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<p class="MsoNormal">LOL, I missed that, I dictate a lot these days. Oh well. <o:p>
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<span style="color:#201F1E">Thank you,<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D">Jonathan Smith </span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D">Attorney at Law</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D">(425)452-9797 Tel</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D">(425)440-7681 Fax</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D"> </span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:black"><a href="http://advantagelegalgroup.com/" target="_blank"><span style="font-family:"Arial",sans-serif;color:black;text-decoration:none"><img border="0" width="165" height="36" style="width:1.7187in;height:.375in" id="Picture_x0020_4" src="cid:image001.png@01D972D2.13686E50"></span></a></span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#002060">12207 NE 8th Street</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#002060">Bellevue, WA 98005</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D"> </span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:9.0pt;color:#1F497D">This E-mail is covered by the Electronic Communications Privacy Act, 18 USC Sections 2510-2521 and is legally privileged. This information is confidential and is intended
only for the use of the individual or entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited.</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:9.0pt;color:#2F5496">Legal Advice Disclaimer: You should recognize that responses provided by this email means are akin to ordinary telephone or face-to-face conversations and do not reflect
the level of factual or legal inquiry or analysis which would be applied in the case of a formal legal opinion. A formal opinion could reach a different result. This communication does not create an attorney-client relationship. </span><span style="font-size:12.0pt;color:black"> </span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-family:"Arial",sans-serif;color:black"><img border="0" width="84" height="120" style="width:.875in;height:1.25in" id="Picture_x0020_5" src="cid:image002.png@01D972D2.13686E50"></span><span style="font-size:1.0pt;font-family:"Times New Roman",serif;color:black;border:none windowtext 1.0pt;padding:0in;background:black;mso-highlight:black"> </span><span style="font-family:"Arial",sans-serif;color:black"><img border="0" width="102" height="123" style="width:1.0625in;height:1.2812in" id="Picture_x0020_6" src="cid:image003.png@01D972D2.13686E50"></span><span style="color:#201F1E"><o:p></o:p></span></p>
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Philip N. Jones<br>
<b>Sent:</b> Wednesday, April 19, 2023 2:29 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> Re: [WSBAPT] Seeking Bankruptcy Referral<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">Who takes the medication, the lender or the borrower?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">Philip N. Jones<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">Duffy Kekel LLP<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">900 S.W. Fifth Ave. Suite 2500<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">Portland, OR 97204<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif"><a href="mailto:pjones@duffykekel.com"><span style="color:#0563C1">pjones@duffykekel.com</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">(503) 226-1371 – office<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">(503) 853-1482 – cell<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif">(503) 226-3574 - fax<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">
wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Jonathan Smith<br>
<b>Sent:</b> Wednesday, April 19, 2023 1:45 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:wsbapt@lists.wsbarppt.com">wsbapt@lists.wsbarppt.com</a>><br>
<b>Subject:</b> Re: [WSBAPT] Seeking Bankruptcy Referral<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">This office handles Medication under the Washington Foreclosure Fairness Act, in combination with bankruptcy when appropriate, to assist homeowners in retaining their homes and reducing overall debt loads to make mortgages more affordable.
If the homeowner is over 62 years of age and has enough equity in their home, we try to protect the home from foreclosure while the homeowner seeks a reverse mortgage or other mortgage options to retain the home.
<o:p></o:p></p>
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<p class="MsoNormal">Fee free to pass the information on to the potential client.
