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<p class="MsoNormal">I usually send a letter next to the CEO’s and General Counsel’s office by FedEx with tracking, etc. I make it calm but firm; straightforward but cite to the law; and I ask for simple action from one of their offices.
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<p class="MsoNormal">I’ve never NOT received a call back within 24 hours. It’s a much better way to spend an hour or two and some reimbursable expense than going in circles with departments that don’t know or care.<o:p></o:p></p>
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<p class="MsoNormal">Good luck! <span style="font-family:"Segoe UI Emoji",sans-serif">
😊</span> Best, Josh <o:p></o:p></p>
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Ryan Castle<br>
<b>Sent:</b> Wednesday, January 31, 2024 10:43 AM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBAPT] American General Life - Refusing to accept small estate affidavit<o:p></o:p></p>
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<p class="MsoNormal">Jeff,<o:p></o:p></p>
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<p class="MsoNormal">If the insurer's cover letter states they will accept a small estate affidavit or something other than letters testamentary, and you provided the affidavit but the insurer still refuses to release funds, then this looks like a good case
of insurance bad faith, breach of contract, and consumer protection act violation. You could send a complaint to the Office of the Insurance Commissioner and mail the complaint to the insurer as well. This might get them to act. <o:p></o:p></p>
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<p class="MsoNormal">On Wed, Jan 31, 2024 at 9:25 AM <<a href="mailto:Jeff@bellanddavispllc.com">Jeff@bellanddavispllc.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Listmates,<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">American General Life demands letters testamentary to release life insurance proceeds (under $100,000) although their cover letter says they will accept such a document. They refuse
to provide the name of an in-house attorney. Do any of you know of either an in-house, or even the outside counsel for this company?
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Jeff Davis<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-family:"Tahoma",sans-serif">W. Jeff Davis</span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">BELL & DAVIS PLLC</span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">Attorneys at Law</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black"><br>
P.O. Box 510</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">720 E. Washington Street, Suite 105<br>
Sequim WA 98382<br>
Phone: (360) 683.1129 <br>
Fax: (360) 683.1258 <br>
email: </span><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif"><a href="mailto:jeff@bellanddavispllc.com" target="_blank"><span style="color:#0563C1">jeff@bellanddavispllc.com</span></a><span style="color:black"><br>
</span></span><a href="http://www.bellanddavispllc.com/" target="_blank"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">www.bellanddavispllc.com</span></a><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black"><br>
<br>
The information contained in this e-mail message may be privileged, confidential, and protected from disclosure. If you are not the intended recipient, any dissemination, distribution, or copying is strictly prohibited. If you think that you have received this
e-mail message in error, please e-mail the sender at </span><a href="mailto:info@bellanddavispllc.com" target="_blank"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">info@bellanddavispllc.com</span></a><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black">
or call 360.683.1129.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b> </b><o:p></o:p></p>
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<p class="MsoNormal">***Disclaimer: Please note that RPPT listserv participation is not restricted to practicing attorneys and may include non-practicing attorneys, law students, professionals working in related fields, and others.***<br>
_______________________________________________<br>
WSBAPT mailing list<br>
<a href="mailto:WSBAPT@lists.wsbarppt.com" target="_blank">WSBAPT@lists.wsbarppt.com</a><br>
<a href="http://mailman.fsr.com/mailman/listinfo/wsbapt" target="_blank">http://mailman.fsr.com/mailman/listinfo/wsbapt</a><o:p></o:p></p>
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<p class="MsoNormal">Ryan Castle<o:p></o:p></p>
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<p class="MsoNormal">Castle Law Firm, PLLC<o:p></o:p></p>
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<p class="MsoNormal">Managing Attorney<o:p></o:p></p>
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<p class="MsoNormal">T: 360-685-4260 <o:p></o:p></p>
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<p class="MsoNormal">F: 360-524-6838<o:p></o:p></p>
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<p class="MsoNormal">1313 E. Maple St., Suite 213<o:p></o:p></p>
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<p class="MsoNormal">Bellingham, WA 98225<o:p></o:p></p>
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<p class="MsoNormal"><a href="https://ryancastlelawfirm.com/" target="_blank">https://ryancastlelawfirm.com/</a><o:p></o:p></p>
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