 10pt; font-family: Arial, sans-serif;">(206)292-3064 / (206)292-3914 fax</span><o:p></o:p></div></div><div><div style="margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-size: 10pt; font-family: Arial, sans-serif;"><a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.manleyfirm.com&d=DwMFaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=K1mLMC1eFjwfeeMM-AC6zQ&m=YVBXLhiyTSYteaoBTkRAFhjEQMkpvv-tRcq4P_aL6OHfP9lsjdaVwWFxbMMdikVN&s=PNU_CQVm22w8YZDjj-U_JL10yzThVF1s1Ev-Yf9_5wk&e=" target="_blank" style="color: blue; text-decoration: underline;">www.manleyfirm.com</a></span><o:p></o:p></div></div><p><b><i><span style="font-size: 10pt; font-family: Arial, sans-serif;">The Manley Law Firm practice areas include Bankruptcy*, Estate Planning, Auto Accidents, Civil Litigation, Construction, Commercial and Contract Law, Personal injury, Small Business, Unemployment Claims, Wage Loss and Compensation claims</span></i></b><o:p></o:p></p><p><i><span style="font-size: 8pt; font-family: Arial, sans-serif;">* The Manley Law Firm is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code.</span></i><o:p></o:p></p><p><b><span style="font-size: 10pt; font-family: Arial, sans-serif;">This email and any files transmitted with it are privileged, confidential, and intended solely to whom they are addressed. Any unauthorized use, copying, review or disclosure is prohibited. If you have received this communication in error, please immediately notify the sender.</span></b><o:p></o:p></p></div></div></div></div></div></div></div><span style="caret-color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; float: none; display: inline !important;">***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***</span><br style="caret-color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><span style="caret-color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; float: none; display: inline !important;">_______________________________________________</span><br style="caret-color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><span style="caret-color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; float: none; display: inline !important;">WSBAPT mailing list</span><br style="caret-color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><a href="mailto:WSBAPT@lists.wsbarppt.com" style="color: blue; text-decoration: underline; font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;">WSBAPT@lists.wsbarppt.com</a><br style="caret-color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" style="color: blue; text-decoration: underline; font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px;">http://mailman.fsr.com/mailman/listinfo/wsbapt</a></div></blockquote></div><br></div></body></html>