<o:p></o:p></p>
<p class="MsoNormal"><span style="color:#201F1E"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:10.0pt;line-height:12.65pt;background:white">
<span style="color:#201F1E">Thank you,<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D">Jonathan Smith </span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D">Attorney at Law</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D">(425)452-9797 Tel</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D">(425)440-7681 Fax</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D"> </span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:black"><a href="http://advantagelegalgroup.com/" target="_blank"><span style="font-family:"Arial",sans-serif;color:black;text-decoration:none"><img border="0" width="165" height="37" style="width:1.7187in;height:.3854in" id="Picture_x0020_1" src="cid:image001.png@01D972D2.13686E50"></span></a></span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#002060">12207 NE 8th Street<o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#002060">Bellevue, WA 98005</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="color:#1F497D"> </span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:9.0pt;color:#1F497D">This E-mail is covered by the Electronic Communications Privacy Act, 18 USC Sections 2510-2521 and is legally privileged. This information is confidential and is intended
only for the use of the individual or entity named above. If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited.</span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:9.0pt;color:#2F5496">Legal Advice Disclaimer: You should recognize that responses provided by this email means are akin to ordinary telephone or face-to-face conversations and do not reflect
the level of factual or legal inquiry or analysis which would be applied in the case of a formal legal opinion. A formal opinion could reach a different result. This communication does not create an attorney-client relationship. </span><span style="font-size:12.0pt;color:black"> </span><span style="color:#201F1E"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span style="font-family:"Arial",sans-serif;color:black"><img border="0" width="85" height="120" style="width:.8854in;height:1.25in" id="Picture_x0020_2" src="cid:image002.png@01D972D2.13686E50"></span><span style="font-size:1.0pt;font-family:"Times New Roman",serif;color:black;border:none windowtext 1.0pt;padding:0in;background:black;mso-highlight:black"> </span><span style="font-family:"Arial",sans-serif;color:black"><img border="0" width="102" height="123" style="width:1.0625in;height:1.2812in" id="Picture_x0020_3" src="cid:image003.png@01D972D2.13686E50"></span><span style="color:#201F1E"><o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><b>From:</b> <a href="mailto:wsbapt-bounces@lists.wsbarppt.com">
wsbapt-bounces@lists.wsbarppt.com</a> <<a href="mailto:wsbapt-bounces@lists.wsbarppt.com">wsbapt-bounces@lists.wsbarppt.com</a>>
<b>On Behalf Of </b>Brent Williams-Ruth<br>
<b>Sent:</b> Wednesday, April 19, 2023 1:05 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <<a href="mailto:WSBAPT@lists.wsbarppt.com">WSBAPT@lists.wsbarppt.com</a>><br>
<b>Subject:</b> [WSBAPT] Seeking Bankruptcy Referral<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">Greetings - <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">A client of mine has a friend who is facing foreclosure on their home and is looking at bankruptcy as an option. Are there any recommendations or referrals for this area of law? Self-referrals
welcomed. PC lives in the Federal Way area. <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">Thank you!<o:p></o:p></span></p>
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<p><b><span style="font-family:"Times New Roman",serif">Brent Williams-Ruth</span></b><span style="font-family:"Times New Roman",serif"> (pronouns: he/him)<br>
<i>Attorney-At-Law</i></span><o:p></o:p></p>
<p><b><span style="font-family:"Times New Roman",serif">Law Offices of Brent Williams-Ruth, </span></b><b><span style="font-size:7.5pt;font-family:"Times New Roman",serif">a division of BWR Consulting, PLLC</span></b><o:p></o:p></p>
<p><b><span style="font-family:"Times New Roman",serif">Physical Address: 500 S 336th Street, Suite 214; Federal Way, WA 98003</span></b><o:p></o:p></p>
<p><b><span style="font-family:"Times New Roman",serif;color:red">**EFFECTIVE IMMEDIATELY**</span></b><b><span style="font-family:"Times New Roman",serif"> All mail sent through the USPS should be sent to the following address: PO BOX 3319; Federal Way, WA
98063 </span></b><o:p></o:p></p>
<p><span style="font-family:"Times New Roman",serif">Office/Scheduling Phone:<span style="color:#004080"> </span><span style="color:red">(253) 285-7751</span></span><o:p></o:p></p>
<p><span style="font-family:"Times New Roman",serif">Direct:<span style="color:red"> (253) 285-7453</span></span><o:p></o:p></p>
<p><span style="font-family:"Times New Roman",serif"><a href="mailto:Brent@Williams-RuthLaw.com" target="_blank">e-mail</a> / <a href="http://www.williams-ruthlaw.com/" target="_blank">website</a> /</span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> </span><span style="font-family:"Times New Roman",serif"><a href="http://www.facebook.com/bwrlaw" target="_blank"><span style="font-size:9.5pt">facebook</span></a></span><span style="font-size:9.5pt;font-family:"Times New Roman",serif"> / </span><o:p></o:p></p>
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