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<p class="MsoNormal">Hi Loren,<o:p></o:p></p>
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<p class="MsoNormal">I have some information that I will email you off-list.<o:p></o:p></p>
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<p class="MsoNormal">Best,<o:p></o:p></p>
<p class="MsoNormal">Candace Wilkerson<o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif;color:black;mso-ligatures:standardcontextual">Top Ranked Law Firm for 2015 by Fortune Magazine and American Lawyer Media</span><span style="mso-ligatures:standardcontextual"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;color:black;mso-ligatures:standardcontextual">Candace Wilkerson<b> |</b> Senior Associate</span><b><span style="font-size:10.0pt;color:red;mso-ligatures:standardcontextual"> </span></b><b><span style="font-size:10.0pt;color:#484848;mso-ligatures:standardcontextual">|
</span></b><span style="font-size:10.0pt;color:black;mso-ligatures:standardcontextual">Wong Fleming </span><span style="mso-ligatures:standardcontextual"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;color:black;mso-ligatures:standardcontextual">9840 Willows Road NE, Suite 200
</span><b><span style="font-size:10.0pt;color:#484848;mso-ligatures:standardcontextual">|
</span></b><span style="font-size:10.0pt;color:#484848;mso-ligatures:standardcontextual"> </span><span style="font-size:10.0pt;color:black;mso-ligatures:standardcontextual">Redmond, WA 98052</span><span style="font-size:10.0pt;color:#484848;mso-ligatures:standardcontextual"><br>
</span><span style="font-size:10.0pt;color:black;mso-ligatures:standardcontextual">Phone: 425.869.4040
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Loren Pirkle<br>
<b>Sent:</b> Tuesday, September 5, 2023 12:30 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> [WSBAPT] Garn-St. Germaine Act - Due on Sale Clause<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><a name="_olk_quotedtext">Good Morning Everyone-<o:p></o:p></a></p>
<p class="MsoNormal"><span style="mso-bookmark:_olk_quotedtext"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_olk_quotedtext">Does anyone have experience with avoiding a due on sale clause under the
<span style="mso-ligatures:standardcontextual">Garn-St. Germaine Act, when the transfer is from a Revocable Living Trust to an heir/beneficiary(son)? My client’s father passed away with his house titled in his Revocable Living Trust and it is now being transferred
to the son, along with the debt. I am wondering if there is a way for my client to avoid the due on sale clause. The Bank is saying no and the loan needs to be refinanced at the current rates.<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_olk_quotedtext"><span style="mso-ligatures:standardcontextual"><o:p> </o:p></span></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_olk_quotedtext"><span style="mso-ligatures:standardcontextual">Thank you,<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_olk_quotedtext"><span style="mso-ligatures:standardcontextual">Loren</span><o:p></o:p></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_olk_quotedtext"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_olk_quotedtext">Lawrence A. Pirkle<br>
Pirkle Law Firm, Inc. P.S.<br>
1220 Memorial Hwy., Suite A<br>
P.O. Box 1788<br>
Mount Vernon, WA 98273<br>
Phone: (360) 336-6587 <br>
</span><a href="mailto:loren@pirklelawoffice.com"><span style="mso-bookmark:_olk_quotedtext">loren@pirklelawoffice.com</span><span style="mso-bookmark:_olk_quotedtext"></span></a><br>
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