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<p class="MsoNormal"><font size="2" face="Helvetica"><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif">Good morning! I have someone reach out to me that is seeking help in getting a long-term care insurance policy to pay for long-term care.
 There are some specifics about the plan that they are trying to meet, but they really need someone to help them navigate the insurance company dictates that are blocking them from getting the insurance payouts.<o:p></o:p></span></font></p>
<p class="MsoNormal"><font size="2" face="Helvetica"><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif"><o:p> </o:p></span></font></p>
<p class="MsoNormal"><font size="2" face="Helvetica"><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif">If anyone does this work or knows someone that does, it would be much appreciated.
<o:p></o:p></span></font></p>
<p class="MsoNormal"><font size="2" face="Helvetica"><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif"><o:p> </o:p></span></font></p>
<p class="MsoNormal"><font size="2" face="Helvetica"><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif">Kristi<o:p></o:p></span></font></p>
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<p class="MsoNormal" style="background:white"><b><font size="2" color="#1f3864" face="Helvetica"><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif;color:#1F3864;mso-ligatures:none;font-weight:bold">Kristi L. Richards (she/her)<o:p></o:p></span></font></b></p>
<p class="MsoNormal" style="background:white"><font size="2" color="#1f3864" face="Helvetica"><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif;color:#1F3864;mso-ligatures:none">Attorney, Trusts and Estates Practice<o:p></o:p></span></font></p>
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<p class="MsoNormal" style="background:white"><font size="2" color="black" face="Calibri"><span style="font-size:11.0pt;color:black"><img width="186" height="70" style="width:1.9416in;height:.725in" id="Picture_x0020_1" src="cid:image001.png@01D97A79.059C6F70"></span></font><font color="white"><span style="color:white;mso-ligatures:none">.</span></font><font color="red"><span style="color:red;mso-ligatures:none"><o:p></o:p></span></font></p>
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<p class="MsoNormal" style="background:white"><font size="2" color="#002060" face="Helvetica"><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif;color:#002060;mso-ligatures:none">1700 7<sup>th</sup> Avenue, Suite 2100<o:p></o:p></span></font></p>
<p class="MsoNormal" style="background:white"><font size="2" color="#002060" face="Helvetica"><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif;color:#002060;mso-ligatures:none">Seattle, WA 98101-1360<o:p></o:p></span></font></p>
<p class="MsoNormal" style="background:white"><font size="2" color="#002060" face="Helvetica"><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif;color:#002060;mso-ligatures:none">(206) 388-5005<o:p></o:p></span></font></p>
<p class="MsoNormal" style="background:white"><span style="mso-ligatures:none"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align:justify;background:white"><b><font size="1" color="#595959" face="Helvetica"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:#595959;mso-ligatures:none;font-weight:bold">NOTICE:</span></font></b><font size="1" color="#595959" face="Helvetica"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:#595959;mso-ligatures:none"> This
 communication and the information contained within, along with any items attached as an enclosure, are<b><span style="font-weight:bold"> privileged and confidential</span></b>. This communication is intended solely for the use of the individual(s) named above.
 If you are not one of the intended addressees or you believe you may have received this communication in error, you are hereby notified that any consideration, dissemination or duplication of this communication is<b><span style="font-weight:bold"> strictly
 prohibited</span></b>. In addition, you shall not print, copy, retransmit, disseminate, or otherwise use this information in any form without first receiving specific written permission from the author of this communication. If you have received this communication
 in error, please reply to the sender indicating that fact and delete this message from your system immediately.<o:p></o:p></span></font></p>
<p class="MsoNormal" style="text-align:justify;background:white"><font size="1" color="#595959" face="Helvetica"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:#595959;mso-ligatures:none"><o:p> </o:p></span></font></p>
<p class="MsoNormal" style="text-align:justify;background:white"><b><font size="1" color="#595959" face="Helvetica"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:#595959;mso-ligatures:none;font-weight:bold">IRS CIRCULAR 230 DISCLOSURE</span></font></b><font size="1" color="#595959" face="Helvetica"><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:#595959;mso-ligatures:none">:
 To ensure compliance with IRS requirements, we inform you that any advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue
 Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.<o:p></o:p></span></font></p>
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