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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72" style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal>Just a quick thought before you get to RCW 48.30 - misrepresentation on the app may provide a basis for claim denial if the insured died within the 2 year contestability period.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='mso-ligatures:none'>James S. Jantos<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>Attorney at Law<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>P.O. Box 258<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>Mercer Island, WA 98040<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>Telephone: (206) 232-0639<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>Facsimile: (206) 232-0993<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'><o:p> </o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>Pursuant to regulations governing written tax advice, unless otherwise expressly indicated, any federal tax advice contained in this communication, including attachments, may not be used or relied upon for the purposes of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing or recommending any tax-related matters addressed herein to another party.<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'><o:p> </o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>This email and any attached files are confidential and may be privileged. If you are not the intended recipient, please notify the sender immediately and then delete this email and any attached files. Thank you. <o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal> <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='mso-ligatures:none'>From:</span></b><span style='mso-ligatures:none'> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com> <b>On Behalf Of </b>Eric Nelsen<br><b>Sent:</b> Thursday, August 10, 2023 11:38 AM<br><b>To:</b> 'WSBA Probate & Trust Listserv' <wsbapt@lists.wsbarppt.com><br><b>Subject:</b> [WSBAPT] life insurance payout denied?<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Life insurance company has denied payout claiming decedent’s medical condition was not disclosed in the application. I assume this is an IFCA matter, Ch. 48.30 RCW.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Any suggestion on resources for figuring out how to handle an IFCA matter?<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Failing that, are there any attorneys who routinely handle IFCA claims? I might refer this out. It’s a King County client.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Thanks in advance,<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='mso-ligatures:none'>Sincerely,<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'><o:p> </o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>Eric<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'><o:p> </o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>Eric C. Nelsen<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>Sayre Law Offices, PLLC<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>1417 31st Ave South<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>Seattle WA 98144-3909<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'>206-625-0092<o:p></o:p></span></p><p class=MsoNormal><span style='mso-ligatures:none'><a href="mailto:eric@sayrelawoffices.com">eric@sayrelawoffices.com</a><o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>