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<p class="MsoNormal">You are correct – that is one of the main drawbacks with using them. I think they are most appropriate when it is a single child beneficiary as a probate avoidance tool.
<o:p></o:p></p>
<p class="MsoNormal">Plus, there was that concerning string earlier this year on this Listserv about the homeowner’s insurance lawsuit when the place burned down and it wasn’t covered because of a policy exclusion for continuing coverage after death.
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-family:"Script MT Bold"">Jennifer L. White, Esq.</span>
<span style="font-family:"Script MT Bold""><o:p></o:p></span></p>
<p class="MsoNormal"><img width="105" height="105" style="width:1.0958in;height:1.0958in" id="Picture_x0020_2" src="cid:image001.jpg@01D8EA16.F098B770"><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><i><span style="font-family:"Arial Rounded MT Bold",sans-serif"><a href="mailto:jen@appletreelaw.com"><span style="color:#0563C1;font-style:normal">jen@appletreelaw.com</span></a><o:p></o:p></span></i></p>
<p class="MsoNormal"><span style="font-family:"Arial Rounded MT Bold",sans-serif">PO Box 11037<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial Rounded MT Bold",sans-serif">Yakima, WA 98909<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial Rounded MT Bold",sans-serif">509.225.9813<o:p></o:p></span></p>
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<p class="MsoNormal"><b>From:</b> wsbapt-bounces@lists.wsbarppt.com <wsbapt-bounces@lists.wsbarppt.com>
<b>On Behalf Of </b>Marcus J. Fry<br>
<b>Sent:</b> Thursday, October 27, 2022 3:05 PM<br>
<b>To:</b> WSBA Probate & Trust Listserv <wsbapt@lists.wsbarppt.com><br>
<b>Subject:</b> [WSBAPT] TODD question<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">If mother wants to leave her residence to her 2 daughters, but if one of them predeceases she wants it to go to daughters’ children, I do not think I can build that contingency into the deed because based upon RCW 64.80.100(1)(d) the interest
of the deceased daughter passes to the other surviving daughter correct? <o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<b><span style="font-size:13.5pt;font-family:"Open Sans",sans-serif;color:black">RCW <a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__app.leg.wa.gov_RCW_default.aspx-3Fcite-3D64.80.100&d=DwMFAg&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=kDcM-fraYQNOZ1rCslLoMSSRXJQXmQVvRJbE6ymQGho&m=Tbqd1UwVhhZLNUmc9vBPHlNceCZG5Az5LXrfTPK0S_E&s=EbJ338lLDjE3DcjCVNdlIEkkqSK1E4lDAQdyKwhFEsg&e="><span style="color:#2B674D">64.80.100</span></a><o:p></o:p></span></b></h3>
<p class="MsoNormal" style="mso-margin-top-alt:3.75pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in;background:white">
<b><span style="font-size:13.5pt;font-family:"Open Sans",sans-serif;color:black">Effect at transferor's death.<o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-indent:.5in;background:white"><span style="font-size:12.0pt;font-family:"Open Sans",sans-serif;color:black">(1) Except as otherwise provided in this section, or in RCW <a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__app.leg.wa.gov_RCW_default.aspx-3Fcite-3D11.07.010&d=DwMFAg&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=kDcM-fraYQNOZ1rCslLoMSSRXJQXmQVvRJbE6ymQGho&m=Tbqd1UwVhhZLNUmc9vBPHlNceCZG5Az5LXrfTPK0S_E&s=C7z3LdY9tC1zA_GA29usWw3xir2-zyG8b2Zw3HxRnlU&e="><b><span style="color:#2B674D">11.07.010</span></b></a>,
and <a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__app.leg.wa.gov_RCW_default.aspx-3Fcite-3D11.05A.030&d=DwMFAg&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=kDcM-fraYQNOZ1rCslLoMSSRXJQXmQVvRJbE6ymQGho&m=Tbqd1UwVhhZLNUmc9vBPHlNceCZG5Az5LXrfTPK0S_E&s=I-w2Dp9h4wmwisln-zBwhIoqwxPnLv78TzoeJohco6Y&e="><b><span style="color:#2B674D">11.05A.030</span></b></a>,
on the death of the transferor, the following rules apply to property that is the subject of a transfer on death deed and owned by the transferor at death:<o:p></o:p></span></p>
<p class="MsoNormal" style="text-indent:.5in;background:white"><span style="font-size:12.0pt;font-family:"Open Sans",sans-serif;color:black">(a) Subject to (b) of this subsection, the interest in the property is transferred to the designated beneficiary in
accordance with the deed.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-indent:.5in;background:white"><span style="font-size:12.0pt;font-family:"Open Sans",sans-serif;color:black">(b) The interest of a designated beneficiary is contingent on the designated beneficiary surviving the transferor. The
interest of a designated beneficiary that fails to survive the transferor lapses.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-indent:.5in;background:white"><span style="font-size:12.0pt;font-family:"Open Sans",sans-serif;color:black">(c) Subject to (d) of this subsection, concurrent interests are transferred to the beneficiaries in equal and undivided
shares with no right of survivorship.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-indent:.5in;background:white"><span style="font-size:12.0pt;font-family:"Open Sans",sans-serif;color:black;background:yellow;mso-highlight:yellow">(d) If the transferor has identified two or more designated beneficiaries to
receive concurrent interests in the property, the share of one which lapses or fails for any reason is transferred to the other, or to the others in proportion to the interest of each in the remaining part of the property held concurrently.</span><span style="font-size:12.0pt;font-family:"Open Sans",sans-serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><br>
<strong><span style="font-family:"Arial",sans-serif">Marcus J. Fry</span></strong><br>
Attorney | Witherspoon • Kelley<br>
<a href="mailto:mjf@witherspoonkelley.com">mjf@witherspoonkelley.com</a> | <a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.witherspoonkelley.com_marcus-2Dj-2Dfry&d=DwMFAg&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=kDcM-fraYQNOZ1rCslLoMSSRXJQXmQVvRJbE6ymQGho&m=Tbqd1UwVhhZLNUmc9vBPHlNceCZG5Az5LXrfTPK0S_E&s=OxATHQcjKTJASZ6kcta93SoEZgvZf_DYhyM6qCFvZeM&e=">
Attorney Profile</a> | <a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.witherspoonkelley.com_s_mfj.vcf&d=DwMFAg&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=kDcM-fraYQNOZ1rCslLoMSSRXJQXmQVvRJbE6ymQGho&m=Tbqd1UwVhhZLNUmc9vBPHlNceCZG5Az5LXrfTPK0S_E&s=Tb3N45ruKy1lXqm9k2PUsNc-ygfL7-mAOJMiV750u2o&e=">
vCard</a><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p align="right" style="text-align:right"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:white">222 N. 3rd Street<br>
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(509) 248-7220 (office)<br>
(509) 575-1883 (fax)<br>
witherspoonkelley.com</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p>
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